Finder Awards 2020 Best Income Protection
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This policy offers competitive pricing and features a maximum monthly payout of $25,000, and benefits up until age 65.
Other benefits cover rehab, spousal support and nursing care.
Methodology: Best Income Protection
Here's how our expert analysts assessed the Best Income Protection category to pick the 2020 winner.
Selection and scoring
Quotes were obtained for a $500,000 policy for customers with the following profiles:
Features were assessed as follows:
- Max Monthly Benefit Score 25%
- Max % of Income Covered Score 15%
- Max Entry Age 10%
- Benefit Period Options 5%
- Max Benefit Period 10%
- Waiting Period Options 5%
- Minimum Waiting Period 10%
- Interim Cover Offered 5%
- Redundancy Cover Offered 5%
- Death 5%
- Total/Permanent Disability Cover 5%
Overall score was calculated as follows:
- Smoker Quote Score 10%
- Non Smoker Quote Score 20%
- Features Score 70%
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