Can I get an iPhone and pay monthly?

Yes, you can. Your options include signing up for a 12-, 24-, or 36-month handset repayment plan with Telstra, Optus or Vodafone. You will need to pair this with one of the telcos' SIM-only plans.

Can I just buy an iPhone without a plan?

You can buy an iPhone outright from retailers like Amazon, JB Hi-Fi and Officeworks. Existing Optus and Telstra customers can also pay for an iPhone outright instead of signing up to a 12-, 24-, or 36-month phone plan.

How do I get an iPhone for free without paying?

Unless you've won a contest, there's really no way to get an iPhone for free. The only way to significantly reduce the cost of buying an iPhone is through trade-in offers combined with any device discounts available from certain retailers. Alternatively, if you've accumulated enough points through a rewards program, you might be able to redeem them for the cost of an iPhone.

Get Finder Reward on Optus iPhone plans

iphone 15 pro max phones against a purple background

Compare iPhone 18 Pro and Pro Max plans

7 of 120 results

Device	Ongoing price	Special offer
Apple iPhone 18 Pro Max 512GB 36 Month Optus Launch Plus Promo Plan $79 $133.96 per month with offer Min. total cost: $2,757.56	360GB 4G/5G Optus network	$153.96 per month over 36 months Min. total cost: $2,777.56	$133.96 per month with offer Min. total cost: $2,757.56	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 18 Pro 512GB 36 Month Optus Launch Plus Promo Plan $79 $128.40 per month with offer Min. total cost: $2,557.40	360GB 4G/5G Optus network	$148.40 per month over 36 months Min. total cost: $2,577.40	$128.40 per month with offer Min. total cost: $2,557.40	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 18 Pro Max 256GB 36 Month Optus Launch Plus Promo Plan $79 $122.86 per month with offer Min. total cost: $2,357.96	360GB 4G/5G Optus network	$142.86 per month over 36 months Min. total cost: $2,377.96	$122.86 per month with offer Min. total cost: $2,357.96	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 18 Pro Max 1TB 36 Month Optus Launch Plus Promo Plan $79 $156.18 per month with offer Min. total cost: $3,557.48	360GB 4G/5G Optus network	$176.18 per month over 36 months Min. total cost: $3,577.48	$156.18 per month with offer Min. total cost: $3,557.48	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 18 Pro 1TB 36 Month Optus Launch Plus Promo Plan $79 $150.62 per month with offer Min. total cost: $3,357.32	360GB 4G/5G Optus network	$170.62 per month over 36 months Min. total cost: $3,377.32	$150.62 per month with offer Min. total cost: $3,357.32	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 18 Pro 256GB 36 Month Optus Launch Plus Promo Plan $79 $117.30 per month with offer Min. total cost: $2,157.80	360GB 4G/5G Optus network	$137.30 per month over 36 months Min. total cost: $2,177.80	$117.30 per month with offer Min. total cost: $2,157.80	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 18 Pro 2TB 36 Month Optus Launch Plus Promo Plan $79 $183.96 per month with offer Min. total cost: $4,557.56	360GB 4G/5G Optus network	$203.96 per month over 36 months Min. total cost: $4,577.56	$183.96 per month with offer Min. total cost: $4,557.56	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. Get up to $780 value over 36 months. SIM plan costs $59/mth for first 12 months, then $79/mth. Ends 12 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading

Showing 7 of 120 results

Compare iPhone 17 plans

7 of 165 results

Device	Ongoing price	Special offer
Apple iPhone 17 256GB 36 Month Optus Plus Promo Plan $79 $107.86 per month with offer Min. total cost: $1,467.96	360GB 4G/5G Optus network	$117.86 per month over 36 months Min. total cost: $1,477.96	$107.86 per month with offer Min. total cost: $1,467.96	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. SIM plan costs $69/mth for first 12 months, then $79/mth. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 17 256GB 36 Month Optus Plus Promo Plan $60 $77.86 per month with offer Min. total cost: $1,437.96	100GB 4G/5G Optus network	$98.86 per month over 36 months Min. total cost: $1,458.96	$77.86 per month with offer Min. total cost: $1,437.96	SIM plan costs $39 for 100GB for first 12 months, then $60 for 60GB or as notified. New services only. Ends 12 Nov 2026. T&Cs apply.	View details Compare product selectionCompare	loading
Apple iPhone 17 512GB 24 Month Optus Plus Promo Plan $79 $143.94 per month with offer Min. total cost: $1,867.56	360GB 4G/5G Optus network	$153.94 per month over 24 months Min. total cost: $1,877.56	$143.94 per month with offer Min. total cost: $1,867.56	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. SIM plan costs $69/mth for first 12 months, then $79/mth. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 17 512GB 24 Month Optus Plus Promo Plan $60 $113.94 per month with offer Min. total cost: $1,837.56	100GB 4G/5G Optus network	$134.94 per month over 24 months Min. total cost: $1,858.56	$113.94 per month with offer Min. total cost: $1,837.56	SIM plan costs $39 for 100GB for first 12 months, then $60 for 60GB or as notified. New services only. Ends 12 Nov 2026. T&Cs apply.	View details Compare product selectionCompare	loading
Apple iPhone 17 Pro Max 512GB 24 Month Optus Choice Plus $60 No price offer	60GB 4G/5G Optus network	$168.27 per month over 24 months Min. total cost: $2,658.48	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone Air 256GB 36 Month Optus Plus Promo Plan $79 $105.06 per month with offer Min. total cost: $1,367.16	360GB 4G/5G Optus network	$115.06 per month over 36 months Min. total cost: $1,377.16	$105.06 per month with offer Min. total cost: $1,367.16	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. SIM plan costs $69/mth for first 12 months, then $79/mth. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone Air 256GB 36 Month Optus Plus Promo Plan $60 $75.06 per month with offer Min. total cost: $1,337.16	100GB 4G/5G Optus network	$96.06 per month over 36 months Min. total cost: $1,358.16	$75.06 per month with offer Min. total cost: $1,337.16	SIM plan costs $39 for 100GB for first 12 months, then $60 for 60GB or as notified. New services only. Ends 12 Nov 2026. T&Cs apply.	View details Compare product selectionCompare	loading

Showing 7 of 165 results

Compare iPhone 16 plans

7 of 15 results

Device	Ongoing price	Special offer
Apple iPhone 16 128GB 12 Month Optus Choice Plus $90 No price offer	480GB 4G/5G Optus network	$194.04 per month over 12 months Min. total cost: $1,338.48	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16 128GB 12 Month Optus Plus Promo Plan $60 $143.04 per month with offer Min. total cost: $1,287.48	100GB 4G/5G Optus network	$164.04 per month over 12 months Min. total cost: $1,308.48	$143.04 per month with offer Min. total cost: $1,287.48	SIM plan costs $39 for 100GB for first 12 months, then $60 for 60GB or as notified. New services only. Ends 12 Nov 2026. T&Cs apply.	View details Compare product selectionCompare	loading
Apple iPhone 16 128GB 24 Month Optus Plus Promo Plan $60 $91.02 per month with offer Min. total cost: $1,287.48	100GB 4G/5G Optus network	$112.02 per month over 24 months Min. total cost: $1,308.48	$91.02 per month with offer Min. total cost: $1,287.48	SIM plan costs $39 for 100GB for first 12 months, then $60 for 60GB or as notified. New services only. Ends 12 Nov 2026. T&Cs apply.	View details Compare product selectionCompare	loading
Apple iPhone 16 128GB 24 Month Optus Choice Plus $60 No price offer	60GB 4G/5G Optus network	$112.02 per month over 24 months Min. total cost: $1,308.48	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16 128GB 12 Month Optus Choice Plus $60 No price offer	60GB 4G/5G Optus network	$164.04 per month over 12 months Min. total cost: $1,308.48	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16 128GB 24 Month Optus Choice Plus $90 No price offer	480GB 4G/5G Optus network	$142.02 per month over 24 months Min. total cost: $1,338.48	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16 128GB 36 Month Optus Choice Plus $60 No price offer	60GB 4G/5G Optus network	$94.68 per month over 36 months Min. total cost: $1,308.48	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading

Showing 7 of 15 results

Other iPhone plans and offers

It's a bit of a hotch-potch as to which telco offers which model of the older iPhones. We suggest using filters to get clear answers.

The gist is you can still get the iPhone 14, iPhone 13 and iPhone SE (3rd gen) on a plan.

7 of 15 results

Device	Ongoing price	Special offer
Apple iPhone 16e 128GB 12 Month Optus Choice Plus $70 No price offer	240GB 4G/5G Optus network	$144.88 per month over 12 months Min. total cost: $968.56	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16e 128GB 36 Month Optus Choice Plus $70 No price offer	240GB 4G/5G Optus network	$94.96 per month over 36 months Min. total cost: $968.56	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16e 128GB 36 Month Optus Plus Promo Plan $79 $93.96 per month with offer Min. total cost: $967.56	360GB 4G/5G Optus network	$103.96 per month over 36 months Min. total cost: $977.56	$93.96 per month with offer Min. total cost: $967.56	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply. SIM plan costs $69/mth for first 12 months, then $79/mth. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16e 128GB 12 Month Optus Choice Plus $90 No price offer	480GB 4G/5G Optus network	$164.88 per month over 12 months Min. total cost: $988.56	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16e 128GB 24 Month Optus Choice Plus $90 No price offer	480GB 4G/5G Optus network	$127.44 per month over 24 months Min. total cost: $988.56	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16e 128GB 24 Month Optus Choice Plus $60 No price offer	60GB 4G/5G Optus network	$97.44 per month over 24 months Min. total cost: $958.56	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
Apple iPhone 16e 128GB 24 Month Optus Choice Plus $70 No price offer	240GB 4G/5G Optus network	$107.44 per month over 24 months Min. total cost: $968.56	No price offer	$200 Reward Finder Rewards: Join Finder then buy an eligible device on a SIM plan as a new Optus customer to receive a $200 digital Visa gift card. Ends 30 Nov 2026. T&Cs apply.	Go to site View details Compare product selectionCompare	loading

Showing 7 of 15 results

iPhone 15 models compared

Apple has kept the iPhone 15 range interesting by offering four models to choose from.

Prices start at:

$1,499 for iPhone 15
$1,649 for iPhone 15 Plus
$1,849 for iPhone 15 Pro
$2,199 for iPhone 15 Pro Max

Let's give you a quick rundown of each if you're debating which one to get on a plan.

iPhone 15 Pro and Pro Max

The iPhone 15 Pro and Pro Max boast USB-C charging, a sleek new titanium design that's both lighter and tougher, and the A17 Pro chip - Apple's most powerful yet.

Enjoy longer battery life and lightning-fast performance, plus more detail and colour from its cameras. The iPhone 15 Pro Max also supports 5x optical zoom.

Read our in-depth review of the iPhone 15 Pro and 15 Pro Max for more details.

iPhone 15 Pro and iPhone 15 Pro Max in Finder blue background

iPhone 15 and iPhone 15 Plus

The iPhone 15 and iPhone 15 Plus now come with the Dynamic Island display, the A16 Bionic chip, and 48-megapixel main cameras.

The iPhone 15 Plus was finally given a much-needed uplift from its previous status as the awkward middle child. It's a significant upgrade from the base model, ideal for those who prefer large screens and value a solid battery life.

Read our in-depth review of the iPhone 15 and 15 Plus for more details.

iPhone 15 and 15 Plus on Finder blue background

iPhone 15 specs compared

Specification	iPhone 15	iPhone 15 Plus	iPhone 15 Pro	iPhone 15 Pro Max
Display	6.1-inch OLED, Super Retina XDR	6.7-inch OLED, Super Retina XDR	6.1-inch OLED, Super Retina XDR	6.7-inch OLED, Super Retina XDR
Refresh rate	60Hz	60Hz	120Hz	120Hz
Material	Aluminium with colour-infused glass back	Aluminium with colour-infused glass back	Titanium with textured matt glass back	Titanium with textured matt glass back
Weight	171g	201g	187g	221g
Processor	A16 Bionic	A16 Bionic	A17 Pro	A17 Pro
Rear cameras	48MP main, 12MP ultrawide, 12MP telephoto with 2x zoom	48MP main, 12MP ultrawide, 12MP telephoto with 2x zoom	48MP main, 12MP ultrawide, 12MP telephoto with 3x zoom	48MP main, 12MP ultrawide, 12MP telephoto with 5x zoom
Front camera	12MP	12MP	12MP	12MP
Storage	128GB, 256GB, 512GB	128GB, 256GB, 512GB	128GB, 256GB, 512GB, 1TB	256GB, 512GB, 1TB
Colours	Black, Blue, Green, Yellow, Pink	Black, Blue, Green, Yellow, Pink	Natural Titanium, Blue Titanium, Black Titanium, White Titanium	Natural Titanium, Blue Titanium, White Titanium, Black Titanium
Water resistance	IP68	IP68	IP68	IP68

iPhone 15 price in Australia

You can either get the iPhone 15 range on a plan or buy it outright.

We've listed all the prices below so you'll know how much needs to be dished out upfront.

If you're buying the phone outright, it's worth shopping around for a SIM-only plan to see if you can snag a good deal.

Phone	RRP	Buy outright
iPhone 15 128GB	$1,499	Go to Amazon
iPhone 15 256GB	$1,699	Go to Amazon
iPhone 15 512GB	$2,049	Go to Amazon
iPhone 15 Plus 128GB	$1,649	Go to Amazon
iPhone 15 Plus 256GB	$1,849	Go to Amazon
iPhone 15 Plus 512GB	$2,199	Go to Amazon
iPhone 15 Pro 128GB	$1,849	Go to Amazon
iPhone 15 Pro 256GB	$2,049	Go to Amazon
iPhone 15 Pro 512GB	$2,399	Go to Amazon
iPhone 15 Pro 1TB	$2,749	Go to Amazon
iPhone 15 Pro Max 256GB	$2,199	Go to Amazon
iPhone 15 Pro Max 512GB	$2,549	Go to Amazon
iPhone 15 Pro Max 1TB	$2,899	Go to Amazon

Older iPhones - Can you still buy them on a plan?

iPhone 14 and iPhone 14 Plus

You can still get the iPhone 14 from Optus, but the iPhone 14 Plus is no longer available on a plan.

Key specs and features of the iPhone 14 include:

6.1-inch or 6.7-inch display
Ceramic shield panels on the front and back and flat aluminium sides
A15 Bionic chip
12MP main and ultrawide rear cameras plus 12MP front camera
IP68 water resistance

Read our in-depth review of the iPhone 14 for more details.

iPhone 14 and iPhone 14 Plus in Finder blue background

iPhone 14 Pro and iPhone 14 Pro Max

Both phones were discontinued and removed from the Apple store when the iPhone 15 Pro and Pro Max were released.

They're also no longer available on a phone plan.

You might see them floating around some online stores, but colour and storage options might be quite limited.

Key specs and features of the phones include:

6.1-inch or 6.7-inch display
Stainless steel with textured matt glass back
A16 Bionic chip
48MP main, 12MP ultrawide, telephoto and front cameras
IP68 water resistance

Read our in-depth review of the iPhone 14 Pro and 14 Pro Max for more details.

iPhone 14 Pro and iPhone 14 Pro Max in Finder blue background

Optus iPhone plans

Optus offers a range of models, including most of the iPhone 15 line-up, the iPhone 14, iPhone 13 and iPhone SE (3rd gen).

Signing up to an iPhone plan with Optus will also get you:

Endless data. Your speeds will be capped at 1.5Mbps once you've chewed through your data allowance
Data sharing across eligible linked accounts
Unlimited international calls and texts to 35 selected destinations (on its Medium plan and above)
Up to 10% in savings when you bundle 3 or more subscriptions via Optus SubHub or up to $20 every month on streaming when you sign up to the Large Choice

Frequently asked questions

Unless you've won a contest, there's really no way to get an iPhone for free.
The only way to significantly reduce the cost of buying an iPhone is through trade-in offers combined with any device discounts available from certain retailers.
Alternatively, if you've accumulated enough points through a rewards program, you might be able to redeem them for the cost of an iPhone.

Why compare mobile phone plans with Finder?

We know our pros from our pro max's. Whether you're waiting for the iPhone 16 or making your current model do more hard yards, we're tracking hundreds of plans to make you love your phone even more.

We hate sneaky fees. Paying $2 per extra megabyte? Not on our watch. We're deep in the weeds, fact-checking dozens of Aussie telco contracts to keep you aware of the hidden ts & cs.

Tried and tested. We give these plans a run for their money and listen to the feedback of the millions of Aussies who have used our plans comparison.

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.

Thank you for your feedback!

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