Send money to Estonia

The safest and most cost-effective ways of sending money to friends and family in Estonia from Australia.

I want to send

Currency from

Currency to

Updated May 18, 2018

Fact checked

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Australia recognised Estonia as a nation in 1921. Australia was among the first to re-establish ties with Estonia after its independence in 1991. While Australia has an embassy in Stockholm, Sweden, it also has an honorary consulate in Tallinn, Estonia. Estonia has an embassy in Canberra along with honorary consulates in Adelaide, Brisbane, Hobart and Perth.

As per the 2011 Australian Census, around 8,500 people of Estonian descent and over 1,900 Estonia-born people lived in Australia. Two-way trade between these two nations stood at around $60 million in 2013/2014.

The need to send money from Australia to Estonia does not come as a surprise. Luckily, you get various options from which to choose.

Send money to Estonia with TorFX

TorFX guarantees to match any competitor's exchange rate. Conditions apply.

TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

No transfer fees
Price match guarantee
Dedicated account manager assigned to you
Forex tools available

Go to site
More Info

Compare Money Transfer Services

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
AUD 1	Same day	AUD 3.99	0.625	EUR 3,124	Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply. WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review
AUD 250	1 - 2 days	-	-		$0 transfer fees for Finder customers. OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 250.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BND, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
GBP 0	1 - 2 days	AUD 3.99	0.627	EUR 3,133	Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 0.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Chat, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYR, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KZT, LAK, LBP, LKR, MAD, MDL, MGA, MKD, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, SRD, STD, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW Go to site Read the full review
AUD 1	1 day	AUD 25.00	0.63	EUR 3,136	Pay no fees on your first two transfers, up to $3,000. SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, CAD, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MYR, NPR, NZD, PHP, SGD, THB, USD, VND, ZAR Go to site Read the full review
AUD 1	1 day	-	-		Pay no fees on your first two transfers, up to $3,000. SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, EUR, GBP Go to site Read the full review
AUD 1	Same day	AUD 0.00	0.627	EUR 3,136	XE has fast transfers with low fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments, Market orders Customer service Phone, Email Available currencies AED, AMD, AUD, BAM, BBD, BDT, BGN, BHD, BND, BRL, BSD, BWP, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EUR, FJD, GBP, GEL, GTQ, HKD, HNL, HRK, HUF, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, KZT, LKR, LSL, MAD, MKD, MUR, MWK, MXN, MYR, NAD, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SZL, THB, TND, TOP, TRY, TTD, TWD, TZS, UGX, USD, VUV, WST, XCD, XPF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	0.627	EUR 3,136	TorFX guarantees to match any competitor's exchange rate. Conditions apply. TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 10.00	0.624	EUR 3,114	Better exchange rates for Finder customers. WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AUD, BBD, BGN, BHD, BWP, CAD, CHF, CLP, CNY, COP, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TZS, UGX, USD, VND, XCD, ZAR Go to site Read the full review
AUD 200	1 - 2 days	AUD 25.00	0.630	EUR 3,132	New customers sending over AUD 500 from Australia use code FINDER50 to get AUD 50 off. Valid till 30th June 2021. T&Cs apply. InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 200.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, BDT, CAD, CNY, EUR, GBP, HKD, IDR, INR, KRW, LKR, MYR, NPR, PHP, PKR, SGD, THB, USD, VND Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	0.624	EUR 3,120	Send guarantees to match any competitor’s exchange rate. T&Cs apply. Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Forward contracts Customer service Phone, Email Available currencies AED, AUD, BGN, BHD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KWD, MXN, MYR, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks versus money transfer companies

Work got Laura Saar to Australia. She plans to live here indefinitely. While she’s here she has to keep sending some money back home to make sure her aging parents have enough to get by comfortably. She opened a bank account with a leading bank soon upon arriving in Australia. Using its services to send money back home was an option. However, she wasn’t sure if it was her best bet.

After comparing her alternatives online, this is what she found.

	Australian bank	Money transfer service 2
Exchange rate	AUD1 = EUR0.6065	AUD1 = EUR0.6352
Transfer fee	$20	$0
Amount received for $1,000	EUR594.37	EUR635.20
Transfer time	Two to five days	One day
Transfer options	Bank account	Bank account
Difference of		EUR40.83

It was natural for Laura to choose the money transfer company over her bank. Not only did the company offer a noticeably better deal, it also assured that the money would get to her father’s bank account within one day.

Today's exchange rate AUD to EUR

How do I compare transfer companies when transferring and receiving money via Estonia?

When you’re comparing money transfer companies to send money from Australia to Estonia, or the other way around, these aspects require your attention:

Financial viability. Deciding which company to go with based solely on the exchange rate it offers can be a mistake. This is because you may end up paying an exceptionally high fee, forfeiting any benefit you may have otherwise received. The best way to know which company offers a better deal in terms of money is to look at the total amount the recipient stands to receive.
Methods of sending money. One way to send money to Estonia is to do so in person. Banks let you do this as do some money transfer companies. Some businesses limit their operations to the online world. Some let you initiate the process over the phone.
Methods of receiving money. The recipient can collect money by visiting a cash pickup location in Estonia. He or she can also receive funds directly into an Estonian bank account.
Time taken to process the transfer. If the recipient is to collect cash from a physical outlet, the transfer can take place almost immediately. When it comes to transferring money into an Estonian bank account, money transfer companies tend to offer quicker turnaround times when compared to banks.
Using the same bank. You can consider using the services of a bank if you and the recipient have accounts with the same institution. In this case you can save on time as well as money.
Transfer options. Do you want to hold on to making the transfer until you get a desired exchange rate? Do you wish to transfer funds every now and again? While some service providers offer no more than one-time transfer facilities, some others provide scheduled payments, market orders and forwards contracts.
Minimum amount. This is not a concern if you plan to send a substantial amount. However, know that some money transfer companies have minimum transfer limits in place, which can be $500 or $1,000.

How do I send money to Estonia from Australia?

If you wish to send money to Estonia you get to choose from these options:

Banks. If your bank offers overseas money transfer services you can use it to transfer funds to Estonia. The fees you have to pay can vary from one bank to the next, as can processing time. You can write a physical cheque in the name of the recipient and send it over my mail. Buying a money order from your bank and sending it by mail is another option.
Non banks. Businesses such as Western Union and MoneyGram let you transfer money to Estonian bank accounts as well as to cash pickup centres. PayPal lets you transfer money online. In this case you and the recipient should have PayPal accounts. Opening a new account is easy and takes little time.

How do I receive money from Estonia in Australia?

If you’re expecting some money from Estonia, you can receive it in these ways:

Banks. A simple way to go about it is to get the money transferred directly into your bank account. The sender can do this using a bank or a money transfer company. If you receive a cheque or a money order you can deposit it in your bank account.
Non banks. Money transfer companies such as Western Union and MoneyGram let you collect transferred funds in person by visiting a cash pickup location. You can receive funds from Estonia using the services of PayPal. You and the sender should have PayPal accounts for the transfer to happen. After the money gets to your PayPal account, you can withdraw it in your bank account.

Emergency cash transfers in Estonia

If you find yourself without your money or wallet when you’re in Estonia, remember that you can still get some emergency money. First, make sure you cancel all your credit and debit cards. Then, thinking about getting money using these methods:

Cash pickup. Find a cash pickup location around you. Pass this information onto a friend or family member who can send you some emergency money. Wait for the transfer to happen. Then, simply go and collect cash from the chosen location.
Credit card emergency cash advance. If you have an existing Visa, Mastercard or American Express credit card you can get an emergency cash advance. For this, you’ll have to visit a local participating financial institution.
Travel insurance. Getting the right kind of insurance before you travel overseas is a good idea. If you do, you can get access to money to deal with scenarios such as flight delays, flight cancellations, lost and misplaced luggage as well as medical contingencies.

Cash pickup locations in Estonia/ Western Union / MoneyGram branches in Estonia

Picking money at cash pickup locations in Estonia is easy because money transfer companies such as Western Union and MoneyGram have a widespread presence in this country. When collecting large sums of money, you should call ahead of time to ensure that there’s availability of funds. To collect money you’ll have to provide some kind of suitable ID such as your passport or driver’s license. Here are some cash pickup locations in Estonia:

Western Union

Tallinn

Postkontor
Narva Mnt 1Tallinn, 10111+372-6257304Open 8:00am to 5:00pm Monday to Friday, 9:00am to 5:00pm Saturday, closed on Sunday
Vanalinna
Viru 20Tallinn, 10140+372-6616616Open 10:00am to 7:00pm Monday to Saturday, 10:00am to 6:00pm Sunday

Tartu

Tartu Postkontor
Riia 4Tartu, 51004+372-6616616Open 9:00am to 7:00pm Monday to Friday, 9:00am to 3:00pm Saturday, closed on Sunday
Eedeni Postkontor
Kalda Tee 1cTartu, 50703+372-6616616Open 10:00am to 9:00pm Monday to Sunday

MoneyGram

Tallinn

Eurex - Viru Keskus
Viru Valjak 4Tallinn, 10111+372-6164980Open 9:00am to 9:00pm Monday to Sunday
Monex Ou
Viru Valjak 4/6Tallinn, 10111+372-6101588Open 8:45 am to 9:15pm Monday to Sunday

Tartu

Monex Ou
Riia 1Tartu, 51013+372-7314802Open 8:45 am to 9:15pm Monday to Sunday
Eesti Krediidipank
Ulikooli 4Tartu, 51003+372-7351548Open 9:00am to 5:00pm Monday to Friday, closed on Saturday and Sunday

Tips for picking up cash in Estonia

Most visits to Estonia remain free of trouble. However, you should take precautions against petty crimes, especially when you collect money from a cash pickup location.

There has been an increase in crimes that target tourists, especially instances of petty theft. Know that you face a risk of pick-pocketing and mugging in hotels, nightclubs, bars and pubs in the Old Town section of Tallinn.

There have been instances of groups of thieves targeting travellers at train stations, airports and parks. Instances of theft from cars are car thefts are also common. Try to steer clear of parks and side streets after dark. When possible, keep your valuables in your hotel safe.

What are the steps to send money to Estonia?

The steps involved in sending money to Estonia depend on how to plan to transfer the funds:

Transferring to a bank account. You’ll have to provide the recipient’s name, his or her bank account number, the name of the bank as well as the bank’s SWIFT code. If you’re sending money using the services of an online money transfer company you’ll have to provide details from your bank account, debit card or debit card.
Cash pickup. If you’re visiting a physical location to go through with the transfer you’ll have to provide an acceptable form of ID to verify your identity. You’ll have to submit the recipient’s name along with a desired cash pickup location. If you’re initiating the process online, you’ll have to provide details of an account from where the money should debit. This can be a bank account or a credit card account, depending on the service provider you choose.

Thank you for your feedback!

Shirley Liu

twitter linkedin

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

More guides on Finder

Amazon Prime Day 2021: Don’t miss these deals on 21 June
Amazon Prime Day is returning to Australia in the first half of 2021. Here are six online deals you need to know about.
How to buy TitanSwap (TITAN) in Australia
This guide will show you step-by-step instructions on how to buy the TitanSwap (TITAN) token as well as a list of exchanges you can trade it on.
Canterbury Bulldogs vs St George Illawarra Dragons NRL: Start time and watch free
The one-win Bulldogs return after a bye, hopefully refreshed and ready to meet the Dragons.
NSW first home owners tax reform offers 25K grants
First home buyers in NSW could be given up to $25,000 towards their first home purchase – find out if you're eligible.
24 PlayStation 5 consoles are up for grabs this long weekend
eBay is giving away 24 PlayStation 5 prize packs this long weekend - here's how to enter.
Does anyone actually need Twitter Blue?
Here's everything included in Twitter Blue and how much it costs.
How to watch UFC 263 Adesanya vs Vettori 2 live in Australia
Undisputed champion Israel Adesanya is ready for his long-awaited rematch against Marvin Vettori in Arizona.
HBO Max Gossip Girl reboot: new trailer drops ahead of Australian broadcast
An updated version of Gossip Girl is coming our way – and it looks too good to miss.
Finder Daily Deals: The 5 best online deals in Australia today
Today's best Finder Daily deals include: 50% off 4K TVs, $200 off Dyson vacuum cleaners, win $10,000 with Optus.
Paul Gallen vs Justis Huni: Fight time and how to watch live online
Undefeated heavyweight Justis Huni and former NRL star Paul Gallen are ready for battle as Termination Day approaches.

Azimo International Money Transfers

Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

More info

TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

More info

WorldFirst International Money Transfers

Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.

More info

Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.

More info

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

Finder’s 5 credit card top picks for rewards, balance transfers and more.

Find a better personal loan deal

Find a better home loan

Want to find the best savings account?

Discover the top share trading platforms.

Discover top performing superannuation funds.

Planning to travel soon? Check out one of our travel money location guides

How much will it cost? Calculate your home loan repayments

Send money to Estonia

The safest and most cost-effective ways of sending money to friends and family in Estonia from Australia.

Guides

Services

Send Money To

Exchange Rates

CBD Guides