While they could barely be further apart geographically, Australia and Finland nonetheless boast strong links with one another. Since diplomatic relations between Australia and Finland were established in 1949, the two countries have enjoyed a mutually beneficial trade relationship. Finland and the entire Scandinavian region is also a popular destination for Australian tourists, which means there are plenty of reasons why you might need to send an international money transfer from Australia to Finland. Here’s how you can find the most affordable deal when you need to transfer money overseas.
International Money Transfer Offer
WorldFirst International Money Transfers
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Price Promise – WorldFirst will match any eligible quote by another provider
International Money Transfer Offer
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
Speak to a FX Expert
Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.
They can help you with all your needs including:
Buying property abroad
Regular overseas payments
Banks versus international money transfer services
When it comes to sending money overseas, banks are far from your most affordable option. In fact, banks offer poor exchange rates and charge quite high fees on the international money transfers they handle, which ends up leaving you out of pocket and your recipient short changed. But there are plenty of other options available outside the big banks. Specialist money transfer companies have grown rapidly in recent years, offering fast, simple and affordable transfers to all corners of the globe. With better exchange rates and lower fees than the banks, they can offer a much better deal for you and your recipient.
Jarkko Sends Money to Finland
While on a six-month working holiday in Australia, Jarkko wants to send $1,000 back home to his sister in Helsinki to help her repair her broken-down car. Although he has an account with a ‘big four’ bank, Jarkko quickly realises that the bank will take a big chunk of his hard-earned money if he sends the funds to his sister using their transfer service. He compares his bank’s transfer service with the price offered by a specialist money transfer company to see if he can find a cheaper option.
Money transfer company
1 AUD = 0.6048 EUR
1 AUD = O.6352 EUR
Amount received (in EUR)
As you can see, not only can Jarkko send more than €30 extra using a money transfer company instead of his bank, but he can also save $15 in transfer fees.
How do I compare transfer companies when transferring and receiving money via Finland?
Exchange rates. The higher the exchange rate the better, so look for a company that offers better rates than its competitors. However, be aware that some companies that offer fantastic exchange rates will also charge high fees.
Fees. In most cases you will need to pay a transfer fee for each transaction, so make sure you’re aware of all the charges that will apply to your transfer before you commit. Some companies will also waive their fees on large transfers.
Transfer methods. Consider the options available for lodging transfers - online, via an app, over the phone and/or by visiting a branch - and how they suit your needs.
Transfer options. Does the provider allow you to set up a payment schedule for recurring payments? Are flexible options such as forward contracts and limit orders available to help you get your desired exchange rate?
Minimum limits. Some companies impose minimum transfer limits on each transaction, for example $500, and this may not be practical for your transfer needs.
Transfer time. Consider how long each provider will take to get the money you transfer to your recipient. If you want an urgent transfer, your transaction will often cost extra.
Pickup options. How can your recipient access the funds you send - can they collect cash from a branch or will the funds be deposited into their bank account?
Customer service. You need to be able to access help if you ever have a problem with a transaction, so check whether phone, email and live chat support options are available.
If you need to send an emergency cash transfer to Finland - maybe your teenage son or daughter is backpacking around the world and has run out of money in Helsinki, for example - be aware of the fact that you will usually have to pay more for the privilege. Whether you’re using a bank or a specialist money transfer provider, higher fees and lower exchange rates often apply to urgent transactions, so it pays to read the fine print closely before you commit to a transfer.
Cash pickup locations in Finland/ Western Union / MoneyGram branches in Finland
Western Union and MoneyGram operate extensive worldwide money transfer networks, allowing you to send cash for pickup from locations across Finland. The details of some popular cash pickup locations in Finland are listed below, but it’s recommended that you contact a location ahead of time to confirm its location and whether sufficient cash will be available to complete a transaction. Photo ID and a transaction reference number will also be required when picking up funds.
Forex Bank Stockmann Itakatu 1b Floor 1Helsingfors, Helsingfors FI 00930 +358-20-358207512560 Open 9am to 9pm Monday to Friday, open 9am to 6pm Saturday, open 12pm to 9pm Sunday
Forex Bank Rautatieasema Asemahalli Helsinki, Helsinki +35-8207512519 Open 9am to 8pm Monday to Friday, 9am to 7pm Saturday and Sunday
Forex Bank Aleksanterinkatu 52 B Helsinki, Helsinki +35-8207512559 Open 9am to 9pm Monday to Friday, 9am to 6pm Saturday and 12pm to 6pm Sunday
Shell Liisanpuistikko Helsinki, Uusimaa 00170 +358-800-141414 Open 7am to 9pm Monday to Friday, 9am to 7pm Saturday, 10am to 5pm Sunday
Food & Jones Helsingin Rautatieasema Helsinki, 00100 468116807 Open 6am to 11:59pm seven days
Change Group Mannerheimintie 14 B Helsinki, 00100 96980760 Open 10am to 8pm Monday to Friday, 9am to 6pm Saturday, 10am to 6pm Sunday
Change Group Hatanpaan Valtatie 1 Tampere, 33100 401619922 Open 10am to 8pm Monday to Friday, 10am to 6pm Saturday, 12pm to 6pm Sunday
Change Group Kauppakeskus Hansa. Kultatalo Eerikinkatu 15 Turku, 20100 401839289 Open Monday to Friday 10am to 8pm, Saturday 10am to 6pm, Sunday 12pm to 6pm
Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
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