Allianz Care Australia Working Cover
- Meets condition 8501
- Receive certificate of insurance online
- 24/7 Emergency phone line
- Australia-wide cover
Allianz Care Australia Working Cover
The 408 visa lets travellers come to Australia on a temporary basis to:
To get a 408 visa, you need to have the skills to undertake the relevant activity, be supported or sponsored, and meet specific requirements for each purpose above.Pricing is based on a single live in the State of New South Wales on a visa, and is not from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with and is not eligible for cover under Medicare. Prices are accurate for 2020 but are subject to change.
It's a requirement that you can demonstrate adequate health insurance cover for your stay. Generally this will be in the form of overseas visitor health cover (OVHC). This is a health insurance policy for visitor to Australia.
Most, but not all, OVHC policies will meet the minimum requirements.
If you're from an RHCA country you might have this automatically. But even with it, you might still need overseas visitor health cover (OVHC) depending on the purpose of your visit and what country you're from.
The mandatory level of health cover may depend on the purposes of your visit, and what country you’re visiting from. Generally most OVHC policies will meet or exceed those standards.
Visit a range of Australian health insurance providers to see how much their OVHC costs, but remember to look for corresponding differences in cover.
There are some specific things to look at.
The MBS is the Medicare Benefits Schedule.
Medicare is Australia’s public healthcare system, and the benefits schedule is a list of thousands of different essential medical procedures and how much they cost.
When an Australian goes to a public hospital and gets “free” healthcare (covered by Medicare), the MBS is generally the amount that the government pays to the hospital or practitioners to perform the treatment.
So if you find a policy that covers you for “100% of the MBS” that means you’re basically covered for hospital procedures in almost the same way as Australians are covered by Medicare.
Some overseas visitor health insurance might only cover 85% of the MBS, while a lot will cover 100%.
The catch is that sometimes a procedure will cost more than 100% of the MBS, and you may have to pay any difference out of pocket.
This difference is usually known as “the gap” between health insurance and actual costs.
Generally, you’ll be able to find out how much a procedure will cost beforehand, and can look for treatments that won’t leave you with major gap expenses.
Read on to find out why international students need Overseas Student Health Cover, and what sets Allianz Care Australia OSHC apart from other similar insurance products.
Get cover quickly and easily for your stay in Australia.
The 190 Visa gives you permanent residency and can lead to citizenship. Read our easy, step-by-step guide on how to apply and what health cover you will need to have in place.
Are you applying for your student 500 visa? You may need Overseas Student Health Cover.
Have you just got your permanent residency? See how you're covered for healthcare in Australia and compare your options today.
If you’re applying for a TSS visa to work in Australia, we explain what’s changed from the old 457 visa and help you find Overseas Visitors Health Cover (OVHC).
Compare OVHC options from HBF, and see which one is right for you.
If you’re in Australia on a bridging visa, it’s important that you choose a suitable level of private health insurance cover.
Compare health insurance policies that satisfy your entry requirements and find out how to get covered when travelling to Australia on a 489 visa.
If you’re a New Zealander moving to Australia, find out here what cover you can enjoy under Australia’s healthcare system.