Can I send money over WeChat?
What started as an IM service now lets you pay for anything from your dry-cleaning bill to your groceries.
WeChat's wallet feature is a quick and easy way to split a dinner bill, pay a friend back or shop without a physical wallet. If you already use WeChat for messaging and you're registered in China, South Africa or Hong Kong, using it to send money is easy.
Min. Transfer Amount
Max. Transfer Amount
Within an hour
|Product Name||WeChat International Money Transfers|
|Min. Transfer Amount||USD 1|
|Max. Transfer Amount||USD 2,000|
|Transfer Methods||Online, Cash Transfer|
|Transfer Options||One off payments|
Minimum transfer time
|Within an hour|
|Customer Service||Phone, Email|
|Available Currencies||CNY, HKD, MYR, ZAR|
What is WeChat?
WeChat – locally known as 微信 or Weixin – is a social media app that's become one of the most widely used in China. Because it's governed by China's strong censorship laws and messaging interception rules, the government can potentially review your messages and other data at any time. Given this, it's no surprise that WeChat's had a difficult time catching on internationally.
Can I use WeChat Wallet in Australia?
While WeChat is available around the world, WeChat Wallet is only available for those who have a bank account in China, Hong Kong, Malaysia or South Africa. If you do, you'll be able to use WeChat Wallet in Australia.
At the start of 2018, WeChat Pay launched. This feature lets tourists, expats or international students pay at certain stores in Australia. You can see if your local grocery store offers it by looking for the logo.
How do I request and send money with WeChat Wallet?
What happens when someone sends me money?
The money you’re sent on WeChat is automatically transferred into your WeChat Wallet — meaning you don’t accept or deny payment. By reviewing your balance you can view and manage how much money is in your WeChat account.
Are there restrictions for sending money with WeChat?
Yes. WeChat is not legally allowed to process international money transfers. Be aware that only wallets specific to the areas supported by WeChat — China, Hong Kong, Malaysia and South Africa — can send accessible money between each other.
What this means is that if you're trying to send money from your wallet in China to someone in South Africa, the money will be sent, but now the recipient in South Africa will also have a Chinese wallet. Unless the user from South Africa heads to China, the money will be useless.
Is sending money over WeChat Wallet safe?
WeChat encrypts your personal information, financial details and monetary transactions. However, WeChat doesn't provide much information on other digital safeguards.
Because WeChat Wallet is based in China, it isn't required to comply with Australian security standards. Keep in mind that the Chinese government monitors all social media devices, including WeChat. So it’s safe from hackers, but no transaction is completely private.
- Free service. Unlike PayPal, which makes money through a percentage of your transaction, WeChat's developer Tencent makes money selling other products. While WeChat Wallet is another way for Tencent to sell its products, the service is free to use.
- Service limited to certain countries. To use WeChat Wallet, your account must be registered in mainland China, South Africa or Hong Kong.
- Potential for government prying. WeChat is governed by China's laws that allow the government to monitor your messages and personal info.
- No specified delivery. WeChat doesn't advertise how long it takes for transfers to complete, which means you may need to look elsewhere for emergencies.
Are there other ways I can send money overseas?
While WeChat doesn't have the ability yet to make an international money transfer, there are other providers that can. Learn more about them below. If you'd like the convenience of a mobile app, check out our review on some of the most popular money transfer apps.
International Money Transfer OffersImportant Information*
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.