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Finder Banking Awards 2022

Recognising Australia’s best banking and savings accounts through comprehensive, objective analysis.

The Finder Banking Awards 2022 celebrate Australia's best transaction, savings and term deposit accounts. Using 12 months' worth of data, Finder's experts have analysed the rates, fees and offer details for every account in our database – that's hundreds of accounts! Check out the winners for the best banking products below.

Finder Awards LogoFinder Banking Awards 2022 Winners

The ING Savings Maximiser Account has consistently had one of the highest rates in the market over the past 12 months, and currently offers up to 5.5% p.a. You can earn this bonus rate on balances up to $100,000.


The Bank of Queensland Future Saver Account is available for those aged 14-35, which is a larger age bracket than most other savings accounts designed for young adults. The account has consistently had one of the highest total bonus rates in the market over the last 12 months, and currently offers up to 5.5% p.a. Plus, this rate is available on balances up to $50,000 which is higher than other accounts tailored for young adults.


The Great Southern Bank Youth eSaver Account has consistently offered one of the highest bonus rates for customers under 18 over the past 12 months, and currently offers up to 5.5% p.a.


The Macquarie Transaction Account has no account keeping fees, no international ATM fees and pays a refund on any local ATM fees charged. However what really makes this account unique is that it pays a high interest rate of 4.75% p.a. on balances up to $250,000, with no conditions to meet and complete access to your money.


The Judo Bank 12 month term deposit has the highest rate in the market for 12 month terms at the time of scoring. Plus, you can open this term deposit with a low minimum balance of just $1000, and there's also a 0.10% p.a. loyalty bonus available if you roll over your term.


🧪 Methodology: How we chose our Finder Award Winners

Our team of expert analysts use an objective rating system to determine our award winners.

  • Accounts / institutions which charged a fee were excluded
  • Accounts marketed to a select (non-category) audience, e.g.: pensioners only, were excluded
  • Data was gathered for 12 months, and products without 12 months of data were excluded (excluding term deposit category)
  • We exclude any accounts that are only available to a certain subset of customers based on location
  • We exclude any restricted accounts

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