Dnister Ukrainian Credit Co-operative Premier Personal Loan

Make extra repayments, and pay zero monthly fees. Interest charges and fees apply.

This personal loan from Dnister Ukrainian Credit Co-operative is for members only. The loan is secured and comes with a variable rate of interest. You can borrow from $5,000 up to $50,000, to be used for any personal, domestic or household purchases. Although the loan does not charge monthly or annual fees, you’ll have to pay an application fee and interest charges.

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From 6.02% (variable)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Min Loan Amount

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Product NameDnister Ukrainian Credit Co-operative Premier Personal Loan
Interest Rate (p.a.)
From 6.02% (variable)
Comparison Rate (p.a.)6.70%
Interest Rate TypeVariable
Min Loan Amount$5,000
Max. Loan Amount$50,000

How does the DUCC Premier Personal Loan work? 

This personal loan from DUCC is secured and requires an asset as collateral for the loan. The loan comes with a variable interest rate. This means that your repayments may fluctuate on a monthly basis based on the market rate. You can use the loan funds to make large purchases for personal, domestic or household purposes. 

What features does the DUCC Premier Personal Loan offer? 

  • Secured loan. This loan requires an asset as collateral. In return, you receive a lower interest rate.
  • Variable interest rate. With a variable rate, your interest charges may fluctuate with the market rate.
  • Varying loan term. The maximum loan term is up to 10 years.
  • Flexible repayments. You can choose between weekly, fortnightly and monthly repayments.
  • Additional repayments. You can make extra repayments.
  • Redraw facility. You have access to a redraw facility, at the cost of $10 online, and $25 over the counter.

How much does the DUCC Premier Personal Loan cost? 

The costs associated with this loan include: 

  • Loan principal
  • Application fee of $100
  • Interest charges of 6.02% p.a.

This loan does not charge monthly or annual service fees. The comparison rate, which includes fees and interest charges, is 6.70% p.a.

What are the pros and cons of the DUCC Premier Personal Loan? 


  • No monthly fees. With no annual or monthly fees, you can keep down the cost of the loan. 
  • Early repayment and redraw available. You can make extra repayments, although there is a fee for accessing the redraw facility. 


  • Difficult to budget for repayments. With variable rate loans, your interest repayments may fluctuate based on the market rate. This makes it more difficult to predict and budget for repayments. 
  • Risk of repossession and smaller borrowing amounts. Secured loans come with the risk of your asset being repossessed if you default. Although the loan is secured, the borrowing amounts are smaller compared to other secured personal loans.   

Am I eligible for this loan? 

To be eligible for this loan, you must be over the age of 18, an Australian citizen or permanent resident, and a member of DUCC. 

How do I apply for this loan? 

You can download the application form for the loan online, through the DUCC website. Once completed, you can attach the relevant documents and submit the application to the DUCC head office. You will need to provide personal details, identification, employment details, your monthly income and expenses, assets and liabilities, and details about the security.

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