Lend Business Loan

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Lend is a non-bank lender that offers paperless contracts, a dedicated relationship manager and fast approval, specifically for small businesses.

Lend specialises in flexible and competitive small business loans. It offers a fully online service which means you won’t have to fill out forms or visit a branch. Lend also provides each client with a dedicated Australia-based relationship manager who knows your business and its needs.


Max. Loan Amount

3 months to 2 years

Loan Term


Product NameLend Business Loan
Min. Loan Amount$5,000
Max. Loan Amount$500,000
Loan SecurityUnsecured
Loan Term3 months to 2 years

How does the Lend Business Loan work?

Lend provides unsecured small business loans in the form of a line of credit. You are only charged interest on the amount you actually use, giving you flexibility to draw small amounts as you need them. The loans are for a maximum term of 3 months to 2 years and for amounts of between $5,000 and $500,000.

Loan applications are paperless and the loan can be managed with a smartphone. The interest rate and fees depend on the loan's length and value, and your business's size and strength.

Features of the Lend Business Loan

The loan is designed for fast and flexible lending. Here are some of the key features.

  • Dedicated customer relationship manager. A Lend Business Loan comes with a dedicated Australia-based relationship manager so you will always deal with the same person. This can help minimise the frustration of dealing with offshore call centres or a new support person every time you contact the loan provider.
  • 24-hour support. Lend is contactable 24 hours a day in Australia, which means you can use your business hours for making money, not contacting banks.
  • Paperless loan. You won't need to fill in any forms or paperwork to get your loan approved. The application can be done online and the loan managed with a smartphone.
  • Mobile-friendly lending. Access your statements, make payments or request more money on the go with your smartphone.

How much does the loan cost?

  • Interest. The interest rate will depend on the risk level associated with your business. You will be given a quote based on the amount required, loan term, business size and annual turnover.
  • Monthly fee. Lend charges a transparent fee each month, again depending on your business's circumstances.

How to apply for the Lend Business Loan

You can apply for the Lend Business Loan online. Fill in a few business details and you will be provided with a quote, all of which should take about one minute. You will need:

  • Business name and website
  • Annual business profit
  • Purpose of the loan
  • Personal contact details

Lend offers you the flexibility to draw and pay interest only on the amount you actually use and manage your loan on the go. Make sure you compare other non-bank lenders, and traditional lenders before you make a decision to go ahead with Lend.

Business lenders you can compare

Whilst we don't compare the Lend Business Loan directly, use the table below to see how they compare against other loans.

Data indicated here is updated regularly
Name Product Min. Loan Amount Max. Loan Amount Loan Term Upfront Fee Filter Values
Valiant Finance Business Loan Broker
3 months to 5 years
$0 application fee
A Business Lending Specialist from Valiant Finance can give you access to competitive business loans from over 70 lenders. Loans between $5,000 and $1 million are available. Request a call – your loan can be funded in 1 business day.
Prospa Business Loan
3 months to 3 years
3% origination fee
Small business loans are available from $5,000 - $300,000 on terms of up to 3 years. At least six months trading history and a monthly turnover from $6,000 is necessary.
Max Funding Unsecured Business Loan
1 month to 1 year
$0 application fee
An unsecured business loan from $2,000 that offers convenient pre-approval and no early repayment fees.
OnDeck Business Loans
6 months to 2 years
3% of loan amount
Apply for up to $250,000 and receive your approved funds in one business day. Minimum annual turnover of $100,000 and 1 year of trading history required.
Westpac Business Loan
1 to 30 years
$0 application fee
Purchase a new vehicle, equipment or support your cash flow with a business finance solution from Westpac.
ANZ Secured Business Loan
Up to 15 years
Benefit from a low rate when you secure this loan with property and/or business assets. Loans from $10,000 available.
ANZ Unsecured Business Loan
Up to 15 years
Apply for a loan from $10,000 with no security required and benefit from flexible repayment terms.

Compare up to 4 providers

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