How to send money to Hong Kong

Safe, secure and cost-effective transfer options when you need to send money to Hong Kong.

Updated Jun 5, 2019

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Australia and Hong Kong share strong commercial and personal links. Around 90,000 Australians and more than 550 Australian companies are based in Hong Kong, while another 1,000 Australian companies have offices in the region. That means there are plenty of situations where you might need to send money to Hong Kong from Australia.

Before you do, make sure you compare a range of money transfer providers to find the best possible deal.

Send money to Hong Kong with SendFX

Fee-free transfers
30+ currencies
Easy to use

Send money to Hong Kong with SendFX

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Minimum transfer amount: $2,000
Online transfer fee: $0

Go to site

More info

What's in this guide?

Compare options for sending money to Hong Kong
Speak to a FX Expert
Banks versus money transfer companies/services
How to compare transfer companies when transferring money to Hong Kong
How to send money to Hong Kong from Australia
Emergency cash transfers in Hong Kong
Cash pickup locations in Hong Kong/ Western Union / MoneyGram branches in Hong Kong
Tips for picking up cash in Hong Kong
How to send money to Hong Kong

Compare options for sending money to Hong Kong

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
AUD 1	1 day	AUD 30.00	5.533	HKD 27,498	Pay no fees on your first two transfers, up to $3,000. SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, CAD, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MYR, NPR, NZD, PHP, SGD, THB, USD, VND, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	5.511	HKD 27,554	TorFX guarantees to match any competitor's exchange rate. Conditions apply. Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 1	Same day	AUD 0.00	5.505	HKD 27,526	Get fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments, Market orders Customer service Phone, Email Available currencies AED, AMD, AUD, BAM, BBD, BDT, BGN, BHD, BND, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EUR, FJD, GBP, GEL, GTQ, HKD, HNL, HRK, HUF, ILS, JMD, JOD, JPY, KES, KRW, KWD, KZT, LKR, LSL, MAD, MKD, MUR, MWK, MXN, MYR, NAD, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SZL, THB, TND, TOP, TRY, TTD, TWD, TZS, UGX, USD, VUV, WST, XCD, XPF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	5.511	HKD 27,554	Better exchange rates for Finder customers. Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AUD, BBD, BGN, BHD, BWP, CAD, CHF, CLP, CNY, COP, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TZS, UGX, USD, VND, XCD, ZAR Go to site Read the full review
AUD 250	1 - 2 days	AUD 15.00	5.511	HKD 27,471	$0 transfer fees for Finder customers. No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 250.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BND, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	5.511	HKD 27,554	SendFX guarantees to match any competitor's exchange rate. T&Cs apply. Fee-free transfers in 30+ currencies to over 200 countries.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Forward contracts Customer service Phone, Email Available currencies AED, AUD, BGN, BHD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KWD, MXN, MYR, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 5	1 - 2 days	EUR 3.00	5.478	HKD 27,297	Special offer: Zero fees on your first 10 transfers. Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 5.00 Transfer methods Online Transfer options One off payments Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, NOK, NZD, PHP, PLN, SEK, SGD, THB, USD, ZAR Go to site Read the full review
GBP 3,000	1 day	-	-		Global Reach will match any competitor's exchange rates. Conditions apply. Get no fees for both business and personal transfers when you send your money overseas with Global Reach.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 3,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email, Branch Available currencies AED, AUD, BBD, BGN, BHD, BSD, CAD, CHF, CZK, DKK, EUR, GBP, GHS, HKD, HRK, HUF, ILS, JPY, KES, KWD, KYD, MUR, MXN, NOK, NZD, PLN, RON, RUB, SDG, SEK, THB, TRY, UGX, USD, XCD, ZAR Go to site Read the full review
AUD 200	1 - 2 days	AUD 25.00	5.524	HKD 27,482	Exclusive: Use code FINDER10 to receive US$10 off your first transaction. Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 200.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, BDT, CAD, CNY, EUR, GBP, HKD, IDR, INR, KRW, LKR, MYR, NPR, PHP, PKR, SGD, THB, USD, VND Go to site Read the full review

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Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.

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Banks versus money transfer companies/services

As the Hong Kong Dollar is a widely used currency, many major Australian banks allow you to transfer Hong Kong Dollars overseas. However, banks generally offer poor exchange rates and relatively high fees for international money transfers, which can leave you significantly out of pocket. Instead of sending funds through your bank, why not consider the services of a money transfer company?

These providers, such as OFX, offer fast, easy and affordable transfers across international borders. With lower fees and better exchange rates than the banks, they can ensure that you get a better deal from a financial point of view.

Leon sends money to Hong Kong

Leon’s younger brother Kevin is travelling through Hong Kong when, much to his dismay, he runs out of money. Rather than ask his parents for another loan, Kevin asks his brother to send him $1,000 to help him book a flight home. Leon thinks about sending the money through his bank, but when he sees that it is offering a less-than-impressive exchange rate, he decides to see whether he’d be better off using an online money transfer company. The results of his comparison are shown below:

	Bank	Money transfer company
Exchange rate	1 AUD = 5.39 HKD	1 AUD = 5.72 HKD
Transfer fee	$20	$5
Transfer method	Bank account deposit	Bank account deposit
Processing time	2 business days	2 business days
Amount received (in Hong Kong Dollars)	5,390 HKD	5,720 HKD

As you can see, in addition to a significant saving on the transfer fee, Leon can send an extra 330 HKD to his brother by using the online money transfer provider.

How to compare transfer companies when transferring money to Hong Kong

Exchange rates. Check to see which company offers the best exchange rates, but remember that companies with higher exchange rates may also charge higher transfer fees.
Fees. Make sure you’re aware of all the fees that you will incur with different providers when you send money to Hong Kong.
Transfer methods. While some companies are online only, others will also allow you to place transfers from your smartphone, over the telephone or by visiting a branch.
Transfer options. Check to see if you can place limit orders, lock in a good exchange rate with a forward contract or enjoy the convenience of setting up a regular payment.
Turnaround time. Will your funds be available to your recipient in minutes, or will they need to wait for two or more days for the transaction to be processed?
Minimum amount. Check to see whether each company imposes a minimum transfer limit as this can be restricting if you only need to transfer small sums of cash.
Pickup methods. While some companies only offer bank account transfers, others offer cash pickup from an agent location, mobile wallet transfers and even home delivery.
Customer service. If anything goes wrong with a transaction, will phone, email and live chat support be provided? During which hours?

How to send money to Hong Kong from Australia

Bank transfers. Many Australian banks will allow you to send Hong Kong Dollars from your Australian account to your recipient’s Hong Kong bank account.
Online money transfer providers. A range of specialist online providers offer a cheaper transfer method than the big banks.
Money transfer companies with cash pickup options. Consider sending funds through Western Union or MoneyGram so that your recipient can pick up cash from an agent location.
Cheques. International guaranteed cheques are a secure way to send money overseas.

Emergency cash transfers in Hong Kong

If you need to transfer money to Hong Kong urgently, you may be charged a higher fee and have to settle for a lower exchange rate. Sometimes this sacrifice is necessary when you need to send an emergency cash transfer, but just make sure to carefully review all the details of a transaction before you commit to it.

Cash pickup locations in Hong Kong/ Western Union / MoneyGram branches in Hong Kong

Western Union and MoneyGram both allow you to send money from Australia that can be picked up from an agent location in Hong Kong within minutes. Just make sure to provide your recipient with the transaction reference number and also make sure they take photo ID when they go to pick up the cash. If you’re sending a large amount of money, tell them to phone ahead to check whether the agent will have sufficient funds available to complete the transaction.

Western Union

Kowloon
Shop B1 & B2, Ground Floor 67 Carpenter Road Kowloon City, Kowloon +852-27170014 Open 8:30am to 6:30pm seven days

Concorde Road Post Office
G/f Trade And Industry Tower 3 Concorde Road, Kai Tak Kowloon, Hong Kong +852-23213611 Open 9:30am to 6pm Monday to Friday, 9:30am to 8pm Saturday

Wan Chai
Mega Wealth Asia Pacific Limited No C, G/f, Fu Wing Court, 10-12 Cross Street, Wan Chai, Hk +852-60105740 Open 8am to 10pm seven days

Wan Chai Post Office
2/f , Wu Chung House 197-213 Queen's Road East Wanchai, Hong Kong +852-25745478 Open 9:30am to 6pm Monday to Friday, 9:30am to 8pm Saturday

MoneyGram

Kowloon
Easypass Corporation Limited Shop B G/F Cheerful Comm Building 116-118 Ma Tau Wai Rd Kowloon, 85223344757 Open 9am to 7pm Monday to Friday, 9am to 3pm Saturday

BCA Finance Limited
Shop 50 Ground Floor 108 Shopping Arcade 19-23 Man Tai Street Yau Tsim Mong, 23562227 Open 9am to 5pm Friday to Wednesday

Wan Chai
Peoples Money Exchange 1/F 18 Russell St Causeway Bay, 28930116 Open 10am to 11:30pm seven days

Brilliance Forex Exchange
3 G F Jia Yang Building 271 Lockhart Road Wan Chai, 0 85225988826 Open 9am to 9pm seven days

Tips for picking up cash in Hong Kong

Although the Department of Foreign Affairs and Trade classifies Hong Kong as a safe country to visit, this doesn’t mean you shouldn’t take care when picking up cash in Hong Kong. The following tips can help ensure your safety and the security of your money:

Take a friend along to deter thieves
Keep your cash hidden and don’t promote your wealth
Avoid any high-crime areas
Keep an eye on your wallet/bag at all times
Deposit the funds into your bank account as soon as possible

How to send money to Hong Kong

There are plenty of options to choose from when you need to send money to Hong Kong, and whichever option you choose you will usually need to sign up for an account before sending your transfer. The exact registration process differs between companies but you’ll generally need to provide:

Your full name
Your address and contact details
Your date of birth
Proof of identity
In some cases you will need to provide bank account or credit card information

Before you choose an international money transfer provider, compare the fees and benefits of a range of money transfer companies. Doing a thorough comparison will ensure that you get value for money when you send funds to Hong Kong.

Thank you for your feedback!

Marc Terrano

Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.

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TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

More info

SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

More info

WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

More info

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

More info

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How to send money to Hong Kong

Safe, secure and cost-effective transfer options when you need to send money to Hong Kong.

Popular

Services

Send Money To

Exchange Rates

CBD Guides

Banks

Get exclusive money-saving offers and guides

Send money to Hong Kong with SendFX

What's in this guide?

Compare options for sending money to Hong Kong

Compare up to 4 providers

Speak to a FX Expert

Banks versus money transfer companies/services

Leon sends money to Hong Kong

How to compare transfer companies when transferring money to Hong Kong

How to send money to Hong Kong from Australia

Emergency cash transfers in Hong Kong

Cash pickup locations in Hong Kong/ Western Union / MoneyGram branches in Hong Kong

Western Union

Kowloon

Concorde Road Post Office

Wan Chai

Wan Chai Post Office

MoneyGram

Kowloon

BCA Finance Limited

Wan Chai

Brilliance Forex Exchange

Tips for picking up cash in Hong Kong

How to send money to Hong Kong

Marc Terrano

More guides on Finder

International Money Transfer Offers

TorFX International Money Transfers

SendFX International Money Transfers

WorldFirst International Money Transfers

OFX (Ozforex) International Money Transfers

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