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Finder Awards 2020 Best Risk Based Personal Loans

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Best Risk Based Personal Loans

AMB

This loan offers a rate from 4.85% p.a. based on your credit history. Funding ranges from $4,000 to $8,000 and repayments are flexible. Extra repayments are penalty-free, and a low $10 monthly fee applies.

Finalists:

Methodology: Best Risk Based Personal Loans

Here's how our expert analysts assessed the Best Risk Based Personal Loans category to pick the 2020 winner.

Selection and scoring

Products scored based on quoted interest rates for borrowers with four different credit scores.
Scoring was based on the provided comparison rate
The average interest rate across all four profiles was ranked, with the winner offering the lowest average rate.

Groups:

  • Excellent credit score loan – Equifax credit score 833-1200
  • Very good credit score loan – Equifax credit score 726-832
  • Average to good credit score loan – Equifax credit score 510-725
Credit Score1017779674566
Income80k80k80k80k
Age30303030
Marital statusMarriedMarriedMarriedMarried
Homeowner statusNoNoNoNo
Dependents2222
Loan purposeDebt conDebt conDebt conDebt con

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