Can I send money over WeChat?

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What started as an IM service now lets you pay for anything from your dry-cleaning bill to your groceries.

WeChat's wallet feature is a quick and easy way to split a dinner bill, pay a friend back or shop without a physical wallet. If you already use WeChat for messaging and you're registered in China, South Africa or Hong Kong, using it to send money is easy.

USD 1

Min. Transfer Amount

USD 2,000

Max. Transfer Amount

Within an hour

Transfer Speed

Details

Product NameWeChat International Money Transfers
Min. Transfer AmountUSD 1
Max. Transfer AmountUSD 2,000
Transfer MethodsOnline, Cash Transfer
Transfer OptionsOne off payments
Transfer Speed
Minimum transfer time
Within an hour
Customer ServicePhone, Email
Available CurrenciesCNY, HKD, MYR, ZAR

What is WeChat?

WeChat – locally known as 微信 or Weixin – is a social media app that's become one of the most widely used in China. Because it's governed by China's strong censorship laws and messaging interception rules, the government can potentially review your messages and other data at any time. Given this, it's no surprise that WeChat's had a difficult time catching on internationally.

Can I use WeChat Wallet in Australia?

While WeChat is available around the world, WeChat Wallet is only available for those who have a bank account in China, Hong Kong, Malaysia or South Africa. If you do, you'll be able to use WeChat Wallet in Australia.

At the start of 2018, WeChat Pay launched. This feature lets tourists, expats or international students pay at certain stores in Australia. You can see if your local grocery store offers it by looking for the logo.

How do I request and send money with WeChat Wallet?

What happens when someone sends me money?

The money you’re sent on WeChat is automatically transferred into your WeChat Wallet — meaning you don’t accept or deny payment. By reviewing your balance you can view and manage how much money is in your WeChat account.

Are there restrictions for sending money with WeChat?

Yes. WeChat is not legally allowed to process international money transfers. Be aware that only wallets specific to the areas supported by WeChat — China, Hong Kong, Malaysia and South Africa — can send accessible money between each other.

What this means is that if you're trying to send money from your wallet in China to someone in South Africa, the money will be sent, but now the recipient in South Africa will also have a Chinese wallet. Unless the user from South Africa heads to China, the money will be useless.

Is sending money over WeChat Wallet safe?

WeChat encrypts your personal information, financial details and monetary transactions. However, WeChat doesn't provide much information on other digital safeguards.

Because WeChat Wallet is based in China, it isn't required to comply with Australian security standards. Keep in mind that the Chinese government monitors all social media devices, including WeChat. So it’s safe from hackers, but no transaction is completely private.

Pros

  • Free service. Unlike PayPal, which makes money through a percentage of your transaction, WeChat's developer Tencent makes money selling other products. While WeChat Wallet is another way for Tencent to sell its products, the service is free to use.

Cons:

  • Service limited to certain countries. To use WeChat Wallet, your account must be registered in mainland China, South Africa or Hong Kong.
  • Potential for government prying. WeChat is governed by China's laws that allow the government to monitor your messages and personal info.
  • No specified delivery. WeChat doesn't advertise how long it takes for transfers to complete, which means you may need to look elsewhere for emergencies.

Are there other ways I can send money overseas?

While WeChat doesn't have the ability yet to make an international money transfer, there are other providers that can. Learn more about them below. If you'd like the convenience of a mobile app, check out our review on some of the most popular money transfer apps.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 1 - 2 days AUD 2.99 4.591 CNY
22,940
Quick, affordable transfers around the world. Remitly also has an express option that can transfer your money in minutes for a higher fee. The cheaper option takes several days. Go to site Show details
AUD 2,000 1 day AUD 0.00 4.623 CNY
23,116
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 1 Within an hour AUD 3.99 4.586 CNY
22,912
Use promo code 3FREE to send your first 3 transfers with no fee.
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 250 1 - 2 days AUD 15.00 4.623 CNY
23,047
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
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International Money Transfer Offers

Important Information*
Logo for SingX International Money Transfers
SingX International Money Transfers

SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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