Max Funding business loan rates and fees

Remove roadblocks in your business with a loan up to $500,000.

Financing can help you give your business some much needed fuel or give you a way to make investments to help it grow. If you're looking for a loan, Max Funding offers loans from between $1,000 and $500,000 at interest rates calculated monthly. The pre-approval process can be completed within five minutes and you also receive funds is also within a short turnaround time.

Product NameMax Funding Business Loan
Interest Rate TypeFixed
Maximum Loan Term3 years
Min Loan Amount$1,000
Max. Loan Amount$500,000
Application Fee$0
Loan SecurityUnsecured
CostsRates vary from 1.80% per month.

How does a business loan from Max Funding work?

Max Funding business loans can be obtained in three simple steps:

1. Fill out the pre-approval form. This takes a few seconds and you'll find out the outcome in less than five minutes. There are no meetings or interviews required and you're under no obligation to take the loan.

2. Send the required documents. You can do this using email or fax and this verification step is usually completed on the same day.

3. If you're approved for the loan and agree to the loan contract, you can receive your funds on the same day.

Six features of a Max Funding Business Loan to know about

  • Wide range of funding amounts. Max Funding provides loans from $1,000 to $500,000, which covers almost a range of day-to-day business need for an SME.
  • No hidden fees or charges. You will be given an interest rate when you apply and you can pay off your loan early without being charged a penalty.
  • Loans for businesses at all stages. You can apply for a loan no matter what stage your business is at – loans are available for startups, established businesses, and there's a specific category for those in the hospitality and retail sector.
  • Credit history. Unlike the big banks, Max Funding provides loans to businesses with less-than-stellar credit history.
  • Repayments. The repayments are scheduled according to your budget and business needs.
  • No tax returns/BAS. Max Funding does not require you to submit tax returns or any other financial statements when you apply.

How much will this loan cost?

  • Interest rates. The interest rates vary according to the type of loan and the risk involved. However, these loans are generally calculated monthly.
  • Prepayment. These loans do not carry a prepayment charge, meaning you can pay the loans early to save on interest.
  • Other fees and charges. These loans do not carry any other hidden fees or charges which end up reducing the overall burden of the loan.
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How to apply for a business loan with Max Funding

The main eligibility criterion for Max Funding loans is to have sufficient income for repaying the loan. Besides this, a reasonable credit history and assets like a motor vehicle or property are required. Financed motor vehicles and mortgaged real estate property are also considered.

Step 1: Fill the pre-approval form. This takes a couple of seconds and does not come with any obligations attached. You should receive a response within five minutes. For premium business loans and unsecured business loans, a time duration of one to three hours is required for approval.

Step 2: Email/fax the documents. After getting pre-approved, mailing or fax of documents is required. The verification process is generally completed within the same day.

Step 3: Disbursement of funds. After the documents are reviewed, the funds will be transferred to the nominated bank account. This process can be completed in the same day or with a very short turnaround time.

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24 Responses

  1. Default Gravatar
    krishSeptember 11, 2017

    i am working full time permanent and i would like to start a commission agency (petrol station) looking to barrow around $80000+$50000 guarantee.

    so please let me know the eligibilities and processings.
    (including the time frame)

    • Staff
      JoanneSeptember 11, 2017Staff

      Hi S,

      Thanks for reaching out. You may visit this link and this one right here to compare options. By clicking on “more” you should be able to view the requirement and guide in the loan process.


  2. Default Gravatar
    TrevorAugust 29, 2017

    Do you offer equipment finance to start up businesses?

    • Staff
      LouAugust 29, 2017Staff

      Hi Trevor,

      Thanks for your question.

      Max Funding offers loans for businesses for a wide range of day-to-day needs. They may help with equipment finance.

      Alternatively, you may also check this page to compare lenders that offer equipment financing.

      I hope this helps.


  3. Default Gravatar
    StephanieJuly 28, 2017

    Just wondering what the rate of interest is per month on a loan of $5000. I would need to know before applying for a business loan. Thanks so much.

    • Staff
      RenchJuly 28, 2017Staff

      Hi Stephanie,

      Thanks for your inquiry.

      You can make use of the loan calculator on this page to give you an idea and you can also check helpful information from there.

      I suggest also contacting your preferred lender directly to enquire.

      Hope this helps.


  4. Default Gravatar
    MichelleJuly 25, 2017

    I have been bankrupt 20 years ago i have started a small business which is growing too fast i need a truck is there anyway i would be able to get a loan

    • Staff
      HaroldJuly 26, 2017Staff

      Hi Michelle,

      Thank you for your inquiry.

      If you’re bankrupt you still may be able to apply for a business loan. These loans are larger, some for amounts up to $500,000, and are designed to finance a range of business purposes. You may want to consider your available options here.

      I hope this information has helped.


  5. Default Gravatar
    DorcasMay 14, 2017

    I Need A Business Loan To Improve My Business

    • Staff
      MayMay 14, 2017Staff

      Hi Dorcas,

      Thank you for your inquiry.

      If you think you meet the eligibility criteria and requirements for Max Funding Business Loan, you can submit your application by clicking the “Go to site” button above.

      Moreover, if you want to compare your other business loan options and would want to discuss your eligibility, please contact a lender featured on this page.

      Hope this helps.


  6. Default Gravatar
    AsApril 11, 2017

    Hi, I have some questions
    1. I want to open a small restaurant and I need loan $25000-$50000
    Did I need something to secure the loans or how much limit loan without security ( because I don’t have anything property or something else)

    2. What documents need to submit to approve my loan.

    3. The loan for Australian citizens only or any Australian residents.

    4. I’m in Centrelink and work part time in Kmart.
    I want to open my own business because I want to change my life and want to out of Centrelink receivers

    Thank you

    • Staff
      LouApril 13, 2017Staff

      Hi As,

      Thanks for your question.

      The main eligibility criterion for Max Funding loans is to have sufficient income for repaying the loan. You also need to present a reasonable credit history and assets like a motor vehicle or property are required. Financed motor vehicles and mortgaged real estate property are also considered.

      The maximum amount that you can borrow depends on the overall assessment by the provider of your financial condition.

      Max Funding Business Loan is for Australian residents only.

      You may also check our comprehensive business loan guide to help you out in the process.


  7. Default Gravatar
    MarinaOctober 19, 2016

    our small business needs to borrow $150,000 (could be organised as a line of credit as well).

    Interested in the interest rate and other fees. We could offer residential property as security.

    Please provide info

    • Staff
      ElizabethOctober 19, 2016Staff

      Hi Marina,

      Max Funding has risk-based interest, so your rate will be personalised for you when you apply. The fees are outlined on the table above. Max Funding accepts property as security but also offers unsecured loans.

      You can apply for a no-obligation pre-approval by clicking “Go to Site” on the page above.

      I hope this helps,


  8. Default Gravatar
    elApril 22, 2016

    Hi, is this loan available in Philippines?

    • Default Gravatar
      May 17, 2016

      hi is this loan available in india?

    • Staff
      ElizabethMay 18, 2016Staff

      Hi Joseph,

      Unfortunately this loan is only available if you’re currently residing in Australia.


    • Staff
      ElizabethApril 22, 2016Staff

      Hi El,

      Unfortunately Max Finance can only consider you for a loan if you’re currently residing in Australia. As we’re an Australian financial comparison service all the loans listed on this website are only available to Australians, so you;ll need to find a lender in the Philippines if you’re looking to apply.

      Sorry I couldn’t be of more assistance,


  9. Default Gravatar
    UKJanuary 1, 2016


    I am trying to search for more reviews online for max funding. Could you please provide me with links if you know any?

    Also as per max funding website i understand they do offer loans to those who wants to purchase an existing business?


    • Staff
      ElizabethJanuary 4, 2016Staff

      Hi UK,

      Thanks for your question.

      I’m unaware of any other online reviews for Max Funding. However, it does have a “Customer Stories” section on its website. As per your second question, that is correct, Max Funding offers loans to both new and existing businesses, including the purchase of an existing business. You can get in touch with them regarding your loan purpose if you’re unsure if you are eligible, but there is also a pre-approval form on the website.

      I hope this has helped.



  10. Default Gravatar
    MiraOctober 22, 2015

    Urgent matter
    This my last company I’ll try
    I hear so many good feed back but I want too

    • Staff
      ElizabethOctober 22, 2015Staff

      Hi Mira,

      If you’re looking to apply for a business loan from Max Funding, please click ‘Go to Site’ to submit your application.



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