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In order to be applicable for the Skilled Regional visa, you must have a relevant regional occupation and pass a points test. There are three different ways you can enter:
A provisional visa effectively acts as an entryway into Australia if you meet the 489 visa requirements. Whilst it doesn't give you permanent residency, it is a temporary visa that may lead to the grant of a permanent visa if the holder meets certain conditions. You can bring your family on the 489 and if it is granted, you are able to apply for the Skilled Regional (Permanent) visa (subclass 887).
You can stay in Australia for up to 4 years (as can any family member also on the visa with you). Of course, this visa restricts you exclusively to regional work and in specific areas, but it can lead to PR. This visa is also only eligible to those who are nominated by a state or territory government agency, or an eligible relative
Getting the right cover on the 489 is crucial, as you need to fulfil Condition 8501, which requires applicants to take out an adequate health insurance policy. This means medical expenses don’t have a serious impact on your financial position, as the majority of non-citizens can’t access the public health system. Before settling in Australia, make sure you’ve got the best health cover for you and your family.
To be considered "adequate" for 489 visa requirements, all OVHC policies must:
Depending on the level of OVHC you purchase, you may be unable to claim for certain treatments. It's recommended that you study each policy carefully so that you're aware of what is and isn't claimable, especially if you are seeking cover for something specific such as maternity services, which is usually excluded from more basic OVHC policies.
Just like domestic health insurance, OVHC policies have different waiting periods applied to different services. The Australian Government sets the waiting periods for hospital treatments so they do not differ between health funds:
If you are planning to purchase extras cover with your OVHC policy for out-of-hospital services such as dental or physiotherapy, be aware that each health fund can set the waiting periods for these services individually, so remember to take this into account when comparing policies.
The areas of regional Australia that you are able to live and work in will depend on whether your 489 visa application was either:
The regional, low population and designated areas for each pathway option can be found below:
| State or territory | Postcodes |
|---|---|
| New South Wales (NSW) |
|
| Queensland (QLD) |
|
| Victoria (VIC) |
|
| Western Australia (WA) |
|
| South Australia (SA) |
|
| Northern Territory (NT) |
|
| Tasmania (TAS) |
|
| State or territory | Postcodes |
|---|---|
| New South Wales (NSW) |
|
| Queensland (QLD) |
|
| Australian Capital Territory (ACT) |
|
| Victoria (VIC) |
|
| South Australia (SA) |
|
| Western Australia (WA) |
|
| Northern Territory (NT) |
|
| Tasmania (TAS) |
|
As the holder of a 489 visa you cannot receive subsidised health care services from the public health system called Medicare, unless you are from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with. These countries are:
Be aware that the cover you receive from the RHCA is very limited and you are likely to incur out-of-pocket expenses for everything but the most essential medical treatments. This is why it can be worth considering an OVHC policy even if you come from an RHCA nation.
The following providers offer health insurance for 489 visa holders, which is fully compliant with the Australian Department of Border Protection and Immigration requirements relating to working visas:
Compare visitors health insurance for 489 visas and get covered
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