Heritage Bank Standard Personal Loan

Apply online for the Heritage Bank Standard Personal Loan and use your loan funds for a wide range of purposes.

If you're planning a holiday, or a wedding or even to consolidate debt, it may be worthwhile comparing this loan from Heritage Bank. It comes with either a fixed or variable interest rate.
Product NameHeritage Bank Standard Personal Loan
Interest Rate (p.a.) From 10.94% (fixed)
Comparison Rate (p.a.)11.57%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max. Loan Amount$50,000

Pros

  • Available for a range of purposes

Cons

  • There is an application fee of $200
  • More than half the loan must be for personal use
  • Must be employed or receiving an income
  • 18+ years of age
  • Permanent Australian resident
  • No outstanding credit delinquencies

How to apply for this loan

You can apply for this loan online with Heritage Bank. Make sure you meet the criteria outlined above before submitting your application. You'll also have to provide the following information:
  • Employment details
  • Financial and banking statements
  • Your current and previous addresses
Remember to compare your loan options before you apply, to make sure you find the right loan for you.
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Personal Loan Offers

Important Information*
Harmoney Unsecured Personal Loan

Interest rates are tailored to each applicant individually, and start from as low as 6.99% p.a. to 26.95% p.a. based on your credit history.

SocietyOne Unsecured Personal Loan

Based on your risk profile, you will receive a tailored rate between 7.5% and 20.14% with a SocietyOne personal loan. Apply before 31 March 2018 to earn 2 Velocity Points for every $1 you borrow.

Pepper Money Unsecured Fixed Rate Personal Loan

Apply for up to $50,000 and receive conditional approval within minutes. Interest rates range from 9.99% p.a. to 21.49% p.a. The rate you are approved for depends on individual circumstances.

NAB Personal Loan Unsecured Fixed

An unsecured personal loan with a competitive fixed rate that you can make additional repayments to without penalty. Note: You must have held a NAB credit card or transaction account for at least 6 months before applying.

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