Heritage Bank Standard Personal Loan

Rates and fees last updated on

Apply online for the Heritage Bank Standard Personal Loan and use your loan funds for a wide range of purposes.

If you're planning a holiday, or a wedding or even to consolidate debt, it may be worthwhile comparing this loan from Heritage Bank. It comes with either a fixed or variable interest rate.
Product NameHeritage Bank Standard Personal Loan
Interest Rate (p.a.)From 12.99% (fixed)
Comparison Rate (p.a.)14.02%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max. Loan Amount$25,000

Pros

  • There is a $5 monthly fee
  • Available for a range of purposes

Cons

  • There is an application fee of $0
  • More than half the loan must be for personal use
  • Must be employed or receiving an income
  • 18+ years of age
  • Permanent Australian resident
  • No outstanding credit delinquencies

How to apply for this loan

You can apply for this loan online with Heritage Bank. Make sure you meet the criteria outlined above before submitting your application. You'll also have to provide the following information:
  • Employment details
  • Financial and banking statements
  • Your current and previous addresses
Remember to compare your loan options before you apply, to make sure you find the right loan for you.
Was this content helpful to you? No  Yes

This page was last modified on 3 November 2016 at 5:57pm.

RateSetter Personal Loan

Ratesetter allow you to get a personalised rate based on your credit score.

Citi Personal Loan Plus

Borrow up to $75,000. All approved applicants will receive the advertised variable rate of 11.99% p.a.

CUA Discount Variable Personal Loan (Loans over $30,000)

Apply for a loan over $30,000 and enjoy a discounted interest rate

NOW FINANCE Personal Loans

Get rewarded with a low interest rate for your good credit history.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question
feedback