The Finder Banking Awards 2026 use our proprietary Finder Score ratings methodology to recognise market-leading savings accounts, term deposits and transaction accounts.
We compare over 100 providers for savings accounts, term deposits and transaction accounts, assessing multiple features, including interest rates.
The Rabobank PremiumSaver account has been named the best bonus savings account in this year's Finder Awards. It consistently has one of the strongest ongoing bonus interest rates with minimal conditions to meet to earn it, plus it's available on large balances up to $250,000.
The Rabobank PremiumSaver account has been named the best bonus savings account in this year's Finder Awards. It consistently has one of the strongest ongoing bonus interest rates with minimal conditions to meet to earn it, plus it's available on large balances up to $250,000.
Highly commended 
The BCU Boss Saver account is highly commended in the bonus savings account category, as it has a strong bonus rate and doesn't restrict withdrawals.
The BCU Boss Saver account is highly commended in the bonus savings account category, as it has a strong bonus rate and doesn't restrict withdrawals.
The BCU Boss Saver account is highly commended in the bonus savings account category, as it has a strong bonus rate and doesn't restrict withdrawals.
The BCU Boss Saver account is highly commended in the bonus savings account category, as it has a strong bonus rate and doesn't restrict withdrawals.
The AMP Saver account is highly commended in the bonus savings account category, as it offers a strong ongoing bonus rate on large balances with minimal conditions.
The AMP Saver account is highly commended in the bonus savings account category, as it offers a strong ongoing bonus rate on large balances with minimal conditions.
The People's Choice Dream Fund is highly commended in the bonus savings account category as it offers a decent bonus rate when you grow your balance by any amount during the month.
The ING Savings Maximiser account is highly commended in the bonus savings account category as it consistently has one of the highest ongoing bonus rates in the market year after year.
The ING Savings Maximiser account is highly commended in the bonus savings account category as it consistently has one of the highest ongoing bonus rates in the market year after year.
The ME HomeME account is highly commended in the bonus savings account category as it has one of the highest ongoing bonus rates in the market.
The ME HomeME account is highly commended in the bonus savings account category as it has one of the highest ongoing bonus rates in the market.
The Ubank Save account is highly commended in the bonus savings account category as it has a high welcome bonus rate plus a decent ongoing bonus rate that's available on large balances up to $1 million.
The Ubank Save account is highly commended in the bonus savings account category as it has a high welcome bonus rate plus a decent ongoing bonus rate that's available on large balances up to $1 million.
The Australian Mutual Bank Young Saver account has been named the best kids savings account in this year's Finder Awards. It offers one of the highest rates in market for a kids account, including tiered rates for larger balances, with no deposit conditions or withdrawal restrictions to meet.
The Australian Mutual Bank Young Saver account has been named the best kids savings account in this year's Finder Awards. It offers one of the highest rates in market for a kids account, including tiered rates for larger balances, with no deposit conditions or withdrawal restrictions to meet.
Highly commended 
The Great Southern Bank Youth eSaver Account is highly commended in the kids savings account category as it has a high rate and no deposit conditions or withdrawal restrictions.
The Great Southern Bank Youth eSaver Account is highly commended in the kids savings account category as it has a high rate and no deposit conditions or withdrawal restrictions.
The First Option Bank Kids Bonus Saver is highly commended in the kids savings account category due to its high bonus interest rate when the monthly conditions are met.
The First Option Bank Kids Bonus Saver is highly commended in the kids savings account category due to its high bonus interest rate when the monthly conditions are met.
The IMB Reward Saver Kick Starter is highly commended in the kids savings account category as it offers a high bonus rate on large balances up to $100,000 when the monthly conditions are met.
The IMB Reward Saver Kick Starter is highly commended in the kids savings account category as it offers a high bonus rate on large balances up to $100,000 when the monthly conditions are met.
The Newcastle Permanent Smart Saver Account (under 25s) is highly commended in the kids savings account category as it offers a decent, tiered bonus rate on large balances up to $250,000 and over.
The Newcastle Permanent Smart Saver Account (under 25s) is highly commended in the kids savings account category as it offers a decent, tiered bonus rate on large balances up to $250,000 and over.
The Bank Australia mySaver Account (under 25s) is highly commended in the kids savings account category, as it has a strong ongoing bonus rate on balances up to $50,000.
The Bank Australia mySaver Account (under 25s) is highly commended in the kids savings account category, as it has a strong ongoing bonus rate on balances up to $50,000.
The Macquarie Bank Savings Account has been named the best no-conditions savings account in this year's Finder Awards. It offers a high welcome rate followed by a strong ongoing rate with no deposit conditions, spend requirement or withdrawal restrictions. Plus, the ongoing rate is available on really large balances up to $2 million.
The Macquarie Bank Savings Account has been named the best no-conditions savings account in this year's Finder Awards. It offers a high welcome rate followed by a strong ongoing rate with no deposit conditions, spend requirement or withdrawal restrictions. Plus, the ongoing rate is available on really large balances up to $2 million.
Highly commended 
The Bankwest Easy Saver account is highly commended in the no conditions savings account category, as it offers a really strong introductory rate followed by a decent ongoing rate with no conditions to meet.
The Bankwest Easy Saver account is highly commended in the no conditions savings account category, as it offers a really strong introductory rate followed by a decent ongoing rate with no conditions to meet.
The Bank of Queensland Simple Saver account is highly commended in the no conditions savings account category as it offers a strong ongoing rate on really large balances up to $5 million, with no conditions.
The Bank of Queensland Simple Saver account is highly commended in the no conditions savings account category as it offers a strong ongoing rate on really large balances up to $5 million, with no conditions.
The G&C Mutual Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The G&C Mutual Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The Unity Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The Unity Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The Rabobank High Interest Savings account is highly commended in the no conditions savings account category as it offers one of the highest introductory rates in the market, followed by a decent ongoing rate with no conditions to meet.
The Rabobank High Interest Savings account is highly commended in the no conditions savings account category as it offers one of the highest introductory rates in the market, followed by a decent ongoing rate with no conditions to meet.
The Macquarie Transaction Account has been named the best transaction account in this year's Finder Awards. It has no account fees, no ATM fees and no international transaction fees plus it pays a decent interest rate on your balance which is incredibly rare for a bank account.
The Macquarie Transaction Account has been named the best transaction account in this year's Finder Awards. It has no account fees, no ATM fees and no international transaction fees plus it pays a decent interest rate on your balance which is incredibly rare for a bank account.
Highly commended 
The HSBC Everyday Global account is highly commended in the transaction account category as it has no account fees or international fees, offers 2% cashback on local purchases plus the ability to hold 10 currencies.
The HSBC Everyday Global account is highly commended in the transaction account category as it has no account fees or international fees, offers 2% cashback on local purchases plus the ability to hold 10 currencies.
The ING Orange Everyday account is highly commended in the transaction account account category as it has no account fees, no international transaction fees and offers 1% cashback on utility bills.
The ING Orange Everyday account is highly commended in the transaction account account category as it has no account fees, no international transaction fees and offers 1% cashback on utility bills.
The HSBC Everyday Global account has been named the best global debit card in this year's Finder Awards. It has no account keeping fees, no international transaction fees and access to free ATMs around the world. You can hold up to 10 different currencies, which allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
The HSBC Everyday Global account has been named the best global debit card in this year's Finder Awards. It has no account keeping fees, no international transaction fees and access to free ATMs around the world. You can hold up to 10 different currencies, which allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
Highly commended
The Macquarie Transaction Account is highly commended in the global debit card category, as it has no overseas ATM fees or international transaction fees plus it pays a decent interest rate on your balance.
The Macquarie Transaction Account is highly commended in the global debit card category, as it has no overseas ATM fees or international transaction fees plus it pays a decent interest rate on your balance.
The Suncorp Everyday Options account has been named highly commended in the global debit card category, as it has no international transaction fees and no overseas ATM withdrawal fee by Suncorp. You can link up to 9 sub accounts to your main account which could help you manage your travel expenses and budget for your holiday.
The Suncorp Everyday Options account has been named highly commended in the global debit card category, as it has no international transaction fees and no overseas ATM withdrawal fee by Suncorp. You can link up to 9 sub accounts to your main account which could help you manage your travel expenses and budget for your holiday.
Judo Bank's 12-month term deposit has been named the best term deposit in this year's Finder Awards. It had the highest rate on offer in the market over the judging period, and has a small minimum deposit of just $1,000. It also offers a loyalty bonus for repeat terms.
Judo Bank's 12-month term deposit has been named the best term deposit in this year's Finder Awards. It had the highest rate on offer in the market over the judging period, and has a small minimum deposit of just $1,000. It also offers a loyalty bonus for repeat terms.
Highly commended 
Gateway Bank's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
Gateway Bank's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
Southern Cross Credit Union's 12-month term deposit has been named highly commended, as it has consistently offered a strong fixed rate throughout the year.
Southern Cross Credit Union's 12-month term deposit has been named highly commended, as it has consistently offered a strong fixed rate throughout the year.
Bankwest's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
Bankwest's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
ING's 12-month term deposit has been named highly commended in the term deposit category as it has consistently offered one of the most competitive fixed interest rates in the market across the judging period. It also has a low minimum deposit amount of just $1,000.
ING's 12-month term deposit has been named highly commended in the term deposit category as it has consistently offered one of the most competitive fixed interest rates in the market across the judging period. It also has a low minimum deposit amount of just $1,000.
Finder's Banking Awards recognises market-leading savings accounts, term deposits and transaction accounts, using our proprietary Finder Score ratings methodology. We compare over 100 providers for savings accounts, term deposits and transaction accounts, assessing multiple features, including interest rates. Check out the winners for the best banking products below.
Our banking award winners are based on 200+ hours of research by our expert authors and insights team.
We researched 100+ banking product providers including transaction accounts, savings accounts and term deposits.
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
We've published 100+ guides and our in-house experts regularly appear on Sunrise, 7News and SBS News.
Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.
With over 10 years of experience writing about personal finance, Alison has written extensively for a range of financial institutions and publications including Westpac, Money Magazine and Financy.
Check out the best of the best, judged by experts.
