How to send money to Belgium

Compare fees and exchange rates to get the best deal on your next money transfer to Belgium.

Australia and Belgium have maintained a positive relationship since the first world war. This relationship has been strengthened by agreements regarding double taxation, social security and working holidays. These agreements have made it easy for any of the over 6,000 Belgian expats in Australia to work and live here, without financial repercussions back home.

As of 2013, Belgium was also Australia’s 24th largest trading partner with trades equaling $3 billion Australian Dollars (AUD), while Belgium’s combined total investment into Australia was $8.3 billion AUD. With this amount of financial activity existing between the two nations, the need for money transfer options from Australia to Belgium is a key economic factor.

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TorFX International Money Transfers

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International Money Transfer Offer

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in over 30 currencies. Once registered, you'll be assigned an account manager who can provide support and guidance.

  • Minimum transfer amount: $200
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Compare money transfer services that transfer to Belgium

Rates last updated December 11th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Bank Account to Bank Account
Guaranteed to beat any competitor's exchange rate. Conditions apply.
WorldRemit International Money Transfers
Within an hour
Online, Bank Account to Bank Account, Cash Transfer
An online service with cash pickup, bank account to bank account and airtime transfers available.
Exclusive: InstaReM International Money Transfers
AUD 200
1 - 2 days
Online, Phone, Bank Account to Bank Account
Exclusive: finder customers receive $15 off their first transaction. T&Cs apply.
InstaReM offers simple and quick international money transfers with zero-margin exchange rates. There's a flat 0.5% transfer fee for most transfers. Earn loyalty points on sign up, referral and every transaction, plus finder customers receive $15 off first transfer (T&Cs apply).
HiFX International Money Transfers
AUD 50
2 days
Online, Phone, Agent
Transfer money between 20 currencies, and enjoy schedule regular transfers. First transfer free.
WorldFirst International Money Transfers
AUD 2,000
1 day
Online, Phone, Bank Account to Bank Account
Transfer money into a range of currencies online and over the phone.
OFX (Ozforex) International Money Transfers
AUD 250
1 - 2 days
Online, Phone, Bank Account to Bank Account
Transfer amounts over $250 in as little as two days and make scheduled regular transfers.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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Money transfer companies versus banks Simon's family - Case study

Simon and his family have recently moved to Australia to take advantage of a business opportunity. They do like to send monetary gifts to family and friends back in Belgium for special occasions.

This has led Simon to do some research to determine which is the most inexpensive and reliable way to send money from Australia to Belgium. Simon usually sends gifts of $1,000 AUD, so he compares a money transfer service provider with a bank transfer:

Money transfer serviceBank transfer
Exchange rate1 AUD = 0.66 EUR1 AUD = 0.67 EUR
Transfer fee$60.00 AUD$20 AUD
Amount received in Euro (EUR)657.10666.90
Transfer timeTen minutesThree to five business days
Transfer optionsCash pick-upBank deposit

For Simon, he will save money by using the bank over this money transfer service provider both in the exchange rate and in fees. If he needed to send money in an emergency, the transfer service will be faster.

How do I compare transfer companies when transferring money to Belgium?

The case study above demonstrates the importance of comparing a number of features in money transfer options, as well as applying the exchange rate to a larger quantity of money. When you begin to compare your money transfer options start by looking at the following:

  • Exchange rate. The exchange rate can make a significant difference, even when it looks to be only a few cents. When you apply exchange rates to a larger amount of money there can be higher difference in the exchange.
  • Transfer cost. Some companies may offer a lower exchange rate but charge higher fees.
  • Pick up methods. Investigates the various money transfer service providers to see which ones offer cash pick-up or bank deposit, or whichever method is best suited for you.
  • Transfer time. Bank deposits generally take longer than a cash pick up, which could be available in just a few minutes.
  • Transfer methods. You will find that most transfer companies allow for transfers to be processed online or they allow you to transfer cash at an agency if that is your preference.
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How to send money to Belgium from Australia

Since Belgium’s currency is the Euro, which is common, you are going to find that there are multiple options available for sending money from Australia.

The number of options available to you makes it important that you check the features and fees of each one in order to get the most value for your Australian Dollar. Listed below are a few of the options you will have available to you:

  • WorldRemit. WorldRemit is an online money transfer service provider which charges $3.99 AUD for transfers of up to $8,000 AUD to Belgium. This is a bank deposit only, so you will want to check with the recipient bank to see how much they will charge to accept the transfer.
  • Commonwealth Bank. Commonwealth Bank account holders may send money from their account to one held by a bank in Belgium. The fee if the transfer is done via a bank branch is $30 AUD, or $22 AUD if you use NetBank or the Commonwealth Bank app.
  • Western Union. Western Union offers you the option of a cash pick up in Belgium or bank deposit.
  • MoneyGram. Available both online or at kiosks in 7-11 stores across Australia, MoneyGram allows for a cash pick up in Belgium, charging $60 AUD to send $1,000 AUD.
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Emergency cash transfers in Belgium

Australian visitors to Belgium can also have money sent to them if they lose their wallet or cash:

  • Transfer service companies. A transfer service company that provides the option of a cash pick up can be used by an Australian to collect money while in Belgium.
  • Travel insurance. It is always advisable to purchase travel insurance when traveling overseas. Coverage should include an emergency cash replacement if you lose your wallet or it has been stolen.
  • Credit card insurance. If you report that your credit card has been stolen, some companies will provide you with a small amount of cash until the card can be replaced.
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Cash pick up locations in Belgium for Western Union and MoneyGram

Listed below are a number of cash pick up locations in Belgium for Western Union and MoneyGram. Before heading to a pick up agent make sure that you have your photo identification and the transfer reference number.

AddressDirect Finance Place
Communale 27
Brussels, 1080
Madina GSM Shop -
Schaerbeek Rue Verte 189
Schaerbeek, 1030
Opening hoursMonday through Saturday
9am to 6:30pm
Open seven days a week
from 9am to 9pm
AddressAgence MoneyGram Charleroi Neuve
Rue Neuve 45
Charleroi, 6000
Avenue Jules Henin 22
Charleroi, 6000
Opening hoursMonday through Saturday
9am to 7pm
Monday through Saturday
9am to 7pm
Western UnionBrusselsBrussels
AddressChange Goffin
Rue Marche Aux Herbes 88
Agence Dediee Western Union
Brussels, 1000
Mohamed Food
Diksmuidelaan 19
Brussel, Brussels 1000
Opening hoursMonday through Saturday
10am to 7pm
Monday through Saturday
8:30am to 6pm
Western UnionCharleroiCharleroi
Rue Neuve 11
Charleroi, Hainaut 6000
Kucuk Shop
Boulevard Paul Janson 25
Charleroi, Hainaut 6000
Opening hoursMonday through Saturday
10am to 6pm.
Sunday 10am to 2pm.
Monday through Saturday
10am to 6pm.
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Tips for picking up cash in Belgium

The Australian Department of Foreign Affairs and Trade advises that tourists travelling to Belgium exercise normal safety precautions. Still, it is important to be vigilant when travelling to a cash pick up location. Know the hours ahead of time, plan safe transportation, and immediately head back to your lodgings once the money has been received.

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How to send money to Belgium

If you are planning on sending money using a cash pick up option, it is important that you and your beneficiary be aware of the following:

  • Full name. As a security precaution, the full name for the recipient must match the name printed on their photo identification exactly.
  • Transfer number. The sender will be provided with a transfer number. This number must be relayed to the pick up agent before funds are released.
  • Transfer amount. For further verification the beneficiary may be asked the amount that was sent and/or the sender’s full name and location.
  • Verification question. Some companies may also offer an additional security option where the recipient is asked to answer a question given by the sender.

Any paperwork that you receive when transferring money from Australia to Belgium should be kept until it is verified that your beneficiary has received the full funds. This will be necessary in the event that you wish to lodge a dispute.

Compare the best money transfer services for Belgium

International Money Transfer Offers

Important Information*
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in over 30 currencies. Once registered, you'll be assigned an account manager who can provide support and guidance.

WorldFirst International Money Transfers

Use code FINDER20 for $20 credit towards your next transfer*. Conditions apply.
Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider.
*Offer valid for one-time use and only applies to transfers of AUD$10,000 or more.

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

WorldRemit International Money Transfers

An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.

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