IMB Unsecured Personal Loan

Apply for a loan from $2,000 and enjoy a competitive fixed rate.

The Unsecured Personal Loan from IMB offers a range of features, including no penalty for early repayments and no monthly fees. If you're approved, you'll have up to 5 year(s) to repay what you borrow at a competitive fixed rate.

Find out if this loan is right for you in this review.

Product NameIMB Unsecured Personal Loan
Interest Rate (p.a.)9.9% (fixed)
Comparison Rate (p.a.)11.65%
Interest Rate TypeFixed
Min Loan Amount$2,000
Max. Loan Amount$30,000
Loan SecurityUnsecured

Pros

  • Make early repayments without penalty
  • No ongoing account-keeping fees
  • No security required

Cons

  • Application fee of $250
  • Low maximum borrowing amount

Main points to consider with a personal loan from IMB

This loan is unsecured and IMB allows you to apply for between $2,000 and $30,000. You can select a repayment period up to 5 year(s) with this loan, which comes with a fixed rate of 9.9% p.a..

There are no account-keeping fees but other fees can apply.

Features of an Unsecured Personal Loan from IMB

  • Varying loan amounts. Apply for between $2,000 and $30,000 with this loan.
  • No account-keeping fees. You won’t be charged account-keeping fees with IMB personal loans, which can help you save over the life of the loan.
  • Flexible terms. Loan terms of between 1 year(s) and 5 year(s) are available.
  • Loan repayment insurance. All IMB personal loans have the optional extra of Loan Repayment Insurance, which offers cover should you find yourself not able to make repayments due to accident, sickness or involuntary unemployment.
  • Repayments. You can choose between weekly, fortnightly or monthly repayments and you're able to make additional repayments.
  • No penalty for early repayment. You won’t incur fees or be penalised for paying back your loan early, which can help you save considerably on interest if you’re able to do so.
  • Interest rates. This loan comes with a fixed interest rate of 9.9% p.a. with interest being calculated daily and charged monthly.

How to apply for the Unsecured Personal Loan from IMB

If you’d like to apply for the Unsecured Personal Loan from IMB you can follow the secure link on this page to fill out an online application form. Make sure you meet the following criteria before you apply:

  • Are over the age of 18
  • Are a permanent Australian resident
  • Have a good credit history
  • Have a monthly income

When you apply you’ll need to provide personal details and information relating to your open credit accounts, income, assets and debts.

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12 Responses

  1. Default Gravatar
    unaisiOctober 23, 2018

    How do I apply for a personal loan from IMB unsecured?

    • Default Gravatar
      JoelOctober 23, 2018

      Hi Unaisi,

      Thanks for leaving a question on finder.

      If you’d like to apply for the Unsecured Personal Loan from IMB you can click on THIS link to fill out an online application form. Make sure you meet the following criteria before you apply:

      – Are over the age of 18
      – Are a permanent Australian resident
      – Have a good credit history
      – Have a monthly income

      When you apply you’ll need to provide personal details and information relating to your open credit accounts, income, assets and debts.

      Please send me a message if you need anything else. :)

      Cheers,
      Joel

  2. Default Gravatar
    WayneMay 19, 2017

    Hi would it be possible for someone to contact me regarding a personal loan/credit card please.

    • Default Gravatar
      DanielleMay 19, 2017

      Hi Wayne,

      Thank you for reaching out.

      If you are interested in applying for a personal loan, you can compare your options on this page. If you’ve chosen a lender from that page, then you can click on the ‘Go to site’ button if you wish to apply when you’re ready. Please review the criteria and details of the loan products before applying.

      Meantime, if you are also looking for a credit card, you may compare your options here. Please make sure to review the eligibility criteria of the card and it’s features to see if they meet your needs. If you think you are eligible for the card you’ve chosen, you can click on the ‘Go to site’ button to submit your application.

      Hope this helps.

      Cheers,
      Danielle

  3. Default Gravatar
    GopiSeptember 12, 2016

    Hi this is Gopi. I am working on 457 visa. I am looking for unsecured personal loan. But i have one default in my credit report. Need help with the loan.

    • finder Customer Care
      ElizabethSeptember 13, 2016Staff

      Hi Gopi,

      You can find out your options for loans as a temporary resident on this page. Click through to the lender’s offerings and see what credit history is required – as the majority of lenders are banks that require good credit your options look to include Fair Go Finance. Make sure you contact them before submitting an application to confirm your eligibility.

      Hope this helps,

      Elizabeth

  4. Default Gravatar
    NormanMay 14, 2016

    Can I get a loan on centre link pension

    • finder Customer Care
      ElizabethMay 16, 2016Staff

      Hi Norman,

      IMB may consider your application if you also receive a wage, but Centrelink benefits cannot be your sole source of income. If you’d like to review your alternate options, you can do so on this page.

      Hope this helps,

      Elizabeth

  5. Default Gravatar
    galFebruary 9, 2016

    Hi there,
    Could I use this loan to purchase a second hand motorcycle?
    Thank you

    • finder Customer Care
      ElizabethFebruary 10, 2016Staff

      Hi Gal,

      With this loan you don’t have to attach an asset as security and you can use the loan amount, which can be up to $20,000, to finance anything you need to. If you do wish to apply, click the “Go to Site” button.

      Thanks,

      Elizabeth

  6. Default Gravatar
    RUDOLFJanuary 15, 2016

    Hi there i was looking for a small loan i have the capability to pay repayments easily as i have no other debts only weekly living exp. I am on a disability pension and i am very responsible. Thank you.

    • finder Customer Care
      ElizabethJanuary 18, 2016Staff

      Hi Rudolf,

      Thanks for your question.

      The minimum criteria for this loan is that you Are over the age of 18, are a permanent Australian resident and have never declared bankruptcy or had any judgements or legal action against you for the recovery of debt. IMB judge each application on a case-by-case basis to ensure you will be able to afford the repayments. If you want to find out more about the loan you can click “Go to Site” to continue.

      I hope this has helped.

      Thanks,

      Elizabeth

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