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Max Funding business loan rates and fees

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Remove roadblocks in your business with a loan up to $300,000.

Financing can help you give your business some much needed fuel or give you a way to make investments to help it grow. If you're looking for a loan, Max Funding offers loans from between $2,000 and $300,000 at interest rates calculated monthly. The pre-approval process can be completed within five minutes and you also receive funds is also within a short turnaround time.

$0 application fee

Upfront Fee


Max. Loan Amount

1 month to 1 year

Loan Term

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Product NameMax Funding Unsecured Business Loan
Min. Loan Amount$2,000
Max. Loan Amount$300,000
Loan SecurityUnsecured
Upfront Fee$0 application fee
Loan Term1 month to 1 year

How does a business loan from Max Funding work?

Max Funding business loans can be obtained in three simple steps:

1. Fill out the pre-approval form. This takes a few seconds and you'll find out the outcome in less than five minutes. There are no meetings or interviews required and you're under no obligation to take the loan.

2. Send the required documents. You can do this using email or fax and this verification step is usually completed on the same day.

3. If you're approved for the loan and agree to the loan contract, you can receive your funds on the same day.

Six features of a Max Funding Business Loan to know about

  • Wide range of funding amounts. Max Funding provides loans from $2,000 to $300,000, which covers almost a range of day-to-day business need for an SME.
  • No hidden fees or charges. You will be given an interest rate when you apply and you can pay off your loan early without being charged a penalty.
  • Loans for businesses at all stages. You can apply for a loan no matter what stage your business is at – loans are available for startups, established businesses, and there's a specific category for those in the hospitality and retail sector.
  • Credit history. Unlike the big banks, Max Funding provides loans to businesses with less-than-stellar credit history.
  • Repayments. The repayments are scheduled according to your budget and business needs.
  • No tax returns/BAS. Max Funding does not require you to submit tax returns or any other financial statements when you apply.

How much will this loan cost?

  • Interest rates. The interest rates vary according to the type of loan and the risk involved. However, these loans are generally calculated monthly.
  • Prepayment. These loans do not carry a prepayment charge, meaning you can pay the loans early to save on interest.
  • Other fees and charges. These loans do not carry any other hidden fees or charges which end up reducing the overall burden of the loan.
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How to apply for a business loan with Max Funding

The main eligibility criterion for Max Funding loans is to have sufficient income for repaying the loan. Besides this, a reasonable credit history and assets like a motor vehicle or property are required. Financed motor vehicles and mortgaged real estate property are also considered.

Step 1: Fill the pre-approval form. This takes a couple of seconds and does not come with any obligations attached. You should receive a response within five minutes. For premium business loans and unsecured business loans, a time duration of one to three hours is required for approval.

Step 2: Email/fax the documents. After getting pre-approved, mailing or fax of documents is required. The verification process is generally completed within the same day.

Step 3: Disbursement of funds. After the documents are reviewed, the funds will be transferred to the nominated bank account. This process can be completed in the same day or with a very short turnaround time.

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  1. Default Gravatar
    September 24, 2019

    I can’t find pre approval form

    • Avatarfinder Customer Care
      September 24, 2019

      Hi Chloe-Anne,

      Thank you for getting in touch with Finder.

      When you click on the go to site button on this page, you will be asked for reason on applying for a loan, the possible amount and your credit score. You will then get a message if you’re eligible for a business loan or not.

      Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the product is right for you.

      I hope this helps.

      Thank you and have a wonderful day!


  2. Default Gravatar
    December 19, 2018

    Good morning, could I please ask a few questions pertaining to business loans

    • Avatarfinder Customer Care
      December 20, 2018

      Hi Jason,

      Thanks for reaching out to finder.

      Sure thing! Please feel free to post here your questions. Meantime, if you’re not pertaining to a particular lender, you can find information about business loans in the market on this page. From the page, there are different types of business loans you can compare as well as how business loan really work.

      In case you’d need a specific advice about business loan offered by Max Funding, you can contact them directly or visit their main page by clicking the ‘Go to site’ above.

      I hope this has helped.


  3. Default Gravatar
    June 8, 2018

    I am a qualified Carpenter in need of $ 10000 for tool of trade. I currently receive Newstart Allowance and would like to know if I’m eligible for assistance. My intention is to trade as a sole trader on a sub contract basis.
    Any information or advice in relation to this would be greatly appreciated.
    Thank you

    Marc Byron

    • Default Gravatar
      June 8, 2018

      Hi Marc,

      Thanks for getting in touch!

      Being on Centrelink doesn’t mean you can’t get a business loan. If you have a solid business idea and can demonstrate its viability, you may be able to get the funding to make it a reality.

      You may check this page and this page to see what loan options you have.

      Hope this helps!


  4. Default Gravatar
    April 4, 2018

    Hi there

    I m currently on a Centrelink system and looking for a job.

    Would like to set up my own business and needed 50k unsecured business loan.

    p.s I do not have any assets.

    pls let me know if you are keen to consider.

    thanks Angelo

    • Default Gravatar
      Ash Munoz
      April 4, 2018

      Hi Angelo,

      Thank you for reaching out to us.

      A gentle reminder, we do not represent any of the companies that we feature in our pages.

      You may look at this page for Lenders that offers Business Loan to Centrelink recepients. There are also Peer-to-peer Business Loans listed at this page wherein the interest is risk based. It means that the higher risk you are to be funded, the higher the interest will be. The eligibility and approval will still depend on the Lenders and their assessment.

      Alternatively, you may check the Banks on this page to inquire regarding the loan option that they may offer you.

      I hope this helps.

      Please do not hesitate to reach out to us again if you have additional questions.


  5. Default Gravatar
    March 28, 2018


    If I take out a business loan such as Max Loan, but only need some of it now, can the rest sit in redraw or offset so we only pay interest on the drawn amount like an overdraft?

    • Default Gravatar
      March 29, 2018

      Hi Richard,

      Yes, it’s possible if the business loan you apply for has a line of credit featuree that allows you multiple drawdowns and you only pay interest on the balance you use. For this particular loan however, the repayments will be tailored based on your business needs. You can discuss with them this option as well as the repayment plan that suits your business.


  6. Default Gravatar
    September 11, 2017

    i am working full time permanent and i would like to start a commission agency (petrol station) looking to barrow around $80000+$50000 guarantee.

    so please let me know the eligibilities and processings.
    (including the time frame)

    • Avatarfinder Customer Care
      September 11, 2017

      Hi S,

      Thanks for reaching out. You may visit this link and this one right here to compare options. By clicking on “more” you should be able to view the requirement and guide in the loan process.


  7. Default Gravatar
    August 29, 2017

    Do you offer equipment finance to start up businesses?

    • Avatarfinder Customer Care
      August 29, 2017

      Hi Trevor,

      Thanks for your question.

      Max Funding offers loans for businesses for a wide range of day-to-day needs. They may help with equipment finance.

      Alternatively, you may also check this page to compare lenders that offer equipment financing.

      I hope this helps.


  8. Default Gravatar
    July 28, 2017

    Just wondering what the rate of interest is per month on a loan of $5000. I would need to know before applying for a business loan. Thanks so much.

    • Avatarfinder Customer Care
      July 28, 2017

      Hi Stephanie,

      Thanks for your inquiry.

      You can make use of the loan calculator on this page to give you an idea and you can also check helpful information from there.

      I suggest also contacting your preferred lender directly to enquire.

      Hope this helps.


  9. Default Gravatar
    July 25, 2017

    I have been bankrupt 20 years ago i have started a small business which is growing too fast i need a truck is there anyway i would be able to get a loan

    • Avatarfinder Customer Care
      July 26, 2017

      Hi Michelle,

      Thank you for your inquiry.

      If you’re bankrupt you still may be able to apply for a business loan. These loans are larger, some for amounts up to $500,000, and are designed to finance a range of business purposes. You may want to consider your available options here.

      I hope this information has helped.


  10. Default Gravatar
    May 14, 2017

    I Need A Business Loan To Improve My Business

    • Avatarfinder Customer Care
      May 14, 2017

      Hi Dorcas,

      Thank you for your inquiry.

      If you think you meet the eligibility criteria and requirements for Max Funding Business Loan, you can submit your application by clicking the “Go to site” button above.

      Moreover, if you want to compare your other business loan options and would want to discuss your eligibility, please contact a lender featured on this page.

      Hope this helps.


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