Heritage Bank Standard Personal Loan

Rates and Fees verified correct on December 6th, 2016

Apply online for the Heritage Bank Standard Personal Loan and use your loan funds for a wide range of purposes.

If you're planning a holiday, or a wedding or even to consolidate debt, it may be worthwhile comparing this loan from Heritage Bank. It comes with either a fixed or variable interest rate.
Product NameHeritage Bank Standard Personal Loan
Interest Rate (p.a.)From 12.99% (fixed)
Comparison Rate (p.a.)14.41%
Interest Rate TypeFixed
Minimum Loan Term1 year
Maximum Loan Term10 years
Min Loan Amount$5,000
Max. Loan Amount$25,000
Application Fee$200
Monthly Service Fee$0

Pros

  • There is a $0 monthly fee
  • Available for a range of purposes

Cons

  • There is an application fee of $200
  • More than half the loan must be for personal use
  • Must be employed or receiving an income
  • 18+ years of age
  • Permanent Australian resident
  • No outstanding credit delinquencies

How to apply for this loan

You can apply for this loan online with Heritage Bank. Make sure you meet the criteria outlined above before submitting your application. You'll also have to provide the following information:
  • Employment details
  • Financial and banking statements
  • Your current and previous addresses
Remember to compare your loan options before you apply, to make sure you find the right loan for you.
Was this content helpful to you? No  Yes

This page was last modified on 3 November 2016 at 17:57.

HSBC Personal Loan

A competitive fixed interest rate loan with the option to make extra repayments. Min. income $30,000

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

CUA Variable Rate Personal Loan

Enjoy a competitive interest rate, flexible repayment options and no monthly fees.

SocietyOne Unsecured Personal Loan

Interest rates for a 3 year loan range from 7.88% p.a. to 25.49% p.a. Comparison rate from 9.9% p.a. to 26.74% p.a. depending on your credit score

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback