How to send money to Jamaica

Here's how to send a quick, affordable and secure money transfer to Jamaica.

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Famous for its relaxed lifestyle, its beautiful beaches and its Olympic sprinters, the Caribbean island nation of Jamaica is one of the world's great tourist destinations. If you ever need to send money to Jamaica from Australia – maybe to help out a cash-strapped relative travelling through the Caribbean – there are plenty of ways to do so.

Send money to Jamaica with WorldRemit

Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

  • Send money online within minutes
  • Large range of destinations
  • Able to send to cash pickup locations
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Compare international money transfers to Jamaica

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Jamaica with our money transfer partners.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 0 1 - 2 days AUD 1.99 111.317 JMD
556,364
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries. Go to site Show details
AUD 10 Within an hour AUD 2.99 110.869 JMD
554,012
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site Show details
AUD 1 Same day AUD 0.00 111.541 JMD
557,707
XE has fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 1 Same day AUD 3.99 110.757 JMD
553,341
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
AUD 2,000 1 day AUD 0.00 111.653 JMD
558,267
Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What's the best way to send money to Jamaica?

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Jamaica. Some offer cash pickup in as little as a few minutes, while others seamlessly transfer to bank accounts. Sending money through PayPal or your bank is also an option, but you'll typically face higher fees and weaker exchange rates when going that route.

Digital money transfer services

Companies like XE specialize in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient's Jamaican bank account, often in as little as a day or two.

Cash transfers

Services like MoneyGram and Western Union allow you to transfer cash for pickup at a local branch in Jamaica— often in 15 minutes. While it's a fast way to send money to Jamaica, you'll pay for the convenience in weak exchange rates and high fees.

Banks

Jamaican dollars are not a popular currency, but your local bank may be able to exchange them. If your bank supports Jamaican dollars, beware of high fees and wide margins on the exchange rate compared to digital and other options when sending a wire transfer to Jamaica.

Let's crunch the numbers: Sending $1,000 to Jamaica

Let's say you need to send $1,000 to family in Jamaica. Here's what you might face as far as fees and exchange rates as of 10 November 2020.

Digital money transfer serviceCash transfer
Fee$0$60
Exchange rate1 AUD = 106.73 JMD1 AUD = 100.42 JMD
Transfer speed1-2 dayMinutes
Amount receivedJMD $106,734JMD $100,425
Verdict
  • Best value
  • Fastest

The digital transfer option offers the best value, while a cash transfer is faster.

How to send money to Jamaica online

Sign up and send money to Jamaica with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Pick a provider and sign up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient's contact information and pick a delivery method. If transferring to a bank, you'll need their Jamaican bank account details.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt's confirmation number to track the progress of your transfer to Jamaica. Some money transfer providers send a text or email when your transfer is complete.

What are the ways that I can send money to Jamaica

  • Money transfer providers. Providers like Ria and TransferWise can help you quickly and easily transfer your money online.
  • Providers with cash pickup. Western Union and MoneyGram allow you to send funds for cash pickup at agent locations.
  • PayPal. Electronic payment giant PayPal allows you to send money from Australia to Jamaica.
  • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank.
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How to get the most out of your money transfer to Jamaica

Weigh costs and fees against convenience to learn how to compare money transfer providers that send money to Jamaica to best meet your needs:

  • Exchange rates. The AUD-JMD relationship fluctuates often, so using a service that allows you to lock-in exchange prices may help you save money down the line if the Jamaican dollar rises against Australia dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger AUD-JMD exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the number of Jamaican dollars you're sending to Jamaica.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Jamaica.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you're sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to a Jamaican bank account or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

Emergency cash transfer

When urgency trumps cost to get your money to Jamaica quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

How to send money to Jamaica without a bank account

Cash transfer services can help you if you're unbanked or marginally banked. If you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.

Jamaica's exchange rates explained

The exchange rate determines how much one country's currency is worth in another country's currency, in this case how many Jamaican dollars your Australian dollars are worth when you send money to Jamaica. When a country's currency is strong, it yields more money when exchanging it in a country with a weaker currency. Jamaica's exchange rate is flexible compared to Australia dollar.

Track how the Jamaican dollar trades against the Australian dollar in our historical rate chart.

1
0
Updated: 24 Jan 2021 02:27:12 UTC

Today's exchange rate AUD to JMD

Documents needed for sending to and receiving money in Jamaica

To send money to Jamaica from Australia, you'll need government-issued ID and other documents, while documents needed to pick up money in Jamaica may be different by company.

Documents to send money from Australia

To send money to Jamaica from Australia, you'll need documentation and details that include:

  • Identification. Most services require a driver's license, passport or other government-issued ID.
  • Payment method. Your service may accept credit or debit cards, cash, bank accounts or personal checks.
  • Recipient information. Submit your recipient's name as it appears on their ID, along with their phone number, Jamaican bank account and routing number.

Documents to receive money in Jamaica

To pick up money in person, documentation can include:

  • Transfer number. The person sending you money can forward the transfer's confirmation details — called a PIN, a MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID. A Jamaican Passport, Jamaican ID or similar official ID may be required to pick up your transfer.
  • Amount sent. You may need to know how much was sent, usually within 10% of the total.
  • Sender's information. Take along your sender's full name, the sending country and their address, if known.

What to watch out for

Sending money to Jamaican relatives or family members in Jamaica may be subject to taxes on the money transfer, but it depends on a lot of variables.

Bottom line

Sending your hard-earned money to Jamaica shouldn't cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.

More guides on Finder

International Money Transfer Offers

Important Information*
Logo for Azimo International Money Transfers
Azimo International Money Transfers

Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor’s exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.

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