|
|
|
3.69%
|
3.69%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
|
|
|
|
|
|
|
3.64%
|
3.67%
|
$0
|
$0 p.a.
|
80%
|
|
A mortgage with a competitive variable rate, limited fees and plenty of flexibility.
|
|
|
|
|
|
|
3.69%
|
3.69%
|
$0
|
$0 p.a.
|
70%
|
|
Pay no application or ongoing fees and get a flexible loan with the ability to split up to 6 times.
|
|
|
|
|
|
|
3.64%
|
4.03%
|
$0
|
$395 p.a.
|
80%
|
|
New borrowers or refinancers from another lender get a discounted rate with this package loan.
|
|
|
|
|
|
|
3.64%
|
3.84%
|
$0
|
$0 p.a.
|
70%
|
|
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
|
|
|
|
|
|
|
3.68%
|
3.83%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
Get a 100% offset account to save on interest charges, and pay no application fee.
|
|
|
|
|
|
|
3.69%
|
3.71%
|
$0
|
$0 p.a.
|
80%
|
|
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
|
|
|
|
|
|
|
3.52%
|
3.53%
|
$0
|
$0 p.a.
|
80%
|
|
Go from application to approval in as little as 20 minutes with a variable rate loan from this innovative online lender. Add a 100% offset account for $10 a month.
|
|
|
|
|
|
|
3.69%
|
4.06%
|
$0
|
$349 p.a.
|
90%
|
|
Package your loan with other AMP products and save on rates and fees.
|
|
|
|
|
|
|
3.70%
|
4.13%
|
$0
|
$395 p.a.
|
90%
|
|
Package your loan with an eligible credit card for discounts on rates and fees, and get a 100% offset account.
|
|
|
|
|
|
|
3.49%
|
4.49%
|
$0
|
$395 p.a.
|
90%
|
|
Loans over $150k get a discount off an already low fixed rate. Available for NSW, Qld and ACT residents only.
|
|
|
|
|
|
|
3.79%
|
3.79%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application and ongoing fees with Macquarie Bank Basic Home Loan.
|
|
|
|
|
|
|
3.79%
|
4.06%
|
$0
|
$20 monthly ($240 p.a.)
|
80%
|
|
Add a Platinum Rewards Mastercard with this package loan and you could earn 150,000 Bendigo reward points (Victoria only, terms and conditions apply).
|
|
|
|
|
|
|
3.69%
|
4.86%
|
$0
|
$395 p.a.
|
90%
|
|
Start your home buying journey with 2 years of fixed repayments and a reasonable rate from a big 4 bank. Available with a 10% deposit.
|
|
|
|
|
|
|
3.77%
|
3.81%
|
$200
|
$0 p.a.
|
95%
|
|
A simplified mortgage with a low interest rate and a redraw facility.
|
|
|
|
|
|
|
3.68%
|
3.69%
|
$0
|
$0 p.a.
|
95%
|
|
This variable rate loan offers flexible repayments and a redraw facility. Available with a 5% deposit.
|
|
|
|
|
|
|
3.68%
|
3.69%
|
$0
|
$0 p.a.
|
90%
|
|
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
|
|
|
|
|
|
|
3.58%
|
3.58%
|
$0
|
$0 p.a.
|
70%
|
|
A low interest rate home loan with no application or ongoing fees.
|
|
|
|
|
|
|
3.65%
|
3.66%
|
$0
|
$0 p.a.
|
80%
|
|
This special rate loan comes with no application or ongoing fees, and offers a flexible repayment schedule.
|
|
|
|
|
|
|
3.69%
|
3.74%
|
$600
|
$0 p.a.
|
80%
|
|
A competitive variable rate for borrowers with a 20% deposit or more. Guarantor option available.
|
|
|
|
|
|
|
3.78%
|
3.78%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
|
|
|
|
|
|
|
3.87%
|
3.87%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Get Virgin Velocity Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
|
|
|
|
|
|
|
3.69%
|
3.73%
|
$600
|
$0 p.a.
|
95%
|
|
Variable rate home loan from one of the big 4 banks. Available with just a 5% deposit.
|
|
|
|
|
|
|
3.62%
|
3.62%
|
$0
|
$0 p.a.
|
95%
|
|
Free home and contents insurance for 1 year. Terms and conditions apply. QLD residents only.
|
|
|
|
|
|
|
3.69%
|
4.11%
|
$0
|
$395 p.a.
|
80%
|
|
Save on interest with a 100% offset account and save on other ME products with this package loan.
|
|
|
|
|
|
|
3.79%
|
3.83%
|
$600
|
$0 p.a.
|
80%
|
|
A low interest rate loan with limited fees and a redraw facility. Principal and interest repayments only.
|
|
|
|
|
|
|
3.89%
|
3.89%
|
$0
|
$0 p.a.
|
70%
|
|
Investors with a 30% deposit can get this low rate property investment loan.
|
|
|
|
|
|
|
3.62%
|
3.62%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
|
|
|
|
|
|
|
3.69%
|
3.94%
|
$0
|
$248 p.a.
|
70%
|
|
Get a sharp rate and a 100% offset account. Borrowers must have a 30% deposit.
|
|
|
|
|
|
|
3.99%
|
5.17%
|
$600
|
$0 p.a.
|
90%
|
|
Competitive rates for fixed for 3 years with redraw facility.
|
|
|
|
|
|
|
3.59%
|
4.14%
|
$395
|
$0 p.a.
|
80%
|
|
A one year fixed rate offer with no ongoing bank fees.
|
|
|
|
|
|
|
3.85%
|
4.05%
|
$0
|
$350 p.a.
|
95%
|
|
This high LVR fixed rate loan allows you to borrow up to 95% of the value of the property you're buying.
|
|
|
|
|
|
|
4.15%
|
4.76%
|
$600
|
$0 p.a.
|
90%
|
|
A competitive rate with no ongoing fee and borrow up to 90% LVR.
|
|
|
|
|
|
|
3.74%
|
4.01%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive 3 year fixed rate with no ongoing bank fees.
|
|
|
|
|
|
|
3.74%
|
3.74%
|
$0
|
$0 p.a.
|
110%
|
|
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, Qld and ACT only.
|
|
|
|
|
|
|
4.50%
|
4.82%
|
$600
|
$0 p.a.
|
90%
|
|
A variable interest-only loan to fund your investment. Get this loan with a 10% deposit.
|
|
|
|
|
|
|
3.74%
|
3.74%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule.
|
|
|
|
|
|
|
3.74%
|
3.74%
|
$0
|
$0 p.a.
|
90%
|
|
New customers can get a discounted variable rate and a fee-free redraw facility. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
4.14%
|
4.14%
|
$0
|
$0 p.a.
|
80%
|
|
Investors pay no application or ongoing fees on this loan from an innovative online lender.
|
|
|
|
|
|
|
3.89%
|
4.87%
|
$0
|
$0 p.a.
|
90%
|
|
Borrow up to 90% of the value of the property you're buying and pay no application or ongoing fees.
|
|
|
|
|
|
|
3.99%
|
4.86%
|
$0
|
$0 p.a.
|
80%
|
|
Access a fee-free 100% offset account and pay no application or ongoing fees.
|
|
|
|
|
|
|
3.69%
|
4.47%
|
$0
|
$395 p.a.
|
90%
|
|
A fixed rate loan with a 100% offset account and the option to make additional repayments. Loans over $150k receive a discounted rate. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
3.99%
|
3.99%
|
$0
|
$0 p.a.
|
80%
|
|
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
|
|
|
|
|
|
|
4.09%
|
4.79%
|
$0
|
$395 p.a.
|
90%
|
|
Buy your investment property and set your repayments for the first year. Available with a 10% deposit. Available in QLD, NSW and ACT only.
|
|
|
|
|
|
|
4.14%
|
4.81%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application fees and access a fee-free redraw facility with this fixed rate loan.
|
|
|
|
|
|
|
4.24%
|
4.60%
|
$0
|
$0 p.a.
|
90%
|
|
Fix your investment repayments for 1 year. You can get this loan with a 10% deposit. Available in QLD, NSW and ACT only.
|
|
|
|
|
|
|
3.96%
|
3.98%
|
$350
|
$0 p.a.
|
90%
|
|
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
|
|
|
|
|
|
|
4.09%
|
3.79%
|
$0
|
$0 p.a.
|
70%
|
|
A competitive 3-year fixed rate loan with a high max insured LVR.
|
|
|
|
|
|
|
3.99%
|
4.02%
|
$0
|
$0 p.a.
|
80%
|
|
Investors can enjoy flexible repayment options and pay no application or ongoing fees.
|
|
|
|
|
|
|
3.85%
|
4.82%
|
$600
|
$35 monthly ($420 p.a.)
|
90%
|
|
Make up to $10,000 in extra repayments per year and take advantage of a flexible repayment schedule.
|
|
|
|
|
|
|
4.09%
|
4.12%
|
$0
|
$0 p.a.
|
95%
|
|
Buy a home with just a 5% deposit and get flexible repayment options and a redraw facility.
|
|
|
|
|
|
|
3.64%
|
3.78%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
Earn Velocity Points on your mortgage (for a limited time, subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
|
|
|
|
|
|
|
3.79%
|
3.80%
|
$0
|
$0 p.a.
|
70%
|
|
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
|
|
|
|
|
|
|
3.89%
|
4.96%
|
$0
|
$395 p.a.
|
95%
|
|
Refinancers can get $1,500 cashback. Conditions apply. Package your home loan with a Qantas rewards earning Amplify credit card.
|
|
|
|
|
|
|
3.99%
|
4.03%
|
$0
|
$0 p.a.
|
95%
|
|
Buy a home with just a 5% deposit and pay no application or ongoing fees.
|
|
|
|
|
|
|
3.89%
|
4.97%
|
$0
|
$395 p.a.
|
95%
|
|
Get discounts on a range of Commonwealth Bank products and enjoy the option of fee-free extra repayments during the fixed term.
|
|
|
|
|
|
|
4.39%
|
5.42%
|
$300
|
$10 monthly ($120 p.a.)
|
95%
|
|
Borrow up to 95% and lock in a 3 year fixed rate. Access your account via internet and phone banking.
|
|
|
|
|
|
|
5.29%
|
5.64%
|
$995
|
$15 monthly ($180 p.a.)
|
65%
|
|
Available for former bad credit borrowers who have had a clean credit file for the last 24 months. Available for purchase or refinance.
|
|
|
|
|
|
|
3.59%
|
4.42%
|
$600
|
$0 p.a.
|
95%
|
|
Get a 1% discount for the first two years of your loan and pay no application or ongoing fees.
|
|
|
|
|
|
|
3.64%
|
3.65%
|
$0
|
$0 p.a.
|
95%
|
|
Family pledge option available. Get a special discount off Bank of Melbourne's basic variable rate.
|
|
|
|
|
|
|
3.89%
|
4.88%
|
$0
|
$395 p.a.
|
95%
|
|
Refinance from your existing loan and get a $1,250 rebate. Terms and conditions apply. Plus get discounts on a range of Westpac products.
|
|
|
|
Compare Savings Accounts
Rates last updated May 22nd, 2018.
Variable interest rate was changed from 2.75% to 2.50%
May 8th, 2015
Variable rate changed from 3.15% to 2.90%
October 20th, 2015
Introductory interest rate increased from 1.15% to 1.40%
December 12th, 2016
View latest updates