Australian Unity Healthy Banking Everyday Account

A healthier bank account with a linked Visa debit card to access your money from all around the world.

With the Australian Unity Healthy Banking Everyday account, there are $0 account-keeping fees. The account also provides easy access to your money 24/7 with no withdrawal fees at more than 3,800 rediATMs around Australia, and you can conveniently manage your account through the Australian Unity smartphone banking app.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameAustralian Unity Healthy Banking Everyday Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This is a low-cost, flexible everyday bank account that charges no monthly account keeping fees and has no ongoing deposit requirements to meet.

You can access all ATMs owned by the Big Four banks for free with your Visa Debit Card. You can also use Apple Pay, Google Pay or Samsung Pay with this account, plus make instant bank transfers with Osko using your unique PayID.

There may not be an Australian Unity bank branch near you, so if you like to head in branch regularly this might be something to consider. However, you can make free cash deposits or withdrawals at Australia Post stores via Bank@Post.

Key features

What are the features of the Australian Unity Healthy Banking Everyday account?

The Australian Unity Healthy Banking Everyday account offers the following:

Fee-free ATM withdrawals at thousands of ATMs

Account holders can enjoy free access to more than 10,000 ATMs around Australia through the rediATM network and Big Four bank owned ATMs. This provides easy access to cash at convenient locations right around the country without incurring any transaction fees.

Apple Pay, Google Pay and Samsung Pay

Whether you're an iPhone or Android user, you can make contactless payments with your phone using either Apple Pay, Samsung Pay or Google Pay.

How to apply


You should first ensure that you satisfy the criteria to open an account:

  • Minimum age. You need to be 16 years or older.
  • Residency requirements. You must be a permanent resident of Australia.

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