IMB Unsecured Personal Loan

Apply for a loan from $2,000 and enjoy a competitive fixed rate.

The Unsecured Personal Loan from IMB offers a range of features, including no penalty for early repayments and no monthly fees. If you're approved, you'll have up to 5 years to repay what you borrow at a competitive fixed rate.

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9.54% (fixed)

Interest Rate (p.a.)

11.28%

Comparison Rate (p.a.)

$2,000

Min Loan Amount

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Details

Product NameIMB Unsecured Personal Loan
Interest Rate (p.a.)9.54% (fixed)
Comparison Rate (p.a.)11.28%
Interest Rate TypeFixed
Min Loan Amount$2,000
Max. Loan Amount$30,000
Loan SecurityUnsecured

Main points to consider with a personal loan from IMB

This loan is unsecured and IMB allows you to apply for between $2,000 and $30,000. You can select a repayment period up to 5 years with this loan, which comes with a fixed rate of 9.54% p.a.

There are no account-keeping fees but other fees can apply.

Features of an Unsecured Personal Loan from IMB

  • Varying loan amounts. Apply for between $2,000 and $30,000 with this loan.
  • No account-keeping fees. You won’t be charged account-keeping fees with IMB personal loans, which can help you save over the life of the loan.
  • Flexible terms. Loan terms of between 1 year and 5 years are available.
  • Loan repayment insurance. All IMB personal loans have the optional extra of Loan Repayment Insurance, which offers cover should you find yourself not able to make repayments due to accident, sickness or involuntary unemployment.
  • Repayments. You can choose between weekly, fortnightly or monthly repayments and you're able to make additional repayments.
  • No penalty for early repayment. You won’t incur fees or be penalised for paying back your loan early, which can help you save considerably on interest if you’re able to do so.
  • Interest rates. This loan comes with a fixed interest rate of 9.54% p.a. with interest being calculated daily and charged monthly.

How to apply for the Unsecured Personal Loan from IMB

If you’d like to apply for the Unsecured Personal Loan from IMB you can follow the secure link on this page to fill out an online application form. Make sure you meet the following criteria before you apply:

  • Are over the age of 18
  • Are a permanent Australian resident
  • Have a good credit history
  • Have a monthly income

When you apply you’ll need to provide personal details and information relating to your open credit accounts, income, assets and debts.

Compare other personal loans

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Symple Loans Personal Loan

From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10

You'll receive a variable rate from 5.75% p.a. to 25.99% p.a.

Borrow up to $50,000 and earn 1 Qantas Point for every $1 borrowed.

⭐Special Offer: Earn up to 50,000 Qantas Points with a personal loan from Symple.
Plenti Personal Loan

From 5.43% (fixed)
5.43%
$2,001
3 to 7 years
$0 to $999
$0
You'll receive a fixed rate between 5.43% p.a. and 17.89% p.a. based on your risk profile.
A flexible loan with amounts from $2,001 and terms starting from 3 years. Interest and comparison rates calculated for a loan term of 5 years.

⭐ Finder Exclusive: Eligible applicants with excellent credit will receive rates starting from 5.43% p.a. (comparison rate 5.43% p.a.). Offer ends 31 July 2021. T&Cs apply.

Citi Personal Loan Plus
8.90% (variable)
9.18%
$5,000
3 to 5 years
$199
$0
You'll receive a guaranteed rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved. Note: This rate may vary during the loan term.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: Monthly account service fee will be waived for applications submitted before 30 September 2021. The interest rate doesn’t change based on your risk profile, so you know your rate before you apply.
Harmoney Unsecured Personal Loan

From 5.35% (fixed)
6.14%
$2,000
3 to 5 years
$575 ($275 for loans of below $5,000)
$0
You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.
Alex Bank Personal Loan

From 5.45% (fixed)
5.45%
$2,100
6 months to 5 years
$0 (Waived $295 establishment fee)
$0
You'll receive a fixed interest rate from 5.45% p.a. to 19.99% p.a. based on your risk profile
Borrow between $2,100 and $30,000 from 6 months to 5 years. Note: The $295 establishment fee will be waived for loan applications submitted by 11 August 2021.
SocietyOne Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
2 to 5 years
from $0 to $595
$0
You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NAB Personal Loan Unsecured Fixed

From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
NOW Finance No Fee Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
18 months to 7 years
No Establishment Fee
$0
You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.

⭐ Finder Exclusive: Apply and settle a NOW Finance debt consolidation loan via Finder by 30 September 2021 for your chance to win $2000 paid off your debt. T&Cs apply.
OurMoneyMarket Personal Loan

From 5.45% (fixed)
6.07%
$2,001
1 to 7 years
From $250 to $450
$0
You'll receive a fixed rate from 5.45% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.
ANZ Fixed Rate Personal Loan
8.99% (fixed)
9.88%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 8.99% p.a. with a comparison rate of 9.88% p.a. if you're approved.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

⭐Special Offer: Secure a reduced interest rate of 8.99% p.a. for a limited time only. Apply for up to $50,000 to use for a variety of purposes without needing to add security.
Wisr Personal Loan

From 6.49% (fixed)
6.76%
$5,000
3 to 7 years
$195
$0
You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

⭐Special Offer: Wisr's standard establishment fee $595 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
ANZ Variable Rate Personal Loan
10.50% (variable)
11.38%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 10.50% p.a. with a comparison rate of 11.38% p.a. if you're approved. Note: This rate may vary during the loan term.
A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.
Heritage Bank Fixed Personal Loan
7.99% (fixed)
8.62%
$5,000
1 to 7 years
$200
$5
Choose a fixed rate loan and receive a comparison rate of 8.62% p.a.
Fixed rate loans are available up to $100,000 on terms from 1 to 7 years.
Plenti Variable Rate Personal Loan

From 5.43% (variable)
5.43%
$2,001
1 to 3 years
$0 to $999
$0
You'll receive a variable rate from 5.43% p.a and 17.89% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 12 months. Benefit from transparent costs and a rate estimate before you apply.

⭐ Finder Exclusive: Eligible applicants with excellent credit will receive rates starting from 5.43% p.a. (comparison rate 5.43% p.a.). Offer ends 31 July 2021. T&Cs apply.
NAB Personal Loan Unsecured Variable Rate

From 6.99% (variable)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
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Compare up to 4 providers

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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12 Comments

    Default Gravatar
    unaisi
    October 23, 2018

    How do I apply for a personal loan from IMB unsecured?

      Default Gravatar
      Joel
      October 23, 2018

      Hi Unaisi,

      Thanks for leaving a question on finder.

      If you’d like to apply for the unsecured personal Loan from IMB, you can go to IMB’s official website and fill out an online application form. Make sure you meet the following criteria before you apply:

      – Are over the age of 18
      – Are a permanent Australian resident
      – Have a good credit history
      – Have a monthly income

      When you apply you’ll need to provide personal details and information relating to your open credit accounts, income, assets, and debts.

      Please send me a message if you need anything else. :)

      Cheers,
      Joel

    Default Gravatar
    Wayne
    May 19, 2017

    Hi would it be possible for someone to contact me regarding a personal loan/credit card please.

      Default Gravatar
      Danielle
      May 19, 2017

      Hi Wayne,

      Thank you for reaching out.

      I’m afraid we can’t call you as we don’t have a call centre as of this time. However, you can always chat with us any time of the day. Simply click the chat button found on the lower right corner our website.

      Now, regarding your query, these links may help:

      • Personal loans
      • credit cards

      Please go through those pages to explore and compare your options. Don’t forget to read through the terms, conditions, and features of the credit product you’re interested in to ensure you’re choosing the right one for you.

      Hope this helps.

      Cheers,
      Danielle

    Default Gravatar
    Gopi
    September 12, 2016

    Hi this is Gopi. I am working on 457 visa. I am looking for unsecured personal loan. But i have one default in my credit report. Need help with the loan.

      Avatarfinder Customer Care
      Elizabeth
      September 13, 2016

      Hi Gopi,

      Please check the list of personal loans for temporary residents to explore your options.

      Click through to the lender’s offerings and see what credit history is required. As the majority of lenders are banks that require good credit, your options may include Fair Go Finance. Make sure you contact them before submitting an application to confirm your eligibility.

      Hope this helps,

      Elizabeth

    Default Gravatar
    Norman
    May 14, 2016

    Can I get a loan on centre link pension

      Avatarfinder Customer Care
      Elizabeth
      May 16, 2016

      Hi Norman,

      IMB may consider your application if you also receive a wage, but Centrelink benefits cannot be your sole source of income. If you’d like to review your alternate options, you might want to give Centrelink loans a try.

      Hope this helps,

      Elizabeth

    Default Gravatar
    gal
    February 9, 2016

    Hi there,
    Could I use this loan to purchase a second hand motorcycle?
    Thank you

      Avatarfinder Customer Care
      Elizabeth
      February 10, 2016

      Hi Gal,

      With this loan you don’t have to attach an asset as security and you can use the loan amount, which can be up to $20,000, to finance anything you need to. If you do wish to apply, click the “Go to Site” button.

      Thanks,

      Elizabeth

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