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Looking to renovate your home? Handypay personal loans are available from $2,001 to $75,000 and are exclusive for home improvements. Personalised rates start from 6.75% p.a., and can vary based on your financial history and credit score. While the loan has no ongoing fees, you’ll have to pay a single upfront establishment fee between 1.5-6% the loan amount. There are also no fees for making additional repayments or settling the loan early. Handypay is a marketplace of lenders/investors owned by OurMoneyMarket Holdings
From 6.75% (fixed)
Interest Rate (p.a.)
6.96%
Comparison Rate (p.a.)
$2,001
Min Loan Amount
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Product Name | Handypay Personal Loan |
---|---|
Interest Rate (p.a.) | From 6.75% (fixed) |
Comparison Rate (p.a.) | 6.96% |
Interest Rate Type | Fixed |
Min Loan Amount | $2,001 |
Max. Loan Amount | $75,000 |
Loan Security | Unsecured |
Handypay personal loans have a fixed, personalised rate from 6.75% p.a. (comparison rate from 6.96% p.a.) to and a single upfront establishment fee of between 1.5–6% of the total loan amount. Applications only take a few minutes to complete and Handypay will perform a one-minute Quick Rate Check to determine an estimate of the rate that you likely qualify for and whether you can be pre-approved for finance. The better your credit score, the lower the rate you will likely be offered.
This loan is available from $2,001 to $75,000, on terms from 1 to 7 years for the purpose of home improvements. This product is not available for other purposes.
Costs of this loan include:
While there are no ongoing fees with this loan, fees for late repayments or direct debit dishonours may apply.
If you'd like to apply for finance with Handypay, you can click "Go to site" and submit a quick application. To do so, you must be:
You will also be required to divulge information regarding your employment status, income and address.
Remember that while this is a competitive loan product, it's still a good idea to compare home improvement loan options prior to submitting an application.