Reserve Bank of Australia data shows people spend millions on credit card cash advances every month, so how much do they really cost you?
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As overseas shopping tops $2.1 million a month on credit cards, what you pay in international transaction fees could also add up. Here's how to save.
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With the launch of OptBlue, American Express has a new strategy to make it easier and more affordable for small businesses to accept Amex cards.
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I'm about to lose $296 in Virgin Australia flight credit – are you at risk too?
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With millions of Australians expected to use a credit card over the Christmas period, these simple hacks can help you save on costs.
Read more…A wedding loan is an innovative type of loan that allows you to fund different aspects of your wedding. Weddings can cost in upwards of $50,000, so having a personal loan to help finance some or all of your special day can come in handy. These type of loans usually come in the form of an unsecured personal loan or line of credit.
If you’re looking to purchase a boat you can secure financing through a boat loan. These loans work similarly to car loans in that you can choose to attach your newly-purchased boat as a guarantee to enjoy lower rates, or you can take out an unsecured personal loan so its less of a risk on your part.
Cosmetic surgery is becoming more commonplace these days, but it is still an expensive endeavour for the majority of people. Cosmetic surgery loans are usually unsecured personal loans or specially-designed loans from medical lenders. You can use the loan amount to finance the surgery, plane tickets to and from your hospital destination, or to help tide you over while you are in recovery.
Pay for your next holiday away
Holiday loans are another financing option you have available to you. If you find your savings insufficient to fund your next holiday, you can look at a holiday loan to purchase your ticket, book your hotel, or even just have some extra spending money. Holiday loans are available as fixed or variable rate loans, with some offering repayment terms of up to seven years.
If you’ve ever dreamed of getting a jet ski, you probably weren’t dreaming about the price tag. Jet skis can cost anywhere between $10,000 and $15,000, so some people choose to take out a jet ski loan to help them make their purchase. Jet ski loans are, again, similar to car loans and can be in secured or unsecured, fixed or variable, all depending on your preferences and needs.
This is a type of loan that is offered directly through the car dealership where you purchase your vehicle. You may find the interest on these loans to be higher or lower than other personal or car loans depending on the residual balloon payment you’ll be paying at the end of the term.
12% of Australians don’t think they’ll ever be able to repay their student debt.
Hi there. Do you have Landlord insurance?
Hi Jennifer,
You can look up some Landlords Insurance options on this page.
Hope this helps!
Hi I have a first home which is under name of me and my husband name. our home loan $415000 at the moment , we are paying $588 weekly for home loan. Our home value is $810000 as per present market value. We are looking for another investment property. How to Know our borrowing capacity.
Hi Chaitee,
You can use this borrowing power calculator to get a rough guide – add in any expected rent you would get on the investment property, and add your current home loan to the field that requests “other loans”.
This will give you a general guide, but if you want a more accurate assessment, your best bet is to reach out to a bank or mortgage broker to see what your options are.
Hope this helps!
May I get 2500 loan to pay one owe .
Is money one friend lend mr and I need pay with any urgency is it possible
Hi Cecilia,
You may be eligible for a no-interest loan worth up to $3,000 through Good Shepherd.
Alternatively, some of the options on this guide might be helpful.
Hope this helps!
I need a small personal loan for $700 so that I can have funds from USA transferred to my account here in Australia please
Hi Pam,
Depending on your situation, you may be eligible for a 0% interest loan from Good Shepherd.
Alternatively, these short-term finance loans may be helpful, although keep in mind the interest rates can be very high.
One last thing is to be aware that there are a huge number of scams at the moment, so make sure any money you are sending is going to a trusted source. Generally, you shouldn’t have to send money to “unlock” any money coming your way.
Hope this helps!
Hi, where am I able to get a $600 loan quickly Thanks
Hi Pam,
You may be eligible for a Good Shepherd loan of $2000 – $3000 with 0% interest, if you meet the eligibility criteria. You can find out more here.
You may also be interested in learning more about fast turnaround loans.
Hope this helps!