Advantages of travel money cards
- Pre-load your funds. Depositing your money on the card in advance can help you to stick to a budget, though you can always reload if needed.
- Multiple currencies. You can convert Australian dollars into several supported currencies (great for a multi-country trip) and avoid currency conversion fees.
- Locked-in exchange rates. When you put money on the card it's converted to the local currency based on the exchange rate at that time. This means you don't have to worry about a sudden spike in exchange rates costing you more money.
- Frequent flyer points. The Qantas Pay prepaid card means you'll earn frequent flyer points for your spending both overseas and in Australia.
- ATM fees. Many travel money cards don't charge overseas ATM fees.

Can i take english currency to greece or should i take euros
Hello Brenda.
Thank you for reaching out to Finder.
Yes, you may take English currency to Greece and have it changed to Euros there, but you may also take Euros. As to what you should bring is all up to you. Our Travel Money Guide to Greece might help you assess what would be best to bring. Please also note that exchange rates vary on a daily basis, also depending on the travel money provider or exchange bureau.
Alternatively, you also have several other options to choose from aside from taking cash. You may use your debit or credit card, a travel card, or traveller’s cheque. Again, choosing what would best suit you and what you would be comfortable with is all up to you.
Hope this helped.
Cheers,
Gru
Which travel card is best for me – for 3 weeks in England in September
Hi Dorothy,
Thanks for your enquiry.
The best card for you would be the one that best meets your needs, preference, and budget.
To help you compare your options, please check our travel money options for UK trips. There’s a table on that page to help you compare your options. Aside from that, the same page comes with a guide on how you can best spend money in the UK.
I hope this helps.
Cheers,
Danielle
Hi,
I am going to Russia is a couple weeks time and I would to known that if I load my 28 degree Platinum Mastercard card with Australia dollars, do I still have to pay any fees for withdrawing cash from ATM?
Many thanks!
Hi Kia!
Thanks for the comment.
The 28 Degrees Mastercard doesn’t charge for international ATM withdrawals, but ATM withdrawals may have a fee of 3% of the cash advance or $4 (whichever is greater). Local ATM operator fees may still apply too. This will be advised prior the transaction.
You can read our guide on 28 Degrees Mastercard and learn more about the features and details of the card.
Hope this helps.
Cheers,
Jonathan
We are currently holidaying in Bali. Before leaving we loaded our GE 28 Degrees Platinum Mastercard so it was in a positive/credit balance. We have done this on previous holidays & it worked perfectly for us.
This time we are being charged a Cash Advance Fee everytime we withdraw money from an ATM.
Is this correct, even though its our own savings & not technically a cash advance?
Hi Franndon,
Thanks for your question.
If you have preloaded money into your account, you will still incur a cash advance fee of 3% of the amount your withdraw or $4 (whichever is greater), even if technically it is not a cash advance. Also, third party ATM operators may charge a fee.
Cheers,
Anndy
I am going to live in England for about 18 months or more and have CBA credit cards and debit cards. I will be wanting to withdraw money regularly and also use credit card, which would you recommend?
Hi Julie,
Thank you for your inquiry.
Unfortunately, we cannot recommend what is best for you. Our company finder.com.au is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.
With Commonwealth Bank, MasterCard credit cards are accepted in millions of locations all over the world. Use your card to shop online, make purchases over the counter and withdraw cash from ATMs everywhere MasterCard is accepted.
I hope this information has helped.
Cheers,
Harold