Get $100 cash card when you join Overseas Visitor Health Cover
Quote this promo code to get a $100 cash card when you join. Offer expires December 31st. T&Cs apply.
Coupon code ends
HIF has been helping Australians look after their health care needs since 1954. As well as offering a range of domestic hospital and extras policies, HIF also offers Overseas Visitors Health Cover (OVHC) to make health insurance easy, convenient and affordable for those visiting Australia.
HIF OVHC is designed to help you afford to pay for medical care while in Australia. It can help you reduce your out-of-pocket expenses for everything from GP visits to major surgery, giving you peace of mind for the duration of your stay.
OVHC is not a requirement for every visa but it is compulsory for the majority of long-term visas. For example, to qualify for a 457 temporary employment visa or a 676 tourist visa, you must have an adequate level of health insurance cover in place for the duration of your stay. HIF offers OVHC policies to suit working and non-working visas that include the following:
HIF’s OVHC offers several hospital cover and extras cover policies designed to suit the different needs of foreign visitors. The cover provided by these policies is outlined below:
|Access Gap cover|
|Intensive care fees|
|X-rays and pathology|
|Cardiac (heart) services|
|Bone marrow and organ transplants|
|Assisted reproductive surgery|
|Services not covered by Medicare|
|Treatment||Visitor Saver||Visitor Value|
|Cardiac (heart) services|
|Surgically implanted prostheses|
|Treatment||Premium Options||Super Options||Special Options||Saver Options|
|Auxiliary home nursing|
|Blood glucose/pressure monitor|
|Assisted reproduction drugs|
When you take out an OVHC policy with HIF, you will need to serve a waiting period before you will be eligible to access any benefits. These apply to both hospital and extras health insurance and will vary depending on the specific treatment or condition you claim for. Select your OVHC policy type to view the relevant waiting periods.
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.