Want free money? The 5 best bank account cashbacks on offer right now
Key takeaways
- There are several banks in Australia that have cashback offers with their transaction accounts and debit cards.
- Make sure you can meet the eligibility criteria before opening a new account.
- What's next: Check out the bank account cashback offers below.
1. HSBC Everyday Global Account - 2% cashback
The HSBC Everyday Global Account gives you a 2% cashback on eligible tap and pay purchases under $100. This cashback is capped at $50 a month, which means you can earn up to $600 in a year.
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Check out every bank account cashback offer
2. ING Orange Everyday Account - 1% utility cashback
The ING Orange Everyday Account pays 1% cashback on utility bills, up to a total value of $100 a year. You just need to check if your utility providers are eligible.
3. Complete Freedom Account $50 cashback (St.George, BankSA, Bank of Melbourne)
This is the same cashback across St.George, Bank of Melbourne and BankSA. New customers can get $50 cashback by opening this account plus an eligible savings account and spending $50 on their debit card within 15 days (offer ends 30 September 2026).
4. Westpac Choice - $50 cashback
Westpac offers a similar cashback on its Choice Account: $50 cashback when you open a transaction and savings account within 15 days of each other, then spend at least $50 using the linked debit card.
5. AMP Bank GO Everyday Account
With this account you can earn Qantas Points on your average monthly balance at a rate of 1 point for every $10. You just need to link your Qantas Frequent Flyer account to your AMP Bank GO Everyday Account.
If you had $12,000 in your account on average, you'd earn 1,200 Qantas Points in a month.
Details of these are correct at time of publication and subject to change.
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