Find the best way to send money to Cambodia

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Looking for a way to send money to family, friends or a business in Cambodia (or even to your own bank account overseas)? According to MoneySmart, you should avoid Australian banks and go with a money transfer specialist to get better KHR exchange rates and lower fees on international transfers.

Based on the providers we've compared, Remitly is among the cheapest, with competitive exchange rates and fees starting from $0. Need a really fast transfer? Rocket Remit can get money to your recipient in Cambodia within minutes.

Best ways to send money to Cambodia from Australia

• Online money transfer provider. When buying Australian dollars or riels money transfer specialists typically offer better rates and cheaper fees than a local bank.
• Bank transfer. Bank transfers are an easy way to send money to Cambodia but they charge extra for the convenience and are often slower than other methods. AU banks generally add a 3% to 6% markup onto exchange rates.
• Cash pickup. If you need your money to arrive fast, cash pickup gives your recipient instant access to the money you've sent when they collect it from their agent location in Cambodia.
• Mobile wallet. Essentially an electronic wallet service, mobile wallets allow users to store, send and receive eligible currencies using their phone, often with fees attached.
• Prepaid phone credit. Specifically used to top up a recipient's prepaid mobile phone plan, prepaid phone credit is usually added instantly or within a few minutes.
• Home delivery. If your recipient may struggle to get to a cash pickup location, you may be able to opt for door-to-door cash delivery.

Compare the best money transfer companies to send money to Cambodia

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Product	Filter Values	Finder Score	Fastest Transfer Speed	Fees (Pay by Bank Transfer)
Qantas Business Money		Finder Score	Within minutes	$0	Earn 1 Qantas Point on every $1AUD equivalent converted in foreign currency. T&Cs apply. Set up accounts in 11 different currencies and get rewarded for global business payments by earning Qantas Points.	Go to site More info	loading
Send Payments		Finder Score 8.4 Great	24 hours	$0	Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.	Go to site More info	loading
Remitly		Finder Score 9.3 Excellent	Within minutes	From $0	Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site More info	loading
Rocket Remit		Finder Score 7.4 Great	Within minutes	From $0 to $5	Send money instantly to friends and family in over 45 countries using just your mobile number.	Go to site More info	loading
Send business		Finder Score	24 hours	$0	Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.	Go to site More info	loading
MoneyGram		Finder Score 8.3 Great	Within minutes	From $1.99	MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.	Go to site More info	loading
Send Payments		Finder Score 8.1 Great	24 hours	$0	Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.	Go to site More info	loading
Airwallex		Finder Score	Within minutes	$0	0% foreign exchange margin and $0 fees on your first $20,000 Streamline global payments across 150+ countries with fast settlements and competitive rates in over 60 currencies.	Continue More info	loading
Western Union		Finder Score 9.5 Excellent	Within minutes	From $0	Get Western Union's best exchange rate and $0 fee on your first online transfer. Western Union sends money online to 200+ countries, with competitive rates for new customers.	Continue More info	loading
ANZ International Money Transfer		Finder Score 8.4 Great	2 days	From $0	Transfer to 200 countries via online banking, phone banking or through an ANZ bank branch.	Continue More info	loading
Ria Money Transfers		Finder Score 8.8 Great	Within minutes	$2.89	$0 fee for new customers with code ‘HelloRia’. T&Cs apply. Ria lets you send money to 165+ countries with cash pick-up at 507,000 locations.	Continue More info	loading
PayPal International Money Transfers		Finder Score 6.9 Standard	24 hours	From $0	Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number.	Continue More info	loading
WorldRemit		Finder Score 8.6 Great	Within minutes	From $0.99	WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	Continue More info	loading

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How we picked these

Finder Score for money transfer

We review money transfer providers for different features to assign them a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

Cheapest way to send money to Cambodia

As reported by the ACCC, bank transfers are typically the cheapest way to get your money to Cambodia. Remitly and Send Payments have some of the lowest bank transfer fees of the brands we've compared.

• Transfer fees. While still cheaper than your Australian bank, money transfer services charge either a fixed or percentage-based fee for making your transfer.
• Exchange rates. Another way money transfer providers make money is to add a margin to the mid-market AUD/KHR exchange rate.

Certain providers may give the mid-market rate but add fees on top and others will have low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many riels your recipient will end up with.

Fastest way to send money to Cambodia

Actual transfer times from Australia to Cambodia can depend on several factors including transfer amount, payment method and currency.

• Remitly — within minutes
• Rocket Remit — within minutes
• MoneyGram — within minutes

Safest way to send money to Cambodia

The safest way to get your money to Cambodia is using a provider registered with Australia's industry regulator, the Australian Transaction Reports and Analysis Centre (AUSTRAC). All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both Australia and Cambodia.

A great way to dive deeper is by reading our reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.

How to choose a money transfer company for Cambodia

Is this a good time to send money to Cambodia?

Frequently asked questions

• How can I pay for my transfer to Cambodia?

  The most common payment methods for money transfers to Cambodia include bank transfer, credit card and debit card. How you pay can influence how quickly your riels arrive and the total cost of your transfer, so consider both when deciding.

• What details do I need to send money to Cambodia?

  • Photo identification: Most providers require a driver's license, passport or other Australian government-issued ID.
  • A way to pay: Your options depend on the provider's services. Popular methods include cash, debit or credit card and bank account transfers.
  • Recipient information: You'll need their name (matching their ID) plus contact details. If sending to a Cambodian bank account, you'll need their account number, SWIFT and branch details.

• What is required to receive money in Cambodia?

  • Transfer number: The reference number – sometimes called a PIN, MTCN or tracking number.
  • Government-issued ID: An official ID, such as a Cambodian passport or driver's license.
  • The transfer amount: To know how much has been sent, usually to within 10% of the total.
  • Sender information: The sender's name and address and the transfer's country of origin.

• How much money can I send online to Cambodia?

  Each provider has its own sending limit. For example, Remitly and MoneyGram allow you to transfer as little as $1 while others will have a much higher minimum threshold.

  Remember that some providers will have different maximum transfer amounts as a result of Australian tax policies or because their service is more limited.

• How long will it take for my money to arrive in Cambodia?

  The turnaround time for a money transfer to Cambodia depends on the provider and how you pay for the transfer. Expect your transfer to arrive within minutes if you pay using cash or with a debit or credit card. Paying by bank transfer can take longer – usually 2–5 business days.

• Can I send money to Cambodia without a bank account?

  Yes, you can still send a money transfer if neither you nor your recipient in Cambodia has a bank account. Look at cash transfer providers such as Remitly where you can pay with cash and your recipient can collect it as cash or as mobile phone reload on the other end.