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Stratton Finance Business Car Loan
Upfront Fee
Max. Loan Amount
Loan Term
1 to 7 years


Borrow up to $300,000 with fixed interest rates. Costs include interest charges and fees.

Stratton Finance offers a business car loan with fixed interest rates starting from 4.24% p.a. You can borrow from $10,000 up to $300,000 with terms up to 7 years. Costs include interest charges, application fees and monthly service fees.

In this guide

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Product details

Product Name Stratton Finance Business Car Loan
Min. Loan Amount $10,000
Max. Loan Amount $300,000
Loan Security Secured
Upfront Fee $482
Loan Term 1 to 7 years

How does the Stratton Finance Business Car Loan work?

Stratton Finance’s business car loan comes with fixed interest rates and terms up to 7 years. It acts as a car finance broker, finding the right finance solution for your business by working with a number of finance partners, including peppermoney, ANZ, Plenti and Westpac.

Stratton Finance considers your cash-flow requirements, business structure and individual tax considerations when working on a package for you.

What features does the Stratton Finance Business Car Loan offer?

  • Fixed interest rate. The fixed rates start from 4.24% p.a. to 5.24% p.a. The comparison rate ranges from 5.28% p.a. to 8.52% p.a. With fixed rates, your monthly repayments will remain the same for the term of the loan. This makes it easier to budget for your repayments.
  • Finance for a range of makes. Stratton Finance works with a range of makes, giving you greater choice. Makes include Toyota, Holden, Ford, BMW, Mazda, Subaru, Audi and more.
  • High borrowing amounts. You can borrow from $10,000 up to $300,000.
  • Quick approval. Your car loan can be approved within 3 working days. Settlement will depend on the vendor.
  • Flexible contract terms. Your loan term can range from 1 to 7 years.
  • Tax deductions. You may be eligible for tax benefits when you take out a business car loan.
  • Ongoing support. Stratton Finance offers ongoing support throughout the term of your loan.

How much does the Stratton Finance Business Car Loan cost?

The costs associated with this loan include:

  • Loan principal
  • Fixed interest charges from 4.24% p.a. to 5.24% p.a.
  • Application fee of $482
  • Monthly service fee of $8.90

The comparison rate, which includes fees and interest charges, ranges from 5.28% p.a. to 8.52% p.a.

What are the pros and cons of Stratton Finance Business Car Loan?


  • Large maximum borrowing amounts, up to $300,000.
  • Easy to budget with fixed rates.


  • Monthly service fees add to the cost of your loan.
  • A break fee will apply if you terminate your loan early. Charges include $150 break fee, $20 documentation fee and $600 pro-rata.

Am I eligible for this loan?

To apply for this loan, you need to:

  • Be over 18 years old
  • Be an Australian citizen or permanent resident
  • Have a clear credit file
  • Have stable employment
  • Pass the financial assessment

How do I apply for this loan?

You can submit an enquiry online, through the Stratton Finance website. Keep your documents on hand to speed up the process.

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