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Finder Income Protection Awards 2023

Our experts compared 10 policies – analysing 96 features and 260+ quotes to help you find the best income protection insurance products of 2023.

Best Income Protection Insurance Best Income Protection Insurance

TAL income protection insurance

TAL income protection insurance

TAL income protection won this year's Finder Award. Reasons it won include:

  • It is one of the cheapest policies available according to our 2023 research, beating NobleOak, AAMI, Zurich and more on price.
  • It comes with a maximum monthly benefit of $30,000 a month. Out of 10 insurers, only 1 offers more than this.
  • You can keep receiving payments until you are 65. Most insurers have a maximum limit of 2 or 5 years.

Finalist Income Protection Insurance Highly commended

NobleOak insurance

NobleOak income protection

NobleOak scored highly as it a well-priced policy – it was one of the cheapest providers for smokers and non-smokers. It also comes with lots of features, including the option to receive payments up to the age of 65 and a maximum monthly benefit of $30,000.

Insuranceline logo

Insuranceline income protection

Insuranceline came in third-place because it comes with a short 14-day waiting period option (which lets you get paid sooner) and flexible benefit period options. It's also competitively priced for both smokers and non-smokers.

Why you can trust our awards

expert advice
Expert analysis
Our income protection award winners are based on 100+ hours of research by our expert authors and insights team.
help
They're comprehensive
We researched Australia's most popular online income protection insurance policies including TAL, Suncorp and NobleOak.
independent
They're independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
free
Time spent, money saved
We got 264 income protection insurance quotes and found a difference of $1,276 between the cheapest and most expensive policy for non-smokers.

Meet our experts

James Martin insurance editor

James Martin


Editor, Insurance


James is Finder's insurance editor. He oversees the editorial strategy for life insurance and speaks with industry experts on a daily basis.
Saranga Sudarshan awards analyst

Saranga Sudarshan


Insights Analyst, Finder Awards


Saranga is responsible for gathering the data that fuels the Finder Awards. He ensures our winners are based on facts, not biases.
Gary Ross Hunter insurance expert

Gary Ross Hunter


Senior Writer, Insurance


Gary is Finder's insurance expert. He's responsible for reviewing all of the features we analyse to help determine the award winners.

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