ANZ Business Online Saver

Give your business capital the chance to grow in an online account with a competitive interest rate and no fees.

The ANZ Business Online Saver pays interest on your balance and charges no monthly account keeping fees. Balances above $5,000 will earn 0.01% interest.

0.01% p.a.

Maximum variable rate


Base interest rate

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Product NameANZ Business Online Saver
Maximum Variable Rate0.01% p.a.
Standard Variable Rate0.01% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This accounts makes managing your excess business capital easy while giving it a chance to grow when you don’t need it.

Key features

Max interest rate of 0.01%

New customers who open an account online will earn the maximum interest rate of 0.01% when your balance is at least $5,000. Balances below this amount will not earn any interest.

No account keeping fees

ANZ charges no monthly account keeping fees for this account.

How to apply

If you like the features and benefits that the Business Online Saver offers and believe it is a good fit for your business needs, you can start an online application.


You should check first to ensure that you and your business meet ANZ's eligibility requirements first:

  • Use of account. This product is available for an Australian business only. ANZ does offer separate online savings accounts for personal use.
  • Residency requirements. Applicants must be permanent residents of Australia, and the business must be operating inside of Australia with all supporting documentation.

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    Default Gravatar
    December 30, 2015

    Hi There,
    Does the bank charge any fees if my business online saving account balance is lower $5000?

      Avatarfinder Customer Care
      December 31, 2015

      Hi Ying,

      Thanks for your question.

      ANZ doesn’t charge any fees if your balance is lower than $5,000, you just lose the bonus interest for that month.


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