Key takeaways
- Finder Rewards is free for Finder members to access, and membership is also free.
- A reward is a marketing incentive, not a product recommendation or financial advice.
- It's a genuine program, not a scam. Finder never asks you to pay a fee to receive a reward.
If your first reaction to Finder Rewards was "that sounds too good to be true", you're not alone, and a healthy dose of scepticism is completely reasonable. Plenty of people see an offer like this and wonder if it's a scam or where the catch is. Some even go and google it to check before they trust it. So let's name the doubt first and then answer it plainly: Finder Rewards is free, it's a real program from Finder, and below we explain exactly how it's funded so you can decide for yourself.
Is Finder Rewards free?
Yes. Finder funds every reward from its marketing spend and is not paid by a provider for the reward. Separately, Finder may earn referral fees or commissions when people click through, apply or take out products. Joining and using Finder Rewards costs you nothing.
Is a reward a recommendation?
No. A reward is a marketing incentive, not personal financial or credit advice. Finder does not issue the product. Compare your options and decide if it is right for you.
Is Finder Rewards a scam, or too good to be true?
No. It's a real program from Finder, one of Australia's most-visited comparison sites, and as of September 2026, Finder has paid out over $3.5 million in rewards. Some providers pay Finder when people compare and switch, and Finder shares part of that back as a reward to earn trust and repeat visits.
You keep the reward whether or not you buy anything else, nothing is charged to you to receive one, and Finder will never ask you to pay a fee to release a reward. For the record, the promoter is Hive Empire Pty Ltd, and rewards are distributed by Blackhawk Network (Australia). The official Australian Financial Services Licence number for Finder (operating under Finder.com.au Pty Ltd) is 547310. Finder also operates its website features through its parent entity, Hive Empire Pty Ltd, and holds an Australian Credit Licence (ACL number 385509) to legally handle loan and credit card comparisons.
Does Finder compare everything?
No. The comparison service does not include every product or provider. Commercial arrangements can influence the default order of some tables, which you can re-sort or filter. Editorial content, reviews and Top Pick designations are prepared independently.
Next steps
- New here? Read what Finder Rewards is.
- Want the fine print and how your information is handled?
- Curious about the card?
- Back to the Finder Rewards Help Centre
Last reviewed: 18 September 2026 · Author: Sarah Megginson
Finder Rewards terms and conditions.
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