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The beautiful South American country of Peru is home to a portion of the Amazon rainforest and is also the site of the majestic Machu Picchu. These two features make it a hugely popular destination for travellers from Australia and all around the world.
If you ever need to send money to Peru from Australia, there are plenty of transfer options at your disposal. However, if you don’t compare those options and search for the best available deal, sending money to Peru can be unnecessarily damaging to your bank balance.
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When you need to move money internationally, every major Australian bank can offer a fast and easy international transfer service. The problem is, however, that banks don’t offer a great deal when it comes to transfers. They charge high fees and offer some truly disappointing exchange rates, which means the money you have saved usually doesn’t go anywhere near as far as it should.
So if saving money is important to you, compare the cost of sending funds to Peru via your bank with performing the same transaction via a specialist money transfer company. These providers offer safe, secure and cost-effective transfers to countries all around the world, providing better exchange rates and much more reasonable fee structures than the banks. This means that both you and your recipient in Peru can take advantage of the savings that result.
Gloria wants to send $1,000 from Sydney to her sister in Lima. She has an account with a ‘big four’ bank in Australia but, after learning they don’t offer this exotic currency, she decides to shop around for a money transfer provider to try and find a better deal. She compares two specialist online transfer companies in the table below.
As you can see, Gloria can send almost 12 PEN extra using the second transfer company and can also save AUD $10 in transfer fees.
| Money transfer provider 1 | Money transfer provider 2 | |
|---|---|---|
| Exchange rate | 1 AUD = 2.3256 PEN | 1 AUD = 2.3374 PEN |
| Transfer fee | $10 | $0 |
| Transfer method | Online bank account transfer | Online bank account transfer |
| Processing time | 1-3 days | 1-3 days |
| Amount received (in PEN) | 2,325.60 PEN | 2,337.40 |
If you need to send money to Peru as quickly as possible, some companies offer rapid international transfers in as little as 10 minutes. However, fast transfers usually don’t come cheap, and you can expect the transaction to cost extra thanks to low exchange rates and high transfer fees. With this in mind, make sure that you take a close look at the full cost of your transaction before deciding whether it is a cost-effective transfer option.
With hundreds of thousands of cash pickup locations around the world, Western Union and MoneyGram both offer convenient cash transfer services. The details of some popular agent locations in Peru are listed below. If you’re going to pick up cash, phone ahead to confirm opening hours and make sure to take photo ID and a transaction ID number with you.
411 Sac Playa
Av Nicolas Ayllon 652 Mza C Lt 05 Ate
Lima, Lima
+51-1-4625633
Open 8:30am to 9pm seven days
Jr Carabaya 693
Lima, Lima
+51-1-263593
Open 9am to 7pm Monday to Friday, 9am to 6pm Saturday
A Serviban S A
Calle Maruri 310
Cuzco, Cuzco
+51-84-248028
Open 9am to 7pm Monday to Friday, 9am to 6pm Saturday
Calle Del Medio 100
Cuzco
Cuzco, Cuzco L84
+51-1-084249805
Interbank
Avenida. Per 2290 2286
Lima,
2192000
Open 9am to 6pm Monday to Saturday
Centro Aereo Comercial Callao
Lima
15754027
Open 8am to 5pm Monday to Friday, 9am to 11am Saturday
Interbank
Avenida El Sol 380
Cusco, 0
084225251
Open 9am to 6:15pm Monday to Friday, 9:15am to 12:30pm Saturday
Av. El Sol 300 Cusco
Cusco,
84262356
Open 9am to 8:30pm Monday to Saturday, 8:30am to 8:30pm Sunday
The Department of Foreign Affairs and Trade recommends that Australian visitors to Peru exercise a high degree of caution, so follow a few simple safety steps when picking up cash:
