How to send money to Bahrain

Safe, secure and cost-effective transfer options when you need to send money to Bahrain.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Bahrain is a country in the Middle East with more than 30 islands in the Persian Gulf. This kingdom was one of the first states in the Gulf to discover oil but does not have the level of production that Saudi Arabia has. Since they cannot solely rely on the income produced by oil refineries, they’ve looked at other sources of income to grow their economy.

The most current imports from Bahrain stand at AUD$95 million with exports at AUD$900 million. The Free Trade Agreement between Australia and Bahrain has not been fully completed as there are still a few outstanding issues to be settled, but a live export agreement was concluded in 2014. The trade partnership between the two countries is ideal, as Bahrain is rich in oil and Australia in live animals and other agricultural and food products.

Send money to Bahrain with TorFX

TorFX guarantees to match any competitor's exchange rate. Conditions apply.

TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

  • No transfer fees
  • Price match guarantee
  • Dedicated account manager assigned to you
  • Forex tools available

Compare money transfer companies below

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Same day AUD 0.00 0.276 BHD
XE has fast transfers with low fees and a range of foreign currency tools. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.274 BHD
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks versus money transfer companies for transfers between Australia and Bahrain

There are a number of money transfer companies and banks that can help you send and receive money between Australia and Bahrain. OFX and WorldFirst are some of Australia’s most well-known money transfer services and in the case study below we compare their costs with ANZ and NAB. When sending money from Bahrain, you can use MoneyGram, Western Union or Xpress Money.

Yasmeen has recently moved to Australia from Bahrain with the goal of becoming an avid sheep farmer. His wife and children are still in Bahrain and he likes to occasionally send them monetary gifts to cover some of their living expenses, and as birthday gifts. Yasmeen has a bank account with one of the top four banks and is doing some research to find out how much they would receive if AUD$1,000 is sent over.

Exchange rate1 AUD = 0.273 BHD1 AUD = 0.278 BHD1 AUD = 0.243 BHD1 AUD = 0.261 BHD
Transfer fee (minimum)A$15A$10A$18A$22
Amount received for AUD$1,000BHD 273BHD 277BHD 243BHD 261
Transfer time3–5 business days1–4 days2 working days3 days
Transfer optionsBpay, electronic bank transferCellphone app and onlineOnline, by phone, at local branch or foreign exchange centreOnline, facsimile letter of authority and local branch

Today's exchange rate AUD to BHD

How do I compare transfer companies when sending and receiving money between Australia and Bahrain?

  • Exchange rates. Different organisations will have different rates depending on the cost associated with that specific currency for them. All of these organisations have currency converters on their websites that will convert the Australian Dollars to the Bahraini Dinars.
  • Pick-up methods. If there is the option to transfer to the same bank, always make use of that option as it tends to save time and money and any dispute can be solved much quicker and easier. Cash pickup locations are listed below.
  • Minimum transfer amounts. Organisations have a minimum amount that they are willing to transfer as any less will not make it worthwhile for them and the amount should be enough to cover all of the associated costs. For example, OFX has a minimum requirement of AUD$250 while ANZ only has a maximum of AUD$150,000.
  • Transfer fees. The transfer fees between the different organisations differ significantly and will, therefore, have to be measured against the exchange rate offered. It is important to take into account that this fee is not the full fee charged as the Bahraini organisation/bank to which the money is transferred will also charge a transaction fee.
  • Transfer methods. All of the above-mentioned organisations offer a range of methods to go about transferring money, but read the fine print carefully as a transaction that is done over the counter can be up to AUD$14 more than by making use of Internet banking or the cellphone application.
  • Transfer time. The transfer time as shown in the table can change materially should something happen on the Bahrain side. The time, as shown in the table, is the average amount of time it takes for an international transfer. It is up to three to four business days, but can take longer, so make sure to send money in advance.
Back to top

How do you send and receive money between Australia and Bahrain?

  • MoneyGram. This is one of the most convenient methods to send money to Bahrain. You can go to your nearest 7-Eleven and transfer money. The receiver in Bahrain can withdraw it at their nearest Bahrain Financing Company branch. Should you be in an emergency and need same-day receipt of money, there is an emergency service but only for transactions between AUD$50 and AUD$500. This is subject to operating hours, availability and local laws and regulations.
  • Western Union. Western Union gives you the option to send money to the receiver's bank account or mobile phone in Bahrain, should their country permit this option. When using the bank account option your sender will have to expressly request this option and will have to provide your BSB account number. Cash pickups are also possible. A transaction is limited to AUD$5,000 per transaction and there is the option to get your first transaction free. Payment can be made by both a debit and credit card and you will once again receive a tracking number. The emergency money transfer option is known as money in minutes and gets sent to the receiver’s mobile phone.
  • Xpress money. When sending money to Bahrain, the only option is to send it by Cash Pick-up. Visit an Xpress Money agent and provide your valid ID and the receiver’s details and hand over the cash. You will receive a receipt and 16-digit PIN which you must share with the receiver.
Back to top

How to handle emergency cash transfers in Bahrain

ANZ customers who are subscribed to the Platinum Emergency service option can receive emergency help when abroad. ANZ will advance up to AUD$5,000 for every case, which will be billed to the cardholder’s account within 30 days, and the cash can be collected at the nearest Western Union or another appropriate transfer facility. Moneygram, Western Union and Xpress Money offer cash pickup services with same-day delivery (most times within minutes) which is a good option for emergencies.

Cash pickup locations in Bahrain for Moneygram and Western Union

Visit the following Moneygram and Western Union branches in Manama and Al Muharraq in Bahrain to receive your cash. Make sure that you have your government issued ID with you.

Western Union


  • Bank of Bahrain and Kuwait
    43 Government Avenue
    P.o. Box 597
    Manama, 305
    Office hours:
    Monday - Thursday, 7:30am - 2:30pm
  • BBK Manama Branch
    Bldg 177 Government Road
    Manama 304
    Office hours: Monday - Thursday 7:30am - 2:30pm
    Friday Closed
    Saturday - Sunday 7:30am - 2:30pm

Al Muharraq

  • Bahrain India International
    Exchange company
    Sh.abdulla Road, opp. public Bus
    Muharraq, BHR
    Office hours:
    Monday - Sunday 8:00am - 8:00pm
  • Gulf Air Branch
    Gulf Air
    Muharraq Muharraq
    Office hours:
    Monday - Thursday 8:50am - 3:15pm
    Friday - Saturday Closed
    Sunday 8:50pm - 3:15pm



  • Bahrain Financing Company
    Shop 0; Building 150; Road 1507; Block 315
    Office hours:
    Monday - Sunday 8:00am - 9:00pm
  • Bank of Bahrain and Kuwait
    Osama bin Zaid Avenue
    + 973 1720 7777
    Office hours:
    Monday - Thursday 8:00am - 5:00pm
    Sunday 8:00am - 5:00pm
    Friday - Saturday Closed

Al Muharraq

  • Bahrain Financing Company
    Building 1709
    Road 1129
    Block 211
    Monday - Sunday 8:00am - 9:00pm
  • Bank of Bahrain and Kuwait
    Avenue 1
    Office hours:
    Monday - Thursday 8:00am - 5:00pm
    Sunday 8: 00am - 5:00pm
    Friday - Saturday: Closed
Back to top

Great tips for picking up cash in Bahrain

Bahrain is often in civil distress with the threat of terrorist attacks constantly looming. There are regular protests and demonstrations. Despite this, when it comes to the issue of carrying cash with you, the country is reasonably safe and has a low crime rate. Traveller’s cheques are always a safe option, but not accepted everywhere. When you carry cash, follow these simple rules:

  1. Don’t flash your cash.
  2. Don’t wear any type of bag around your waist that will identify you as a tourist.
  3. Try and dress like the locals. In Bahrain, where custom and tradition are taken very seriously, this might just be a general tip as well.
  4. Never put your cash in your back pockets; put it in pockets with zippers that are close to your body and that you can see.
  5. Keep your small notes and large notes in different pockets. You will usually only make use of smaller notes which means pickpockets don't know where all of your cash is stashed when you take cash out to pay for something.
Back to top

What are the steps to send money to Bahrain?

If you decide to make use of a bank account method to receive transferred cash you will require a bank account to receive money in Bahrain. To open a bank account in Bahrain you will go through the following:

  • Residence visa
  • Letter of ‘no objection’ from your employer (this needs to stipulate your salary to show that an amount will regularly be deposited into your bank account)
  • Tenancy agreement (not always required)
  • Photocopy of your passport
  • Identity photographs

If you will receive money due to a company position, it is advisable to open an account at the same bank as your employer. This can offer favourable terms which might lead to quicker access to your salary.

For cash pickups and to send money via services like Moneygram, Western Union and Xpress Money, senders need to:

  • Register with the service provider
  • Have the money available in the right currency
  • Valid government issued identification
  • Accessible location details of the recipient
  • Details of the recipient

Recipients will need to:

  • Provide the tracking number (supplied by the sender)
  • Have valid government issued identification
  • Have a copy of the original transaction or receipt as a safety measure

More guides on Finder

International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

Logo for Send International Money Transfers
Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.

Logo for XE International Money Transfers
XE International Money Transfers

XE has fast transfers with low fees and a range of foreign currency tools.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site