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Digital money transfer providers can beat the rates offered by your bank. Transferring money online to Ukraine from the US, instead of through your local bank, will save you on fees and give you access to stronger exchange rates and faster turnaround times.
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Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Ukraine. Some offer transfers straight to Ukrainian bank accounts, while others allow the money to be picked up in Ukrainian hryvnia in person. Banks, PayPal and other options are available but come with high fees, weak rates and longer turnaround times.
Companies like OFX and TorFX specialize in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient's Ukrainian bank account, often in as little as a day or two.
Services like MoneyGram allow you to transfer cash for pickup at a local branch in Ukraine — often in 15 minutes. While it's a fast way to send money, you'll pay for the convenience in weak exchange rates and high fees. If a cash pickup is necessary, compare MoneyGram to digital services like WorldRemit or XE when possible.
Ukrainian hryvnia probably isn't carried by your local bank. Even if your local bank can convert your US dollars into Ukrainian hryvnia, beware of high fees and wide margins on the exchange rate compared to digital and other options.
Let's say you need to send $1,000 to our northern neighbors. Here's what you might face as far as fees and exchange rates with two different money transfer services.
Money transfer service 1 | Money transfer service 2 | |
---|---|---|
Fee | $70 | $15 |
Exchange rate | 1 AUD = 12.674 UAH | 1 AUD = 12.398 UAH |
Transfer speed | 10 minutes | 2 days |
Amount received | UAH 12,180 | UAH 12,307 |
Verdict |
|
|
If you go with the slower money transfer service, your recipient ends up with UAH 127 more than the faster service offers on a transfer of AU$1,000.
Weigh costs and fees against convenience, and learn how to compare money transfer providers that send to Ukraine to meet your needs:
When it's more important to get your money to Ukraine quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.
Cash transfer services can help you if you're unbanked or marginally banked. If you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.
The exchange rate determines how much one country's currency is worth in another country's currency. When a country's currency is strong, it yields more money when exchanging it in a country with a weaker currency. Ukraine's exchange rate often fluctuates when compared to the Australian dollar, so expect exchange rates today to be different than those you'll see tomorrow. Factors that influence the exchange rate include interest rates, economic stability and inflation.
Track how the Ukrainian dollar trades against the Australian dollar in our historical rate chart.
Today's exchange rate AUD to UAH
To send money to Ukraine from Australia, you'll need government-issued ID and other documents, while documents needed to pick up money in Ukraine may be different by company.
To send money from the US to Ukraine, you'll need documentation and details that include:
To pick up money in person, documentation can include:
Sending your hard-earned money to Ukraine shouldn't cost a fortune. Compare transfer companies that specialize in foreign for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.
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