- Send money to bank accounts, phones or cash pick-up locations
- Most transfers take less than a day
- Send money to 195 countries in 60 different currencies
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Your local bank won't be the fastest or cheapest way to convert your hard-earned US dollars into Pakistani rupees. For that, turn to digital money specialists the flexibility to fit your budget, turnaround and other needs.
Sign up and send money with a digital money transfer specialist in four steps:
Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Pakistan. Some pair services with local mobile wallet companies like JazzCash. Banks, PayPal and other options are available but come with high fees, weak rates and long turnaround.
Pakistani rupees aren’t a popular currency, which means banks may not offer them. If your bank supports rupees, beware of high fees and wide margins on the exchange rate compared to digital and other options.
Services like Western Union allow you to transfer cash for pickup at a local branch in Pakistan — often in 15 minutes. While it's a fast way to send money, you'll pay for the convenience in weak rates and high fees. If a cash pickup is necessary, look to digital services like WorldRemit or Remitly.
Companies like OFX and Wise specialise in foreign currencies, making them some of the most cost-effective transfers. Most offer a variety of options for your recipient to receive your money, like to a JazzCash account or for cash pickup at an agent location.
Let's say you need to send $1,000 to family in Pakistan. Here's what you might face in fees and exchange rates.
|Money transfer service 1||Money transfer service 2|
|Exchange rate||1 AUD = 87.93 PKR||1 AUD = 88.21 PKR|
|Amount received||87,932.00 PKR||88,211.83 PKR|
|Verdict||More expensive||Best value|
Both transfers are fast, but by choosing to pay a higher fee for better exchange rates, you could save money. With the better value specialist money transfer service, your recipient ends up with 279 more rupees.
Weigh costs and fees against convenience, and learn how to compare money transfer providers that send to Pakistan to meet your needs:
When it's more important to get your money to Pakistan quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.
Cash transfer services can help you if you're unbanked or marginally banked. If you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.
The exchange rate determines how much one country's currency is worth in another country's currency. When a country's currency is strong, it yields more money when exchanging it in a country with a weaker currency. Pakistan's exchange rate is flexible compared to the US dollar, which means it shifts during large global events but typically doesn't change much day-to-day. Factors that influence the exchange rate include interest rates, economic stability and inflation.
Track how the Pakistani rupee trades against the US dollar in our historical rate chart.
To send money to Pakistan from the US, you'll need government-issued ID and other documents, while documents needed to pick up money in Pakistan may be different by company.
To send money from Australia to Pakistan, you'll need documentation and details that include:
To pick up money in person, documentation can include:
Typically, Pakistan imposes no restrictions on remittances to the country through banks and money transfer companies. But in Australia, banks and companies are required to comply with banking and recording standards that help them avoid the appearance of money laundering. These standards require customers to submit valid ID, log high-amount transfers and submit precise recipient information.
Sending your hard-earned money to Pakistan shouldn't cost a fortune. Compare money transfer companies that specialise in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.
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New customers use code AZIMO50 to get GBP 5 off when you transfer GBP 50+. Valid till 31 October 2021. T&Cs apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
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New customers get their first transaction for free with code FIRSTFREE. T&Cs apply.
Send money in minutes at competitive exchange rates with this Australian money transfer service.
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