Compare Personal Loans

Compare personal loans from $2,000 to $100,000 from a range of lenders in Australia.

Updated . What changed?

Fact checked

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Personal Loan Finder® can help you find the right personal loan for your needs.

Happy young couple with laptop and earphones sitting on rooftop in the evening

What do you want to learn about?

Finding the right personal loan

This section is about:

  • How a personal loan works
  • How to choose a personal loan
  • What types of personal loans are available

What is a personal loan?

A personal loan is a secured or unsecured lump sum payment or line of credit between $2,000 and $100,000 that you repay over a period of up to seven years.

You can use the money for a range of purposes. This includes things like buying a car, consolidating debt, paying for a wedding or undertaking renovations.

Personal loans are an agreement between you and a lender in which the lender agrees to supply you with a certain amount of money that you repay over a specified time.

Repayments include interest on top of the loan, which is a percentage of the principal sum of the loan. Interest rates are determined by the lender and agreed upon by you. Interest rates come in two forms, the standard interest rate, or the advertised rate, and the comparison rate.

🕗 Ends in

Finder Exclusive: Harmoney Unsecured Personal Loan

Receive a 100% rebate up to $575 on your establishment fee when you apply through Finder, use the promocode "FINDER" and accept your loan offer by 16 December 2020. T&Cs apply.

Why is there an interest rate and a comparison rate?

The comparison rate is how you can understand the true cost of a loan. Expressed as a percentage, it includes both the interest rate and the fees that come with the loan. That's why it will usually be higher than the interest rate charged on the loan.

Comparison rates may be calculated differently depending on the loan. However, if they are provided, it needs to be disclosed how they are calculated. For example, it may be calculated on a personal loan of $30,000 over 5 years.

A comparison rate can be helpful way to work out the true cost of a personal loan. For example, if a personal loan has the interest rate of 12.45% p.a but a comparison rate of 14.52% p.a. it would indicate there is a range of fees included in the loan. If the loan has an interest rate of 10.13% p.a and the exact same comparison rate, then this indicates that there are no fees included in the loan.

How do I find out the comparison rate?

A comparison rate will be displayed alongside the interest rate. On Finder comparison tables, you will be able to see a column labelled "comparison rate" for each loan. By scrolling over this rate you will be able to see how it's calculated.

Don't forget that different loan amounts and loan terms can result in different comparison rates.

Should I still check the interest rate?

Yes! Checking the interest rate is an important part of comparing your personal loan options. Your outstanding balance will be charged interest which will be calculated using the interest rate, not the comparison rate. It's important to know what this rate is and whether it is competitive. Comparison rates are there to give you a comprehensive overall view of the loan. The interest rate is what you will be charged during your loan term (minus fees).

How do personal loans work?

Generally you can expect the following from a personal loan:

  • Application and approval. You can apply for a personal loan from a bank, credit union or standalone lender online, over the phone or in-branch, depending on what application types the lender offers. The time it takes to be approved depends on the lender, but it can range from anywhere between 60 seconds to a week or two.
  • Loan contract. When you are approved for a loan you will need to agree to a loan contract that sets out certain terms. These terms include how long you'll have to repay the loan, what fees you'll need to cover, and the rate of interest you'll be charged on your loan amount.
  • Loan terms. Your loan terms will be set out in your loan contract. Generally, loan terms range between one and seven years.
  • Loan costs. Lenders agree to lend you money in exchange for interest, which is charged annually. A personal loan interest can be fixed or variable. Other loan costs include establishment fees, monthly fees and annual fees. You should also check if you will be charged fees for repaying your loan early or making additional repayments.
  • Loan types. Different loans come with unique sets of terms and restrictions. For instance, when you apply for a car loan, the lender often requires that the entire loan amount be used for the car purchase. The car is also often required to be used as security in case you default on the loan. Unsecured personal loans are usually less restrictive, meaning you can use the loan amount in almost any way you choose.

How do I choose a personal loan?

How to choose a personal loan

Image Map

The types of personal loans that are available to you

There is a wide range of personal loans available in Australia. You can be eligible for any one of these loans depending on your income, employment situation, what you're taking out the loan for, how much you can afford to repay and how good your credit is.

Compare different personal loan types below to see which option may work for you:

  • Secured loans. This type of loan works by you offering an asset as security in exchange for lower rates and fees. Usually, this loan is used to purchase a car, but other types of assets can be used as well. Secured loans can be secured either by the purchase that you're intending on buying, or by a purchase that you already own.
  • Car loans. Looking to purchase a new or used car? You can opt for a car loan through a bank, lender or even using dealer finance in order to help you make your purchase.
  • Unsecured loans. If you don't want to put up an asset as security, or want to finance something unsuited to a secured personal loan, you might want to consider a loan that doesn't require a guarantee.
  • Line of credit. You'll get access to a set credit limit, but only pay interest on the funds you've used. You can consolidate debts or even fund a range of purchases with this type of loan.
  • Debt consolidation loan. Existing debt can be managed by taking out a debt consolidation loan. Consolidate separate loan accounts into one easy-to-manage loan with a potentially lower rate and with fewer fees.
  • Overdrafts. An overdraft is a lot like an unsecured loan but it is generally attached to your everyday bank account. You are given a set amount that you can withdraw from your account, once your own funds have been exhausted.
  • Bad credit loans. If you have bad credit but are in need of a loan, there are still options available to you. Either apply with a lender who doesn't perform a credit check, or who accepts applicants with negative listings on their file.

Top COVID-19 Personal Loan Guides

All Finder's guides to coronavirus and your finances

How to compare personal loans

This section is about:

  • What makes a personal loan competitive
  • The interest rate and fees to expect
  • Working out your borrowing power

Features of personal loans: What makes a loan competitive?

When comparing your personal loan options, it's helpful to keep in mind the range of features that are available with these loans. When comparing, here are some of the things you will need to consider.

  • Does the loan have a competitive interest rate?

    Rates on personal loans will be either fixed or variable. Compare rates across similar loan products to ensure you're getting the best deal. If the loan is risk-based, it means that you'll receive a rate based on your credit history and your general risk profile. Generally, you'll be able to receive a rate estimate before you apply, without it affecting your credit score. This way you can use the risk estimate to compare your options.

  • What are the fees and charges?

    You'll need to consider both ongoing fees and fees charged at the onset of the loan. Common fees include an application fee, exit fee or loan set-up fee, while monthly fees and annual fees are common ongoing fees. You may also be charged to use additional features of the loan. Keep an eye out to see if you're eligible for cost savings such as fee waivers that can help reduce the cost of the loan.

  • Is the loan flexible?

    How often are you able to make repayments? Are you able to make additional repayments or pay off the loan early without penalty? Is there a redraw facility if you do make early repayments?

  • Do the loan terms match your needs?

    Personal loans are usually offered for terms of between one and seven years, with other loans on offer for shorter time periods. Some lenders are more restrictive than others when it comes to how long you have to repay your loan – for instance, only offering terms of one, three or five years. Make sure the loan terms on offer are what you need. Long term loans over seven years often see lower repayments but a greater amount of interest paid.

What to expect from interest rates on personal loans

The interest rate and fees you are charged depend on the loan you apply with (you can compare these on the table above), but each loan type comes with similar costs, and understanding these can help you compare personal loan options.

Interest rate

Your interest rate will either be fixed or variable. Car loans tend to come with fixed rates while unsecured loans offer both. However, you will find a mix of variable and fixed rates within each loan type.

  • Variable

    Variable rate personal loans mean the loan is more flexible and comes with longer loan terms. However, with a variable rate, your rate could change with time. Meaning that it could go up.

  • Fixed

    Fixed rate personal loans usually come with restrictions, such as not allowing you to make extra repayments. These loans also come with shorter terms, usually up to five years. Fixed rate loans do not go up or down over the life of the loan.

Personal loans can also come with set interest rates or (as previously mentioned) risk-based interest rates. Set interest rates mean the loan comes with a single rate that all approved applicants receive. Risk-based rates mean the loan will come with an interest rate range and you will be approved for an interest rate within that range. The factors that influence what rate you get depend on your credit history, the amount you apply for and the loan term and the details you provide in your application.

What will my monthly repayments be on my new personal loan?

To get an estimate of your borrowing power, input your loan amounts into the personal loan calculator in the comparison tables above and you'll see what monthly repayments will approximately be.

Summary: how to compare personal loans

  • Check the loan type - is it fixed or variable?
  • Think about security - Do you want to secure the loan against an item for a lower rate?
  • Check the interest rate
  • Check for monthly fees
  • Look at the comparison rate - this will give you an indication of the true cost of the loan

Applying and being approved for a personal loan

This section is about:

  • Who is eligible for a personal loan?
  • Documents you need for your application
  • How to improve your chances of being approved
  • The application process

Who is actually eligible for a personal loan?

Eligibility for personal loans depends on a few different things:

  • If you have a low income. Applicants with low incomes can still be approved for low income personal loans. It's always a good idea to check the borrowing requirements and check your repayments with a calculator.
  • If you're a pensioner. Applicants who are currently receiving pension payments have the option of getting a personal loan for pensioners.
  • If you receive Centrelink payments. If you're receiving Centrelink payments or other benefits, you can still be eligible for a loan for people on Centrelink payments. However, it's important to make sure you can meet the repayments before applying.
  • If you have bad credit. You're still able to apply for certain personal loans if you have negative marks on your credit file. You might end up paying a higher interest rate on these loans, so it's important to compare a range of bad credit personal loan offers before applying.
  • If you have existing credit card or personal loan debt. You may still be approved for a new personal loan if this is the case, but you should calculate your repayments and your debt levels before continuing.
  • If you don't meet the minimum requirements. You still might be able to apply with a guarantor. This is where someone, usually a family member such as a parent, agrees to 'guarantee' your personal loan should you fail to meet your obligations.

But I'm a temporary resident on a 457 visa - can I still get a loan?

Did you know that you could still get your loan approved if you hold a visa but many of the big banks wont lend to you. If you're researching institutions that might approve a personal loan on your temporary resident 457 visa, then it's best practice to go in armed with as much knowledge as possible. Find out what banks could offer you a loan, what the criteria is and how you can maximise your chance of being approved.

What documents will I need when applying for a loan?

Each bank and institution have their own criteria that you will have to meet to finalise your loan application.

How do I know which type of personal loan I need?

Different type of personal loans suit different loan purposes. Here is how to find the right loan to suit your needs:

If you're looking to buy a car

You can consider either a car loan or an unsecured personal loan. A car loan is preferable if the car you're looking to purchase is eligible to be used as security (not all used cars are) as the interest rates are lower. However, if you're buying a used car that is older, don't want to use the car as security for the loan or want to borrow extra funds for something else as well, you may want to consider an unsecured loan. You can compare both on the page above.

If you want to consolidate debt

You can consider an unsecured loan or a balance transfer credit card. The right option for you will depend on the type of debt you want to consolidate, how much debt you have and what products you're eligible for. For example, if you have loan and credit card debt you may need to consider an unsecured loan. There's also the option of either a Citi or a Virgin balance transfer credit card, as these are the only two providers that let you balance transfer personal loan debt. You can compare unsecured loans for debt consolidation on the page above or head here to compare balance transfer cards.

If you want to pay for a wedding, take a holiday or pay for home renovations

You may want to consider an unsecured loan. These can come as either a lump sum payment or a convenient line of credit that you can draw on when you need to.

If you need to borrow less than $3,000

You won't have many options from banks for loans of this amount, so you may need to consider a personal overdraft, a line of credit or a credit card. You can also consider a short term loan (there is a comparison on the page above) but keep in mind these are very high-cost forms of credit and should only be taken out if you have no alternatives.

If you have an asset, such as a vehicle, to offer as security.

You can consider a secured personal loan. This involves you attaching an asset you already own to take advantage of a more competitive interest rate. You can then use the funds for any purpose.

I need a loan for debt consolidation

Debt consolidation loans work by letting you bring debts from different credit accounts together so you can pay them off with one rate and one set of fees.

When you're comparing loans for debt consolidation:

  • Consider whether the new loan will save you money. Work out your new monthly repayment and if this will be lower than what you are currently paying.
  • Think about your eligibility for the loan. If you have a lot of debt from several accounts you may not be able to consolidate all of it, or if you have bad credit you may need to consider your bad credit debt consolidation options.

How can I improve my chances of the loan being approved?

There is no way to guarantee you're approved for a loan, but giving yourself the best chance at being approved starts with meeting the eligibility criteria set by the lender. To further your chances of being approved, keep the following in mind:

  • Establish your borrowing capacity. What repayments can you afford? Lenders will use a variety of criteria to decide how much you're eligible to borrow, but you need to know how much you can afford to repay.
  • Building a good banking history. Keep your account in good standing to build a positive relationship with your bank, even if you don't plan on borrowing from them.
  • Keep your credit rating in good standing. Make sure you keep track of all your payments, from credit cards to utility bills, because any arrears, debts, or missed payments will affect your ability to access credit.
  • Keep track of your saving goals. If you manage to contribute to your savings regularly, it shows lenders that you are likely to manage ongoing loan repayments.

How to apply for a personal loan

  1. Get ready to make your purchase. Make sure you know how much you want to borrow and have worked out that you can meet the repayments.
  2. Choose a secured or unsecured loan. If you already own an asset or are looking to buy one, then a secured loan may be an option. If not, you may want to consider your unsecured personal loan options.
  3. Decide between a fixed or variable rate. A fixed rate loan means your repayments are set for the life of the loan and can't fluctuate, whereas a variable rate loan can increase or decrease your repayments over the life of the loan.
  4. Choose your terms. A calculator can help you work out your repayments.
  5. Start your personal loan research and comparison. This is an important step to finding the best loan option for you.
  6. Click through and apply. Once you find the loan you want to apply for, simply click 'Go to Site' to apply.

*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

The questions we've been asked about personal loans

Read more on this topic

  • Pepper Money

    Pepper Money is an Aussie non-bank lender that offers a vast range of personal loans and home loans to customers Australia-wide. Find out more here.

  • Handypay personal loan review

    Find out more about Handypay's personal loans for home improvements. Personalised rates start from 6.75% p.a. on terms from 1 to 7 years.

  • Citibank Ready Credit

    The Citibank Ready Credit unsecured revolving line of credit is available with a 3-year introductory rate of 5.9% p.a. on balance transfers.

  • Pepper Money No Fee Personal Loan Review

    Find out more about Pepper Money's no fee personal loan and benefit from a competitive rate from 6.95% p.a., zero fees and loan terms of up to 7 years.

  • Brighte Personal Loan

    Looking to renovate your home? Find out more about Brighte's personal loan for home improvements and ways in which it may be able to benefit you.

  • Now Finance Secured Personal Loan review

    Get rewarded for an excellent credit score with a Now Finance personalised rate secured personal loan. Rates vary between 5.95% p.a. and 15.45% p.a. Apply today.

  • Alex Personal Loan review

    Alex is a neobank lender specialising in personalised rate personal loans. Find out more about Alex's personal loans and what fees and features are involved.

  • nmoni Personal Loans review

    nmoni is an Australian lender that offers personal loans to both good and bad credit applicants. Find out more about nmoni's rates, fees and features.

  • Plenti green loans

    Becoming more energy efficient has a multitude of benefits for both the environment and your wallet. An added bonus is, you might be able to get a low-rate loan to help you. Find out more about Plenti's green loan here.

  • Plenti Personal Loans

    Looking for a competitive rate? Plenti offers loans funded by investors with rates that are tailored to your personal circumstances.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

⭐Finder Exclusive: Receive a 100% rebate up to $575 on your establishment fee when you apply and accept your loan offer through Finder plus use the promo code FINDER by 16 December 2020. T&Cs apply.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Logo for Pepper Money Unsecured Fixed Rate Personal Loan
Pepper Money Unsecured Fixed Rate Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

93 Responses

  1. Default Gravatar
    GuoFebruary 28, 2019

    I am currently in the divorce process and about to start the parenting order and property settlement on court. However, my wife controlled all our property including money, car, house and businesses, and she made up a story to successfully applied an interventional order against me, kicked me out of home and refused to provide anything even just for basic living requirements.

    The total assets need settlement worth about $2 million dollars, my lawyer Mr Byron Leong from Lander & Rogers Lawyers estimated that my legal cost would be around $40k, Mr Leong was also very confident that in the least favorable scenario I will get 30%, which is about $600k in the settlement. However, I was prevented to access any funding by my wife, and therefore I wanted to apply for a loan to cover my legal cost and living expenses during the legal process, roughly $50k, which is way less than the amount that I can get from the property settlement.

    In order to make my application competitive, my lawyer can provide his professional opinion on my case, his senior background and the firm’s outstanding reputation is persuasive, along with my agreement to repay the loan before I can get any money after the settlement. Moreover, my first concern is the custody of my daughter rather than property, therefore I can accept relatively high interest and any other reasonable cost, any of your help will be very appreciated.

    • Default Gravatar
      NikkiMarch 1, 2019

      Hi Guo,

      Thanks for getting touch! I’m sorry to hear about your situation. I understand that you are in a difficult place right now. It’s helpful to know that Finder doesn’t make assessments and only the providers on the page (when contacted) can proceed with your application. Please see above the available providers listed. As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


  2. Default Gravatar
    ShelleyJanuary 7, 2019

    My husband and I are in our late 50’s we want to borrow $30k to consolidate some loans and to get some work done to our car and house. Do you think our age will prevent us from getting a loan? We don’t intend to retire for another 5 years.

    • Avatarfinder Customer Care
      JohnJanuary 7, 2019Staff

      Hi Shelley,

      Thank you for reaching out to finder.

      There is no maximum age for taking out a personal loan. But you may want to consider how to improve your chances of the loan being approved.

      Establish your borrowing capacity. What repayments can you afford? Lenders will use a variety of criteria to decide how much you’re eligible to borrow, but you need to know how much you can afford to repay.
      Building a good banking history. Keep your account in good standing to build a positive relationship with your bank, even if you don’t plan on borrowing from them.
      Keep your credit rating in good standing. Make sure you keep track of all your payments, from credit cards to utility bills, because any arrears, debts, or missed payments will affect your ability to access credit.
      Keep track of your saving goals. If you manage to contribute to your savings regularly, it shows lenders that you are likely to manage ongoing loan repayments.

      Hope this helps!


  3. Default Gravatar
    ElikaOctober 2, 2018

    Help me get cash fast??

    • Avatarfinder Customer Care
      JohnOctober 2, 2018Staff

      Hi Elika,

      Thank you for leaving a question.

      I understand your situation in needing cash fast. You are on the correct page to make a selection on where you could apply for a personal loan. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!


  4. Default Gravatar
    MartinSeptember 1, 2018

    If I apply for a personal loan and it is declined does this affect my credit rating?

    • Avatarfinder Customer Care
      JeniSeptember 1, 2018Staff

      Hi Martin,

      Thank you for getting in touch with finder.

      Declined application will not affect your credit rating. However, every time you make an application for credit it’s listed on your credit file as a “credit enquiry”. It will be listed regardless of whether the application is approved or not.

      You may know more about credit enquiries by going through this PAGE. On that page, you’d learn how long do credit enquiries remain on your credit file, how do credit enquiries look like on your credit report and other related pages on credit file/report.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


  5. Default Gravatar
    MarieJune 12, 2018

    please a friend of mine introduced me to this lender jacksonbenloanfirm@outlook .com and i tried them and got a loan of 45,000$ but i still need more for a project am working on i don’t know if it right to ask them for more?

    • Default Gravatar
      NikkiJune 12, 2018

      Hi Marie,

      Thanks for leaving a question on our page.

      Please know that we’re a product comparison website and we don’t stand as a representation to any individual or any company featured on our site.
      You can browse through the personal loan options we have above.

      If you need to increase your loan amount, all you need to do is ask them to give you an increase in your loan amount. Goodluck!

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


  6. Default Gravatar
    HenryJanuary 18, 2018

    I recently applied for a 26k personal loan and was rejected. Not because of my credit rating but because My credit card was maxed out at 4500 and my bank statements showed I was spending all of my pay (on unnecessary things) every week

    I want to re apply for a personal loan again through another bank. My aim is to allocate 600 a week on building savings and paying off the card, for 8 weeks before I apply. But I dont know if it would be best to show a record of savings on my bank statement or show I have a lower debt on my credit card. What has a bigger impact on the lenders?

    • Avatarfinder Customer Care
      RenchJanuary 19, 2018Staff

      Hi Henry,

      Thanks for your inquiry. Please note that we are not affiliated with any company we feature on our site and so we can only offer you general advice.

      There are a few different ways you can pay down credit card debt. You could continue making repayments on your current credit card or you could apply for a new product to save interest, such as a personal loan or a balance transfer credit card.

      You can get helpful information on these pages and compare your options for loans:

      Before applying for any loan, please ensure that you meet the eligibility criteria and requirements of the loan option or lender and make sure to read the details, as well as the relevant PDS/ T&Cs of the loan option before making a decision and consider whether the product or option is right for you.

      Best regards,

  7. Default Gravatar
    JacciOctober 4, 2017

    Hi My partners house settlement is going through but could take a year to get his money. He has a bad credit record due to his ex wife. He has changed jobs a week ago to a part time job so no payslips. We need $10K for a partner visa in a few weeks time otherwise we have to give up our lives and move to the UK. I am unable to work on my Visa but when I apply for the visa I have a job lined up so I can pay a repayment of $1000 a month. He knows his ex wife won’t agree to any loan against the house. Can you recommend a loan please ?
    Many Many thanks

    • Default Gravatar
      GruOctober 5, 2017

      Hello Jacci,

      Thank you for your query.
      Please note that finder is a comparison website and general information service.
      As we do not represent any of the companies featured on our pages, I can only offer you general advice. You would still have to make that decision yourself.

      This page may be helpful:
      Low-Doc Loans

      Hope this helps.


  8. Default Gravatar
    LizNovember 4, 2016

    I need a personal loan of$26,000 lm on a carers pension and I am 65years old and I have very good credit how much a month would l have to pay and I be able to get the loan and who would be good to get the loan from.

    • Avatarfinder Customer Care
      DeeNovember 8, 2016Staff

      Hi Liz,

      Thanks for your question.

      Please note that we are a financial comparison and information service. We are unable to make recommendations to our users.

      If you are on a pension, the lenders on this page may consider you for a loan. Once you have selected a particular lender, please click on its name to view its review page. From there, you can check the loan products that are available to you including their feature and eligibility criteria to apply.

      The monthly repayment will depend on your interest rate and loan term.


  9. Default Gravatar
    JulieSeptember 30, 2016

    $16,000 unsecured loan.
    Is there a cooling off period or 1 – 2 days?

    • Avatarfinder Customer Care
      ElizabethSeptember 30, 2016Staff

      hi Julie,

      This depends on the lender you apply with. Lenders usually do not offer cooling off periods but you can find some lenders, for example car lenders, that offer a 30-day back guarantee with your loan. For example, RACQ offers a 21-day guarantee on its loans.

      You’ll need to confirm with the lender you’re applying with to see if such an agreement exists.

      Hope this helps,


  10. Default Gravatar
    ReneJune 18, 2016

    I own a house divided into 2 flats with an income from one of $330 per week . can I get a line of credit and if so how much.
    Thank you

    • Avatarfinder Customer Care
      MattJuly 6, 2016Staff

      Hi Rene,

      Thanks for your comment. Each lender will set out their criteria separately and it’s always important to make sure you meet the eligibility before apply.

      You can check out a comparison of line of credit loans here.

      I hope this has helped.


Go to site