bcu Unsecured Freedom Personal Loan

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An unsecured personal loan up to $75,000 with a competitive variable rate.

This "essentials" style loan from bcu allows you to borrow between $4,000 and $75,000 and repay it over a period up to 5 years.

From 9.30% (variable)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Min Loan Amount

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Product Namebcu Unsecured Freedom Loan
Interest Rate (p.a.)
From 9.30% (variable)
Comparison Rate (p.a.)10.69%
Interest Rate TypeVariable
Min Loan Amount$4,000
Max. Loan Amount$75,000
Loan SecurityUnsecured

Main points to consider with the bcu Unsecured Freedom Personal Loan

This is an unsecured personal loan that you can use for a range of purposes, from a large purchase to debt consolidation. You can borrow between $4,000 and $75,000 and you'll have up to 5 years to repay the loan. Repayments are flexible, with both additional and early repayments allowed without penalty. There is also a redraw facility available.

This loan comes with a $200 application fee and $8 monthly fee.

Features of the bcu Unsecured Freedom Personal Loan

  • Competitive variable rate. The variable rate for this personal loan is 9.30% p.a. and is variable. It's quite competitive for an unsecured personal loan.
  • Loan amounts. The loan is on the smaller side so may not suit all borrowing needs, but you can still apply for up to 9.30% p.a..
  • Loan terms. You can choose loan terms of between 1 and 5 years.
  • Repayment flexibility. You can make extra repayments throughout the loan term without penalty and access these through a redraw facility should you need to. You can also repay the loan early if you want to. There is no penalty for this.
  • Fast approval. You can be approved for this loan within 30 minutes.
  • Associated fees. There is an initial application fee of 5 years and a monthly fee of $8.

How to apply the bcu unsecured Freedom Personal Loan

To apply for this loan, click the “Go to Site” button on this page. You will be taken to the bcu website where you can learn more about this loan and begin the application process. Before you apply, you must ensure that you meet the following requirements:

  • 18 years or older
  • A permanent Australian resident or citizen
  • No outstanding defaults or judgements
  • You are not an undischarged bankrupt

The unsecured Freedom Personal Loan allows you to take advantage of the low rates that bcu has to offer. Before you apply, make sure you compare personal loans to find the one that’s right for you and your circumstances.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 10.5% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants. Note: These rates are available until 2 February 2021. Credit, eligibility criteria and terms & conditions apply.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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