Money Finder™ will help you compare products, grow your wealth and take control of your money today.
We’re a free service, completely independent and not owned by any bank or lender. You can compare with confidence knowing our reviews are unbiased and based on extensive research by our in-house experts.
We break down the rising cost of living and what it means for you.
We explain what you need to know about inflation, the cash rate and more. Plus, tips on how to get ahead when everything is getting more expensive.
Our guides cover a range of topics on personal finance, investing, budgeting and more. Discover expert advice, practical tips and step-by-step guides to help you achieve your financial goals.
Credit score
Join over 400,000 Aussies who get their credit report for free with Finder each month.
Budgeting
Budgeting is the first step to saving money and achieving your financial goals.
Cryptocurrency
Crypto Finder's™ beginner's guide to getting started with crypto.
Earn interest
High interest savings accounts let you earn money while you sleep.
Great service with great people who know their stuff!
Mia Alcorn
Saving for the future is really important, but don't forget to enjoy your money now. Create a good budget and make sure it leaves enough room for the fun stuff! I use the 50/30/20 method where I get to allocate 30% of my after-tax income to non-essentials.
Alanna Glenn
Lead Publisher, Money
Buy a low depreciation car. Cars lose value as soon as you take ownership of them. The amount of depreciation your car suffers depends on things like how popular it is, the specific model, its condition and even the colour. Research which models retain the most value through your loan period so you can minimise your losses.
Alex Jeffs
Senior Publisher, Car Loans
Try not to increase your spending as your income increases. Treat yourself and celebrate, but don't let your pay rise be completely consumed by your new lifestyle. Instead, try stick to your pre-pay-rise budget and consider putting the extra income into your savings, super or investments.
Alison Banney
Editor, Banking & Superannuation
Time your payments around payday. If your bills need to be paid on a set date, schedule the payments or set up a separate account and transfer money to it each payday. It makes it easier to keep track of where your money needs to go – and how much you have left over.
Amy Bradney-George
Senior Writer, Credit Cards
Never go grocery shopping on an empty stomach. To add to that and help you stick to your budget, always put together a shopping list of what's needed and stick to that list when in-store.
Dougal Warby
Publisher, Home Loans
It's never too early to start investing. Just because you don't have thousands of dollars doesn't mean you can't invest. You can start micro-investing with less than $100.
Kylie Purcell
Editor, Investments
Consider discretionary purchases in terms of both their immediate and opportunity costs. The $3,000 you spent on a Bali trip in your 20s could've compounded to $65,000 in your 60s, had it been in your super fund or an index fund. Enjoy your life, but understand the long-term financial impact.
Matthew Ozolins
Comparison Innovation Manager
Life doesn't stop moving forward. Have your superannuation aligned to where you want to go.
Choose an amount to save each month that's comfortable for you. Try to be consistent, but don't be disheartened if one month you can't manage it - save what you can. Every dollar is a step closer to your savings goals.
Rebecca Pike
Senior Writer, Money
A home loan feels like a massive debt. But if you use it well it's a great financial asset too. The biggest debt you'll ever have works out cheaper when you lower your interest rate by shopping around. And an offset account gives you all the benefits of a bank account while reducing your interest charges for every dollar you save.
Richard Whitten
Money Editor
Compounding is like a magic trick that makes your money grow faster, or your debt grow bigger. Either way, it means that small, consistent efforts – even as little as paying $20 extra into your mortgage, super or savings each week – can make a big impact down the track.
Sarah Megginson
Head of Editorial
Track all the key financial dates for the Australian financial year, including tax, interest rates, health insurance, energy and sales.
Want to earn more money? Passive income is a way to boost your income without having to be actively involved.
A 3-part podcast series to help you master investing.
Our team of 12 finance experts love the stuff that you don't (super, insurance, banking, debt management, you name it!) - and have put together a list of 20 things you can do right now to take control of your finances.
Have a car and want to make some extra dosh? Car sharing allows you to rent your car out and earn some extra cash on the side.
We compiled a quick list of easy side hustle ideas to get you started today.
Find out about each of these support options to determine which one will best meet your needs and help you get back on track.
The 8 best ways to earn extra money fast online or from your home.
Besides assisting with your tuition fees, the Australian Government also offers other incentives.
Depending on your enrolled university, the fees and financing for your studies may differ. Learn more about paying for your higher education as a tertiary student.
Hi Stacey, your credit score can change based on a few things: applying for credit, making repayments, missing repayments, defaulting on debt or declaring bankruptcy (and some others). It also depends which of your financial institutions report to which credit reporting bureau (Finder uses Experian). An unchanging credit score is not a bad sign, although I understand it can be frustrating if you’re trying to improve it.
Can I Zippay a flight from here? I need to be in NY next week on the 10th of Sept.
Hi Joanna,
Thank you for contacting Finder.
Yes, you can use your Zippay account to pay for your flights. You may refer to our list of sites accepting Zippay for flights. On the same page, you may read about the other sites offering book now and pay later payment options.
I hope this helps.
Please do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash
How to remove restricted card
Hi Ravi,
Thank you for leaving a question.
Depending on the restriction given on your card, you may have this clarified with the provider as to the details of the restriction. Once you have this information, you may check on options to lift the restrictions based on the policies given by the provider. Hope this helps!
Cheers,
Reggie
Could you please provide a list of non conforming lenders and there interest rates ?
Thanks
Hi Bel,
Thank you for getting in touch with Finder.
Since you are looking for non-conforming lenders and their rates, please refer to our list of non-bank lenders in Australia. You can also refinance with any of the lenders in the comparison table. To help you, please enter the amount you’d like to borrow, and your preferred term then press “Calculate”. If you like to see the side-by-side comparison between brands, just click the “compare box” below the brand’s logo.
Please click the name of the lender or the “More info” link to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions. Alternatively, you can speak to a mortgage broker who can take your personal circumstance into account and offer you a range of borrowing options.
I hope this helps.
Have a great day!
Cheers,
Jeni
I wish to buy $50 AUD gift card online. How do I do that? I want a code to send to a friend overseas.
Hi Neil,
Thank you for getting in touch with Finder.
Since you wish to buy a 50AUD-gift card online, you may want to check our list of gift cards on sale as well as our page on book gift cards and vouchers. Sending the code to a friend overseas might be a challenge so I suggest that you check if the country that your friend is situated in now can redeem the gift card that you are sending him/her.
I hope this helps.
Have a great day!
Cheers,
Jeni