|
|
|
3.57%
|
3.58%
|
$0
|
$0 p.a.
|
80%
|
|
Get a very low interest rate and pay fewer fees. Enjoy a fast online application process and add a 100% offset account for $10 a month.
|
|
|
|
|
|
|
3.59%
|
3.59%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
3.64%
|
3.66%
|
$0
|
$0 p.a.
|
90%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
|
|
|
|
|
|
|
3.64%
|
3.66%
|
$0
|
$0 p.a.
|
80%
|
|
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2 million from a convenient online lender.
|
|
|
|
|
|
|
3.69%
|
4.86%
|
$0
|
$395 p.a.
|
90%
|
|
Special discounted rate for first home buyers. Start your home buying journey with 2 years of fixed repayments at a competitive rate plus package discounts. Available with a 10% deposit.
|
|
|
|
|
|
|
3.59%
|
3.62%
|
$0
|
$350 p.a.
|
90%
|
|
Get a low variable interest rate and buy a property with just a 10% deposit. 100% offset account attached.
|
|
|
|
|
|
|
3.68%
|
3.82%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
Get double Velocity Frequent Flyer Points with this mortgage to spend on flights and more (for a limited time, subject to eligibility requirements). Redraw facility available on this variable rate home loan. Competitive interest rate.
|
|
|
|
|
|
|
3.54%
|
3.57%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable interest rate product aimed at refinancers looking to switch to a lower rate.
|
|
|
|
|
|
|
3.87%
|
3.91%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Get Velocity Frequent Flyer Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
|
|
|
|
|
|
|
3.79%
|
3.80%
|
$0
|
$0 p.a.
|
90%
|
|
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
|
|
|
|
|
|
|
3.54%
|
3.58%
|
$0
|
$0 p.a.
|
80%
|
|
Get a competitive rate, save on fees and access a 100% offset account plus redraw facility. $900 cashback offer.
|
|
|
|
|
|
|
3.64%
|
3.64%
|
$0
|
$0 p.a.
|
70%
|
|
A low interest rate home loan with no application or ongoing fees.
|
|
|
|
|
|
|
3.68%
|
3.70%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable rate mortgage for owner occupiers that comes with a no fee debit card with a $5,000 limit.
|
|
|
|
|
|
|
3.88%
|
4.51%
|
$0
|
$395 p.a.
|
90%
|
|
Lock in a very competitive 2 year rate and get package discounts on your credit card and offset account. $1,500 cashback available (conditions apply).
|
|
|
|
|
|
|
3.74%
|
3.74%
|
$0
|
$0 p.a.
|
80%
|
|
A basic owner-occupier home loan with a low variable rate that requires a 20% deposit.
|
|
|
|
|
|
|
3.49%
|
4.57%
|
$0
|
$395 p.a.
|
90%
|
|
Loans over $150k get a discount off an already low fixed rate. Available for NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
3.68%
|
3.70%
|
$0
|
$0 p.a.
|
80%
|
|
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments.
|
|
|
|
|
|
|
3.84%
|
3.85%
|
$0
|
$0 p.a.
|
70%
|
|
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
|
|
|
|
|
|
|
3.64%
|
3.78%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
Earn double Velocity Frequent Flyer Points on your mortgage for a limited time (subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
|
|
|
|
|
|
|
3.75%
|
3.75%
|
$0
|
$0 p.a.
|
70%
|
|
Pay no application or ongoing fees and get a flexible loan with the ability to split up to 6 times.
|
|
|
|
|
|
|
3.79%
|
3.82%
|
$0
|
$0 p.a.
|
80%
|
|
A variable investor mortgage with a high borrowing amount so you can fund a large purchase.
|
|
|
|
|
|
|
3.74%
|
4.13%
|
$0
|
$349 p.a.
|
90%
|
|
Get a sharp rate plus package discounts and a 100% offset account.
|
|
|
|
|
|
|
3.62%
|
3.62%
|
$0
|
$0 p.a.
|
95%
|
|
A low deposit mortgage with a competitive rate and plenty of flexibility. QLD residents only. Eligible borrowers can get a 15% discount on home and contents insurance for the life of their loan.
|
|
|
|
|
|
|
3.79%
|
3.79%
|
$0
|
$0 p.a.
|
80%
|
|
Access an offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
|
|
|
|
|
|
|
3.69%
|
4.12%
|
$0
|
$395 p.a.
|
80%
|
|
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
|
|
|
|
|
|
|
3.67%
|
3.69%
|
$0
|
$0 p.a.
|
80%
|
|
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
|
|
|
|
|
|
|
3.70%
|
3.70%
|
$0
|
$0 p.a.
|
70%
|
|
Get a discount for keeping your LVR at 70% or below with this innovative online lender.
|
|
|
|
|
|
|
3.80%
|
3.80%
|
$0
|
$0 p.a.
|
70%
|
|
Earn tens of thousands of Qantas Points or more with this variable owner occupier mortgage. Requires a 30% deposit.
|
|
|
|
|
|
|
3.64%
|
3.64%
|
$0
|
$0 p.a.
|
70%
|
|
A basic variable home loan that offers a competitive interest rate with no application fees and no ongoing fees.
|
|
|
|
|
|
|
3.84%
|
3.84%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
|
|
|
|
|
|
|
3.64%
|
3.59%
|
$0
|
$0 p.a.
|
80%
|
|
Fast, 100% online application process. Very limited fees. Optional offset account (with fee).
|
|
|
|
|
|
|
3.99%
|
3.92%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Enjoy a competitive fixed rate with no application fee. Earn double Velocity Frequent Flyer Points to spend on flights and hotels. Terms and conditions apply.
|
|
|
|
|
|
|
3.85%
|
3.85%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application and ongoing fees with Macquarie Bank Basic Home Loan. Split and redraw facilities included.
|
|
|
|
|
|
|
3.71%
|
3.71%
|
$0
|
$0 p.a.
|
70%
|
|
A variable rate home loan that has a lot of flexible features. This loan has a 100% offset account.
|
|
|
|
|
|
|
3.72%
|
4.10%
|
$0
|
$395 p.a.
|
80%
|
|
New borrowers or refinancers can get a discounted rate with this package loan. Bonus $1,500 cashback for refinancers.
|
|
|
|
|
|
|
3.59%
|
3.58%
|
$0
|
$0 p.a.
|
80%
|
|
Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Add a 100% offset account for a small fee.
|
|
|
|
|
|
|
3.81%
|
3.81%
|
$0
|
$0 p.a.
|
80%
|
|
A home loan with a competitive rate and plenty of handy features. This product comes with a 100% offset account.
|
|
|
|
|
|
|
3.89%
|
3.91%
|
$0
|
$0 p.a.
|
80%
|
|
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
|
|
|
|
|
|
|
4.17%
|
4.21%
|
$600
|
$0 p.a.
|
95%
|
|
Variable rate home loan from one of the big 4 banks. Available with just a 5% deposit.
|
|
|
|
|
|
|
3.72%
|
3.74%
|
$0
|
$0 p.a.
|
80%
|
|
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
|
|
|
|
|
|
|
3.84%
|
3.82%
|
$0
|
$0 p.a.
|
80%
|
|
A fixed rate loan with free redraws, few ongoing fees. Apply online with a fast approval process.
|
|
|
|
|
|
|
3.69%
|
4.08%
|
$0
|
$349 p.a.
|
90%
|
|
Package your loan with other AMP products and save on rates and fees.
|
|
|
|
|
|
|
3.69%
|
4.75%
|
$0
|
$395 p.a.
|
90%
|
|
Enjoy a competitive rate with no application fee for this package loan.
|
|
|
|
|
|
|
3.99%
|
4.13%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
A competitive variable rate home loan with no application fee.
|
|
|
|
|
|
|
3.74%
|
3.74%
|
$0
|
$0 p.a.
|
110%
|
|
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, Qld and ACT only.
|
|
|
|
|
|
|
4.04%
|
4.07%
|
$0
|
$0 p.a.
|
90%
|
|
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
|
|
|
|
|
|
|
3.76%
|
4.15%
|
$0
|
$395 p.a.
|
90%
|
|
A high maximum LVR home loan with redraw facility and additional payments. Get this mortgage with a 10% deposit.
|
|
|
|
|
|
|
3.59%
|
4.14%
|
$395
|
$0 p.a.
|
80%
|
|
A one year fixed rate offer with no ongoing bank fees.
|
|
|
|
|
|
|
3.75%
|
4.00%
|
$0
|
$248 p.a.
|
70%
|
|
Borrowers with a 30% deposit can get this competitive rate.
|
|
|
|
|
|
|
3.97%
|
3.99%
|
$0
|
$0 p.a.
|
80%
|
|
Package your owner occupied loan with investment loan and receive a discounted investment rate. 100% offset account included.
|
|
|
|
|
|
|
3.99%
|
4.44%
|
$395
|
$0 p.a.
|
80%
|
|
Pay no ongoing fees on this investment loan fixed for 3 years.
|
|
|
|
|
|
|
3.70%
|
3.90%
|
$0
|
$0 p.a.
|
70%
|
|
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
|
|
|
|
|
|
|
3.89%
|
3.94%
|
$0
|
$0 p.a.
|
90%
|
|
Borrow up to 90% of the value of the property you're buying, and pay no application fee.
|
|
|
|
|
|
|
3.99%
|
5.35%
|
$600
|
$0 p.a.
|
90%
|
|
|
|
|
|
|
|
|
3.99%
|
3.99%
|
$0
|
$0 p.a.
|
70%
|
|
Investors with a 30% deposit can get this low rate loan to fund their property portfolio.
|
|
|
|
|
|
|
3.91%
|
3.92%
|
$0
|
$0 p.a.
|
80%
|
|
Investors can go from application to approval in as little as 20 minutes with this innovative online lender.
|
|
|
|
|
|
|
3.74%
|
4.01%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate product with no ongoing bank fees.
|
|
|
|
|
|
|
4.31%
|
3.95%
|
$0
|
$0 p.a.
|
80%
|
|
A variable interest-only loan for investors. Fast application, low fees, optional offset account. 100% online lender.
|
|
|
|
|
|
|
4.29%
|
4.31%
|
$0
|
$0 p.a.
|
80%
|
|
Investors will pay no application or ongoing fees for this interest-only loan.
|
|
|
|
|
|
|
3.74%
|
3.74%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule.
|
|
|
|
|
|
|
4.18%
|
4.18%
|
$0
|
$0 p.a.
|
80%
|
|
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.
|
|
|
|
|
|
|
3.89%
|
4.24%
|
$0
|
$0 p.a.
|
80%
|
|
Fix your rate and minimise repayments for 2 years with this interest-only investor mortgage.
|
|
|
|
|
|
|
3.94%
|
4.95%
|
$595
|
$0 p.a.
|
90%
|
|
Borrow up to 90% of the value of the property you're buying and pay no application or ongoing fees.
|
|
|
|
|
|
|
3.99%
|
4.86%
|
$0
|
$0 p.a.
|
80%
|
|
Access a fee-free 100% offset account and pay no application or ongoing fees.
|
|
|
|
|
|
|
4.29%
|
4.26%
|
$0
|
$0 p.a.
|
95%
|
|
A competitive 3-year fixed rate loan with a high max insured LVR.
|
|
|
|
|
|
|
4.14%
|
3.96%
|
$0
|
$0 p.a.
|
80%
|
|
Investors can go from application to full approval in as little as 20 minutes with this innovative online lender.
|
|
|
|
|
|
|
4.14%
|
4.81%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application fees and access a fee-free redraw facility with this fixed rate loan.
|
|
|
|
|
|
|
3.84%
|
3.91%
|
$0
|
$0 p.a.
|
80%
|
|
Get instant online approval and flexible repayment options with this fixed rate mortgage for investing.
|
|
|
|
|
|
|
3.99%
|
3.99%
|
$0
|
$0 p.a.
|
80%
|
|
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
3.94%
|
3.92%
|
$0
|
$0 p.a.
|
80%
|
|
Lock in your interest rate for 2 years and enjoy flexibility, an optional offset account and a fast online application process.
|
|
|
|
Compare Savings Accounts
Rates last updated October 18th, 2018.
Variable interest rate was changed from 2.75% to 2.50%
May 8th, 2015
Maximum variable rate reduced from 3.00% to 2.85%
February 21st, 2017
View latest updates