How to send money to Peru

Learn how to send money to Peru with an international money transfer service.

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Updated Jan 18, 2019

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The beautiful South American country of Peru is home to a portion of the Amazon rainforest and is also the site of the majestic Machu Picchu. These two features make it a hugely popular destination for travellers from Australia and all around the world.

If you ever need to send money to Peru from Australia, there are plenty of transfer options at your disposal. However, if you don’t compare those options and search for the best available deal, sending money to Peru can be unnecessarily damaging to your bank balance.

Send money to Peru with WorldRemit

Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

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What's in this guide?

Compare Money Transfer Services
Banks versus money transfer companies
How do I compare transfer companies when transferring and receiving money via Peru?
How do I send money to Peru from Australia?
How do I receive money from Peru in Australia?
Emergency cash transfers in Peru
Cash pickup locations in Peru/ Western Union / MoneyGram branches in Peru
Tips for picking up cash in Peru
What are the steps to send money to Peru?

Compare Money Transfer Services

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
GBP 0	1 - 2 days	AUD 3.99	2.798	PEN 13,978	Special offer: $40 off when you transfer more than $250+ with code AUFIND40, conditions apply. Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 0.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Chat, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYR, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KZT, LAK, LBP, LKR, MAD, MDL, MGA, MKD, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, SRD, STD, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW Go to site Read the full review
AUD 250	1 - 2 days	AUD 15.00	2.792	PEN 13,920	$0 transfer fees for Finder customers. OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 250.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BND, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
AUD 1	Same day	AUD 0.00	2.798	PEN 13,990	XE has fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments, Market orders Customer service Phone, Email Available currencies AED, AMD, AUD, BAM, BBD, BDT, BGN, BHD, BND, BRL, BSD, BWP, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EUR, FJD, GBP, GEL, GTQ, HKD, HNL, HRK, HUF, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, KZT, LKR, LSL, MAD, MKD, MUR, MWK, MXN, MYR, NAD, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SZL, THB, TND, TOP, TRY, TTD, TWD, TZS, UGX, USD, VUV, WST, XCD, XPF, ZAR Go to site Read the full review
AUD 10	Within an hour	AUD 2.99	2.795	PEN 13,967	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 10.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Chat, Email Available currencies ARS, AUD, BDT, BGN, BOB, BRL, CLP, CNY, COP, CRC, CZK, DOP, EGP, ETB, GHS, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, INR, JMD, KES, KMF, KRW, LKR, MAD, MXN, MYR, NIO, NPR, PEN, PHP, PKR, PLN, PYG, RON, RWF, THB, TND, TRY, TZS, UGX, USD, UYU, VND, XAF, XOF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 10.00	2.784	PEN 13,891	Better exchange rates for Finder customers. WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AUD, BBD, BGN, BHD, BWP, CAD, CHF, CLP, CNY, COP, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TZS, UGX, USD, VND, XCD, ZAR Go to site Read the full review
AUD 1	1 - 2 days	AUD 50.00	2.812	PEN 13,919	Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
AUD 1	Same day	AUD 3.99	2.789	PEN 13,936	Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply. WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks versus money transfer companies

When you need to move money internationally, every major Australian bank can offer a fast and easy international transfer service. The problem is, however, that banks don’t offer a great deal when it comes to transfers. They charge high fees and offer some truly disappointing exchange rates, which means the money you have saved usually doesn’t go anywhere near as far as it should.

So if saving money is important to you, compare the cost of sending funds to Peru via your bank with performing the same transaction via a specialist money transfer company. These providers offer safe, secure and cost-effective transfers to countries all around the world, providing better exchange rates and much more reasonable fee structures than the banks. This means that both you and your recipient in Peru can take advantage of the savings that result.

Gloria Sends Money to Peru

Gloria wants to send $1,000 from Sydney to her sister in Lima. She has an account with a ‘big four’ bank in Australia but, after learning they don’t offer this exotic currency, she decides to shop around for a money transfer provider to try and find a better deal. She compares two specialist online transfer companies in the table below.

As you can see, Gloria can send almost 12 PEN extra using the second transfer company and can also save AUD $10 in transfer fees.

	Money transfer provider 1	Money transfer provider 2
Exchange rate	1 AUD = 2.3256 PEN	1 AUD = 2.3374 PEN
Transfer fee	$10	$0
Transfer method	Online bank account transfer	Online bank account transfer
Processing time	1-3 days	1-3 days
Amount received (in PEN)	2,325.60 PEN	2,337.40

Today's exchange rate AUD to PEN

How do I compare transfer companies when transferring and receiving money via Peru?

Exchange rates. Shop around to find a transfer provider that regularly offers better exchange rates than its competitors. However, make sure those great rates don’t also come with high transfer fees attached.
Transaction fees. Check the fine print to see how much it will cost you each time you send a transfer, plus it’s also a good idea to find out whether you can avoid paying any fee if you transfer a large sum of money.
How easy it is to use. Can you place transfers online or by visiting a branch? Are there other convenient options available, such as placing transfers over the phone or using a free mobile app?
Flexible transfer options. Check to see whether the company offers transfer options such as forward contracts and limit orders - these allow you to get the exchange rate you want for your transaction. Some providers also offer the convenience of scheduling recurring payments more than 12 months in advance.
Turnaround time. Compare transaction processing times to see which company can get your money to Peru the fastest, but remember that quick transfers usually cost more.
Minimum and maximum transfer amounts. Some providers impose minimum and maximum transaction limits - check to see if these limits will affect you.
Cash collection options. Does the provider offer bank account transfers or a cash pickup option from your nearest branch?
Customer service. Are phone and email support offered? Is there an online help centre and live online chat if you need immediate assistance?

How do I send money to Peru from Australia?

Specialist money transfer companies. Online transfer companies, for example WorldFirst and OFX, can offer fast and convenient transfers to destinations all around the world.
Cash pickup transfer companies. Providers such as Western Union and MoneyGram offer convenient cash pickup transfers to Peru.
Bank transfers. Compare the exchange rates and fees your bank offers on international transactions with those offered by specialist transfer companies.
International guaranteed cheques. Another option is to obtain an international cheque from your bank and mail it to your beneficiary in Peru.

How do I receive money from Peru in Australia?

Specialist money transfer companies. Compare your options when choosing a money transfer company that can send money to Australia from Peru.
Cash pickup transfer companies. Visit a provider’s website to find their cash pickup locations nearest to you.
Bank transfers. Another option is to transfer funds from your bank account in Peru to an Australian bank account.
International guaranteed cheques. Make sure you’re aware of the fees and charges that apply when cashing an international cheque.

Emergency cash transfers in Peru

If you need to send money to Peru as quickly as possible, some companies offer rapid international transfers in as little as 10 minutes. However, fast transfers usually don’t come cheap, and you can expect the transaction to cost extra thanks to low exchange rates and high transfer fees. With this in mind, make sure that you take a close look at the full cost of your transaction before deciding whether it is a cost-effective transfer option.

Cash pickup locations in Peru/ Western Union / MoneyGram branches in Peru

With hundreds of thousands of cash pickup locations around the world, Western Union and MoneyGram both offer convenient cash transfer services. The details of some popular agent locations in Peru are listed below. If you’re going to pick up cash, phone ahead to confirm opening hours and make sure to take photo ID and a transaction ID number with you.

Western Union

Lima
411 Sac Playa
Av Nicolas Ayllon 652 Mza C Lt 05 Ate
Lima, Lima
+51-1-4625633
Open 8:30am to 9pm seven days
A Serviban SA
Jr Carabaya 693
Lima, Lima
+51-1-263593
Open 9am to 7pm Monday to Friday, 9am to 6pm Saturday
Cusco
A Serviban S A
Calle Maruri 310
Cuzco, Cuzco
+51-84-248028
Open 9am to 7pm Monday to Friday, 9am to 6pm Saturday
Money Corner
Calle Del Medio 100
Cuzco
Cuzco, Cuzco L84
+51-1-084249805

MoneyGram

Lima
Interbank
Avenida. Per 2290 2286
Lima,
2192000
Open 9am to 6pm Monday to Saturday
Forex SA
Centro Aereo Comercial Callao
Lima
15754027
Open 8am to 5pm Monday to Friday, 9am to 11am Saturday
Cusco
Interbank
Avenida El Sol 380
Cusco, 0
084225251
Open 9am to 6:15pm Monday to Friday, 9:15am to 12:30pm Saturday
Joyeria Jackeline
Av. El Sol 300 Cusco
Cusco,
84262356
Open 9am to 8:30pm Monday to Saturday, 8:30am to 8:30pm Sunday

Learn more about using the Peruvian sol in Peru

Tips for picking up cash in Peru

The Department of Foreign Affairs and Trade recommends that Australian visitors to Peru exercise a high degree of caution, so follow a few simple safety steps when picking up cash:

Ask a friend to accompany you
Don’t make yourself a target for thieves by displaying your cash in public
Avoid high-crime areas or anywhere you don’t feel safe
Never carry large sums of cash around with you for any longer than is absolutely necessary
Deposit excess cash into your bank account

What are the steps to send money to Peru?

Sign up for an account with a transfer provider. Registering is usually free and can be done online. You’ll need to provide your name, contact details and a valid form of photo ID.
Provide transaction information. The next step is to enter all the details of your transfer, including who you’re sending money to, where they live, how much money you’re sending and in which currency.
Complete your transaction. The last step in the process is to review the transfer details, pay for your transaction and keep hold of any receipt you are given so that you can track your transfer.

Thank you for your feedback!

Shirley Liu

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Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

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Azimo International Money Transfers

Special offer: $40 off when you transfer more than $250+ with code AUFIND40, conditions apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

More info

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

More info

TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

More info

Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

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How to send money to Peru

Learn how to send money to Peru with an international money transfer service.

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Banks

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Send money to Peru with WorldRemit

What's in this guide?

Compare Money Transfer Services

Compare up to 4 providers

Banks versus money transfer companies

Gloria Sends Money to Peru

How do I compare transfer companies when transferring and receiving money via Peru?

How do I send money to Peru from Australia?

How do I receive money from Peru in Australia?

Emergency cash transfers in Peru

Cash pickup locations in Peru/ Western Union / MoneyGram branches in Peru

Western Union

Lima

A Serviban SA

Cusco

Money Corner

MoneyGram

Lima

Forex SA

Cusco

Joyeria Jackeline

Tips for picking up cash in Peru

What are the steps to send money to Peru?

Shirley Liu

More guides on Finder

International Money Transfer Offers

Azimo International Money Transfers

OFX (Ozforex) International Money Transfers

TorFX International Money Transfers

Send International Money Transfers

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