The Finder Personal and Car Loan Awards 2026 recognise Australia's best personal loans and best car loans.
NOW Finance's Unsecured Personal Loan has been named the best Unsecured Personal Loan for 2026. It has personalised interest rates to suit your credit profile and also has no application fee or ongoing fees.
NOW Finance's Unsecured Personal Loan has been named the best Unsecured Personal Loan for 2026. It has personalised interest rates to suit your credit profile and also has no application fee or ongoing fees.
Highly commended 
Pepper Money's No Fee Unsecured Personal Loan has been highly commended thanks to its competitive personalised interest rates and no fees.
Pepper Money's No Fee Unsecured Personal Loan has been highly commended thanks to its competitive personalised interest rates and no fees.
With competitive tailored interest rates and no ongoing fees, OurMoneyMarket's Unsecured Low-Rate Personal Loan has been highly commended.
With competitive tailored interest rates and no ongoing fees, OurMoneyMarket's Unsecured Low-Rate Personal Loan has been highly commended.
Harmoney has been highly commended for its Unsecured Personal Loan, which comes with no monthly fees or early repayment fees.
Harmoney has been highly commended for its Unsecured Personal Loan, which comes with no monthly fees or early repayment fees.
Despite an application fee, Revolut's Unsecured Personal Loan is still highly commended in this year's awards thanks to no other ongoing fees and a competitive minimum interest rate.
Despite an application fee, Revolut's Unsecured Personal Loan is still highly commended in this year's awards thanks to no other ongoing fees and a competitive minimum interest rate.
Plenti has been highly commended for its Variable Rate Personal Loan, which has no monthly fee and low interest rates for borrowers with excellent credit scores.
Plenti has been highly commended for its Variable Rate Personal Loan, which has no monthly fee and low interest rates for borrowers with excellent credit scores.
ING's Personal Loan has been highly commended in the Unsecured Personal Loan category. It has no annual or monthly fees, as well as a competitive fixed interest rate.
ING's Personal Loan has been highly commended in the Unsecured Personal Loan category. It has no annual or monthly fees, as well as a competitive fixed interest rate.
NOW Finance's Secured Personal Loan has won the Secured Personal Loan category for 2026. It has personalised interest rates to suit your credit profile and also has no application fee or ongoing fees.
NOW Finance's Secured Personal Loan has won the Secured Personal Loan category for 2026. It has personalised interest rates to suit your credit profile and also has no application fee or ongoing fees.
Highly commended
Pepper Money's Secured Personal Loan has been highly commended, thanks to coming with no fees and low personalised interest rates.
Pepper Money's Secured Personal Loan has been highly commended, thanks to coming with no fees and low personalised interest rates.
OurMoneyMarket has been highly commended for its Secured Personal Loan which has a competitive fixed rate and no monthly or annual fee.
OurMoneyMarket has been highly commended for its Secured Personal Loan which has a competitive fixed rate and no monthly or annual fee.
MoneyPlace has been highly commended for its Secured Personal Loan. It has a comparatively low interest rate range and no monthly fee.
MoneyPlace has been highly commended for its Secured Personal Loan. It has a comparatively low interest rate range and no monthly fee.
The best Green Personal Loan for 2026 has been named as BankWAW's Solar Loan. This unsecured loan allows you to borrow up to $15,000 for eco-friendly investments and comes with no monthly services fees and no exit fees.
The best Green Personal Loan for 2026 has been named as BankWAW's Solar Loan. This unsecured loan allows you to borrow up to $15,000 for eco-friendly investments and comes with no monthly services fees and no exit fees.
Highly commended 
Regional Australia Bank has been highly commended in the Green Personal Loan category for its Enviro Loan, which comes with no monthly service fees.
Regional Australia Bank has been highly commended in the Green Personal Loan category for its Enviro Loan, which comes with no monthly service fees.
SWS Bank has been highly commended for its Greener Futures product in the Green Personal Loan category. It has no application, account or establishment fees added onto the cost of the loan.
SWS Bank has been highly commended for its Greener Futures product in the Green Personal Loan category. It has no application, account or establishment fees added onto the cost of the loan.
The SWS Bank 5 year variable interest vehicle loan has been crowned the best new car loan product. It charges no upfront or ongoing fees, giving customers peace of mind with a cost-effective loan option.
The SWS Bank 5 year variable interest vehicle loan has been crowned the best new car loan product. It charges no upfront or ongoing fees, giving customers peace of mind with a cost-effective loan option.
Highly commended 
Harmoney has been highly commended in the new car loans category. This product has a competitive, tailored interest rate and a tiered application fee depending on loan amount and credit score.
Harmoney has been highly commended in the new car loans category. This product has a competitive, tailored interest rate and a tiered application fee depending on loan amount and credit score.
Queensland Country Bank has been highly commended for its new car loan product. It offers a competitive rate with a low ongoing monthly fee and loan flexibility.
Queensland Country Bank has been highly commended for its new car loan product. It offers a competitive rate with a low ongoing monthly fee and loan flexibility.
Harmoney's Car Loan has been named the best product for new cars. It has a competitive interest rate and no ongoing fees, keeping the loan cost-effective.
Harmoney's Car Loan has been named the best product for new cars. It has a competitive interest rate and no ongoing fees, keeping the loan cost-effective.
Highly commended 
Police Credit Union's low rate car loan (special offer) has been highly commended, thanks to its competitive special rate and no ongoing fees.
Police Credit Union's low rate car loan (special offer) has been highly commended, thanks to its competitive special rate and no ongoing fees.
Great Southern Bank has been highly commended in the used car loans category for its fixed rate car loan. This product has a high Finder Score thanks to its competitve rate and no ongoing fees.
Great Southern Bank has been highly commended in the used car loans category for its fixed rate car loan. This product has a high Finder Score thanks to its competitve rate and no ongoing fees.
People's Choice Credit Union has won the best product for EV car loans. Its green car loan rewards borrowers with a discounted rate and no additional fees.
People's Choice Credit Union has won the best product for EV car loans. Its green car loan rewards borrowers with a discounted rate and no additional fees.
Highly commended
Great Southern Bank's green car loan has been highly commended in the category for EV car loans. It offers a personalised discounted rate, as well as $0 monthly fees and flexible repayment options.
Great Southern Bank's green car loan has been highly commended in the category for EV car loans. It offers a personalised discounted rate, as well as $0 monthly fees and flexible repayment options.
Community First Bank has been highly commended for its fixed green car loan. For brand new electric and hybrid cars, it has a competitive discounted interest rate but does come with a small monthly fee.
Community First Bank has been highly commended for its fixed green car loan. For brand new electric and hybrid cars, it has a competitive discounted interest rate but does come with a small monthly fee.
Finder's Personal Loan and Car Loan Awards recognises market-leading personal and car loan products, using our proprietary ratings methodology. We compare products across 106 providers for personal loans and 104 for car loans.
Our Personal and Car Loan Awards winners are based on research by our expert authors and insights team.
We researched hundreds of Australia's most popular personal and car loans from the biggest banks to the smallest online lenders.
Some winners may be partners but this never influences our decisions. All loans are based on a clear methodology and must meet editorial standards.
Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.
Rebecca is a senior writer at Finder covering all things money. She has been writing about the home loan market in Australia for 5 years.
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