Finder Awards 2021 Best Personal Loan (Risk-Based)

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AMB personal loan

Personal Loan (Risk-Based)

AMB

See the full list of Finder Awards 2021 winners

Methodology

Here's how our expert analysts assessed the Personal Loan (Risk-Based) category to pick the 2021 winner.

This award was judged based on the average comparison rate quoted across eight personas:

  • Persona 1: $100,000 income, $30,000 loan, 40 years old, married, 36 month loan term, credit score 1017
  • Persona 2: $100,000 income, $30,000 loan, 40 years old, married, 36 month loan term, credit score 779
  • Persona 3: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 1017
  • Persona 4: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 779
  • Persona 5: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 674
  • Persona 6: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 566
  • Persona 7: $60,000 income, $5,000 loan, 20 years old, single, 36 months loan term, 2 scores, credit score 566
  • Persona 8: $60,000 income, $5,000 loan, 20 years old, single, 36 months loan term, 2 scores, credit score 674

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