How to send money to Belgium

Compare fees and exchange rates to get the best deal on your next money transfer to Belgium.

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Canal in Ghent, Belgium

Australia and Belgium have maintained a positive relationship since the first world war. This relationship has been strengthened by agreements regarding double taxation, social security and working holidays. These agreements have made it easy for any of the over 6,000 Belgian expats in Australia to work and live here, without financial repercussions back home.

As of 2013, Belgium was also Australia’s 24th largest trading partner with trades equaling $3 billion Australian Dollars (AUD), while Belgium’s combined total investment into Australia was $8.3 billion AUD. With this amount of financial activity existing between the two nations, the need for money transfer options from Australia to Belgium is a key economic factor.

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  • Minimum transfer amount: $2,000
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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.618 EUR
3,090
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
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AUD 2,000 1 day AUD 0.00 0.618 EUR
3,090
Sign up for a new account and receive a $50 Myer gift card when you transfer $10,000 or more.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
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AUD 2,000 1 day AUD 0.00 0.618 EUR
3,090
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
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AUD 250 1 - 2 days AUD 15.00 0.618 EUR
3,081
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
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AUD 3,000 1 day GBP 20.00 0.614 EUR
3,064
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
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AUD 5 1 - 2 days EUR 3.00 0.614 EUR
3,070
Special offer: Pay zero fees on your first 5 transfers.
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AUD 1 Within an hour AUD 3.99 0.613 EUR
3,063
Use promo code 3FREE to send your first 3 transfers with no fee.
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
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AUD 1 1 - 2 days AUD 22.50 0.62 EUR
3,089
Make online transfers at the mid-market rate with transparent fees in 45+ currencies. Go to site Show details

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Money transfer companies versus banks Simon's family - Case study

Simon and his family have recently moved to Australia to take advantage of a business opportunity. They do like to send monetary gifts to family and friends back in Belgium for special occasions.

This has led Simon to do some research to determine which is the most inexpensive and reliable way to send money from Australia to Belgium. Simon usually sends gifts of $1,000 AUD, so he compares a money transfer service provider with a bank transfer:

Money transfer serviceBank transfer
Exchange rate1 AUD = 0.66 EUR1 AUD = 0.67 EUR
Transfer fee$60.00 AUD$20 AUD
Amount received in Euro (EUR)657.10666.90
Transfer timeTen minutesThree to five business days
Transfer optionsCash pick-upBank deposit
Difference+9.80

For Simon, he will save money by using the bank over this money transfer service provider both in the exchange rate and in fees. If he needed to send money in an emergency, the transfer service will be faster.

How do I compare transfer companies when transferring money to Belgium?

The case study above demonstrates the importance of comparing a number of features in money transfer options, as well as applying the exchange rate to a larger quantity of money. When you begin to compare your money transfer options start by looking at the following:

  • Exchange rate. The exchange rate can make a significant difference, even when it looks to be only a few cents. When you apply exchange rates to a larger amount of money there can be higher difference in the exchange.
  • Transfer cost. Some companies may offer a lower exchange rate but charge higher fees.
  • Pick up methods. Investigates the various money transfer service providers to see which ones offer cash pick-up or bank deposit, or whichever method is best suited for you.
  • Transfer time. Bank deposits generally take longer than a cash pick up, which could be available in just a few minutes.
  • Transfer methods. You will find that most transfer companies allow for transfers to be processed online or they allow you to transfer cash at an agency if that is your preference.
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How to send money to Belgium from Australia

Since Belgium’s currency is the Euro, which is common, you are going to find that there are multiple options available for sending money from Australia.

The number of options available to you makes it important that you check the features and fees of each one in order to get the most value for your Australian Dollar. Listed below are a few of the options you will have available to you:

  • WorldRemit. WorldRemit is an online money transfer service provider which charges $3.99 AUD for transfers of up to $8,000 AUD to Belgium. This is a bank deposit only, so you will want to check with the recipient bank to see how much they will charge to accept the transfer.
  • Commonwealth Bank. Commonwealth Bank account holders may send money from their account to one held by a bank in Belgium. The fee if the transfer is done via a bank branch is $30 AUD, or $22 AUD if you use NetBank or the Commonwealth Bank app.
  • Western Union. Western Union offers you the option of a cash pick up in Belgium or bank deposit.
  • MoneyGram. Available both online or at kiosks in 7-11 stores across Australia, MoneyGram allows for a cash pick up in Belgium, charging $60 AUD to send $1,000 AUD.
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Emergency cash transfers in Belgium

Australian visitors to Belgium can also have money sent to them if they lose their wallet or cash:

  • Transfer service companies. A transfer service company that provides the option of a cash pick up can be used by an Australian to collect money while in Belgium.
  • Travel insurance. It is always advisable to purchase travel insurance when traveling overseas. Coverage should include an emergency cash replacement if you lose your wallet or it has been stolen.
  • Credit card insurance. If you report that your credit card has been stolen, some companies will provide you with a small amount of cash until the card can be replaced.
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Cash pick up locations in Belgium for Western Union and MoneyGram

Listed below are a number of cash pick up locations in Belgium for Western Union and MoneyGram. Before heading to a pick up agent make sure that you have your photo identification and the transfer reference number.

MoneyGramBrusselsBrussels
AddressDirect Finance Place
Communale 27
Brussels, 1080
Madina GSM Shop -
Schaerbeek Rue Verte 189
Schaerbeek, 1030
Phone+24119000+497832323
Opening hoursMonday through Saturday
9am to 6:30pm
Open seven days a week
from 9am to 9pm
MoneyGramCharleroiCharleroi
AddressAgence MoneyGram Charleroi Neuve
Rue Neuve 45
Charleroi, 6000
Voyages-Guzel
Avenue Jules Henin 22
Charleroi, 6000
Phone+71316615+71327525
Opening hoursMonday through Saturday
9am to 7pm
Monday through Saturday
9am to 7pm
Western UnionBrusselsBrussels
AddressChange Goffin
Rue Marche Aux Herbes 88
Agence Dediee Western Union
Brussels, 1000
Mohamed Food
Diksmuidelaan 19
Brussel, Brussels 1000
Phone+32-080099269+32-486755070
Opening hoursMonday through Saturday
10am to 7pm
Monday through Saturday
8:30am to 6pm
Western UnionCharleroiCharleroi
AddressSahin
Rue Neuve 11
Charleroi, Hainaut 6000
Kucuk Shop
Boulevard Paul Janson 25
Charleroi, Hainaut 6000
Phone+32-485868766+31-71587550
Opening hoursMonday through Saturday
10am to 6pm.
Sunday 10am to 2pm.
Monday through Saturday
10am to 6pm.
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Tips for picking up cash in Belgium

The Australian Department of Foreign Affairs and Trade advises that tourists travelling to Belgium exercise normal safety precautions. Still, it is important to be vigilant when travelling to a cash pick up location. Know the hours ahead of time, plan safe transportation, and immediately head back to your lodgings once the money has been received.

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How to send money to Belgium

If you are planning on sending money using a cash pick up option, it is important that you and your beneficiary be aware of the following:

  • Full name. As a security precaution, the full name for the recipient must match the name printed on their photo identification exactly.
  • Transfer number. The sender will be provided with a transfer number. This number must be relayed to the pick up agent before funds are released.
  • Transfer amount. For further verification the beneficiary may be asked the amount that was sent and/or the sender’s full name and location.
  • Verification question. Some companies may also offer an additional security option where the recipient is asked to answer a question given by the sender.

Any paperwork that you receive when transferring money from Australia to Belgium should be kept until it is verified that your beneficiary has received the full funds. This will be necessary in the event that you wish to lodge a dispute.

Compare the best money transfer services for Belgium

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International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Sign up for a new account and receive a $50 Myer gift card when you transfer $10,000 or more.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

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