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407 Training Visa Health Insurance

Find out if you are eligible for this workplace-training visa and what the requirements and restrictions are.

The 407 Visa is temporary visa that can let you live and work for up to 2 years in Australia. It allows you to earn an income while training in that same workplace. Costs begin at $285 a person and there are a number of requirements you must fulfil in order to be eligible, including having proper health care in place.

Who is the 407 Visa for?

The 407 Visa is a temporary visa for those who wish to undertake occupational training in Australia so long as that occupation is on the eligible skilled occupations list. It is designed to help improve your skills for your job or area of study and enhance your field of expertise.

While you need to have an approved sponsor, there are 3 types of occupational training covered by this visa. These include:

  • Occupational training required for registration.
  • Occupational training to improve skills in an eligible occupation.
  • Occupational training for capacity building overseas.

What are the visa requirements for this visa?

You must have worked or studied full time for at least 12 months in the nominated occupation and it must be on the 407 Training Visa Occupations List. The company that sponsor you must also be approved as a Temporary Activities Sponsor and provide a full structured training plan in the application.

The minimum age requirement is 18 and you may need to meet certain English proficiency requirements unless you are a native speaker.

The 407 also comes with an 8501 requirement which means you need health cover equivalent to or better than Australia's public health care system, Medicare.

What are the restrictions?

You can't work less than 30 hours a week and can only work for your sponsor and in the nominated field. If you leave your job, your visa will no longer be valid. This visa can't be extended for any longer than two years either.

How does health cover work in Australia?

While all Australians have access to Medicare, most have private health insurance as well. That's because Medicare only covers some hospital expenses but not fully, while it doesn't cover most out of hospital expenses like dental. These services are sometimes known as extras or ancillary services.

What are the health requirements for the 407 Visa?

If you are from countries such as the U.K or Ireland, you will have access to Medicare through Australia's Reciprocal Health Care Agreements (RHCA) which helps cover emergency medical costs. Because you are entitled to the same services as Medicare users, having this satisfies the 8501 health requirements. However, you won't be covered for extras services or private hospital treatment and will have out of pocket expenses whenever you need to go to the doctors.

For those who are not eligible, or looking for a private level of cover simply want better health cover, you should get Overseas visitors health cover (OVHC). There are a lot of comprehensive policies available to choose from. If you do opt for a basic policy, make sure it still meets the minimum health requirements or your visa won't be granted.

Compare Overseas Visitor Health Cover from $75 a month

Details Features
Basic Working Visa
Basic Working Visa
  • From $69 per month
  • Working visa compliant
  • Public hospital (shared room)
  • Dental & optical extras (available separately)
  • Pregnancy cover
  • Emergency ambulance cover
  • Medical repatriation ($4,000 benefit)
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Budget Visitor Cover
Budget Visitor Cover
  • From $73.23 per month
  • Working visa compliant
  • Public & private hospital (private room)
  • Dental & optical extras
  • Pregnancy cover (restricted benefit)
  • Emergency ambulance cover
  • Medical repatriation
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Budget Working Cover
Budget Working Cover
  • From $75 per month
  • Working visa compliant
  • Public & private hospital
  • Dental & optical extras
  • Pregnancy cover
  • Emergency ambulance cover
  • Medical repatriation (up to $20,000 benefit)
  • Options available for singles, couples and families
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Essentials Working Visa
Essentials Working Visa
  • From $92.10 per month
  • Working visa compliant
  • Public hospital (Shared room)
  • Dental & optical extras (available separately)
  • Pregnancy cover (public hospital)
  • Emergency ambulance cover
  • Medical repatriation ($4,000 benefit)
Get Quote More info
Standard Working Cover
Standard Working Cover
  • From $110 per month
  • Working visa compliant
  • Public & private hospital
  • Dental & optical extras
  • Pregnancy cover
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation (up to $20,000 benefit)
  • $300 Prescribed Medicines limit
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Intermediate Working Visa
Intermediate Working Visa
  • From $107.45 per month
  • Working visa compliant
  • Public & private hospital (shared room)
  • Dental & optical extras (available separately)
  • Pregnancy cover
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation ($6,000 benefit)
Get Quote More info
Basic Visitor Cover
Basic Visitor Cover
  • From $129.56 per month
  • Working visa compliant
  • Public & private hospital (private room)
  • Dental & optical extras
  • Pregnancy cover (restricted benefit)
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation
Get Quote More info
Mid Working Cover
Mid Working Cover
  • From $158 per month
  • Working visa compliant
  • Public & private hospital
  • Dental & optical extras
  • Pregnancy cover
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation (up to $20,000 benefit)
  • $500 General Dental limit
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Comprehensive Working Visa ($500 excess)
Comprehensive Working Visa ($500 excess)
  • From $188.95 per month
  • Working visa compliant
  • Public & private hospital (private room)
  • Dental & optical extras (available separately)
  • Pregnancy cover
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation ($8,000 benefit)
Get Quote More info
Comprehensive Working Visa
Comprehensive Working Visa
  • From $228.00 per month
  • Working visa compliant
  • Public & private hospital (private room)
  • Dental & optical extras (available separately)
  • Pregnancy cover
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation ($8,000 benefit)
Get Quote More info
Top Working Cover
Top Working Cover
  • From $298 per month
  • Working visa compliant
  • Public & private hospital
  • Dental & optical extras
  • Pregnancy cover
  • GP (doctors) visits cover
  • Emergency ambulance cover
  • Medical repatriation (up to $20,000 benefit)
  • $1,000 General Dental limit
Get Quote More info

Picture: GettyImages

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