Australian Unity Healthy Banking Everyday Account
A healthier bank account with a linked Visa debit card to access your money from all around the world.
With the Australian Unity Healthy Banking Everyday account, there are $0 account-keeping fees. The account also provides easy access to your money 24/7 with no withdrawal fees at more than 3,800 rediATMs around Australia, and you can conveniently manage your account through the Australian Unity smartphone banking app.
Account keeping fee
ATM withdrawal fee
Overseas transaction fee
of transaction value
Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.
This is a low-cost, flexible everyday bank account that charges no monthly account keeping fees and has no ongoing deposit requirements to meet.
You can access all ATMs owned by the Big Four banks for free with your Visa Debit Card. You can also use Apple Pay, Google Pay or Samsung Pay with this account, plus make instant bank transfers with Osko using your unique PayID.
There may not be an Australian Unity bank branch near you, so if you like to head in branch regularly this might be something to consider. However, you can make free cash deposits or withdrawals at Australia Post stores via Bank@Post.
What are the features of the Australian Unity Healthy Banking Everyday account?
The Australian Unity Healthy Banking Everyday account offers the following:
Fee-free ATM withdrawals at thousands of ATMs
Account holders can enjoy free access to more than 10,000 ATMs around Australia through the rediATM network and Big Four bank owned ATMs. This provides easy access to cash at convenient locations right around the country without incurring any transaction fees.
Apple Pay, Google Pay and Samsung Pay
Whether you're an iPhone or Android user, you can make contactless payments with your phone using either Apple Pay, Samsung Pay or Google Pay.
Visa debit card
The Australian Unity Healthy Banking Everyday account comes with a linked Visa debit card. The card has payWave functionality for contactless transactions and allows you to make purchases in-store, online and overseas.
Health insurance discount
When you open an Australian Unity Healthy Banking Everyday account, you can take advantage of a 10% discount off Australian Unity health insurance. The discount applies to hospital and extras cover.
How to apply
You should first ensure that you satisfy the criteria to open an account:
- Minimum age. You need to be 16 years or older.
- Residency requirements. You must be a permanent resident of Australia.
- Depository requirements. You will need to deposit at least a month to avoid paying the monthly service fee of $5.
You will also need to provide a wide range of information and documentation to support your application, including:
- Your driver's licence. Supply your current Australian driver's licence.
- Your passport. A valid Australian passport is important to prove your identity.
- Your Medicare card. Australian Unity will also require your Medicare details in order to verify your identity.
What happens after I submit my application?
It shouldn't take any more than five minutes to complete and submit your application. Once your application has been successfully completed, Australian Unity will assess and approve your application to open an account. Your linked Visa debit card should then arrive within 5-7 business days, allowing you to make purchases online and in-store, and to withdraw money from rediATMs around Australia.
The Australian Unity Healthy Banking Everyday account offers a wide range of useful features to help you manage your finances from day to day. Compare this account with other everyday transaction accounts at finder.com.au and take control of your money.