February’s best Qantas and Velocity credit cards: Want 100,000 points?
We've crunched the numbers. Here are 5 top-scoring frequent flyer credit cards on the market in February 2026.
If you're looking for a new frequent flyer credit card in February you can't go past these offers, which are the top Velocity and Qantas credit cards on the market based on their Finder Scores.
1. American Express Velocity Platinum Card
The American Express Velocity Platinum Card has a frequent flyer Finder Score of 9.9.
This is Finder's top scoring frequent flyer card. It offers a large bonus points offer (100,000 Velocity Points) if you hold the card for a whole year and meet the spend criteria.
Plus you can earn over 1 point for every dollar you spend.
You'll need to be a new American Express customer, and the annual fee is high at $440.
2. Qantas American Express Ultimate Card
The Qantas American Express Ultimate Card has a Finder Score of 9.84.
This offer is very similar to the Velocity offer above: 100,000 bonus Qantas Points (if you hold the card for over a year, meet the spend criteria and are a new Amex customer).
It also earns you 1.25 Qantas Points per dollar, and the annual fee is a touch higher at $450. There's also a $450 travel credit which offsets that fee nicely.
Want more options?
Compare more excellent frequent flyer cards
3. Qantas Money Titanium
The Qantas Money Titanium has a Finder Score of 9.59. T
This high-scoring, high points-earning card is an expensive beast. You can get 150,000 bonus Qantas Points, easily one of the biggest offers around.
You also get 20% bonus Status Credits on eligible flights, plus 2 Qantas First Lounge Invitations.
The catch? The annual fee is $1,200. Ouch.
4. ANZ Frequent Flyer Black Card
The ANZ Frequent Flyer Black has a Finder Score of 9.47.
This card boasts a really high bonus Qantas Points offer of 130,000 points (plus $200 back) if you meet the spend criteria.
You earn 1 Qantas Point per dollar and there's a $425 annual fee.
5. Qantas Money Platinum
The Qantas Money Platinum has a Finder Score of 8.95.
With this card you can get 100,000 bonus Qantas Points (60,000 points when you spend $5,000 in the first 90 days and an extra 40,000 if you haven't earned Qantas Points with a credit card in the last 24 months).
You earn 1 point per dollar spent and the annual fee is discounted to $349 in the first year.
Details of these cards are correct at time of publication and subject to change. All these cards were identified as the "best" cards using the Finder Score, a data-driven methodology that considers rates, fees and card features.
Sources
Ask a question