The 2025 Finder Term Deposit Satisfaction Awards recognise the most loved term deposits in Australia, based on a survey of hundreds of Australians. We asked users to rate their term deposits based on their overall satisfaction and experience.
Most Loved Term Deposit: Bendigo Bank

Bendigo Bank is Australia's most loved brand for term deposits this year, with a score of 4.4 out of 5 from customers. It offers a wide range of term lengths to choose from, with strong fixed rates and the choice of how frequently to receive interest payments.
Loved Brand

ING
ING was highly commended for Australia's most loved term deposit brand, with a score of 4.26 out of 5 from its customers.
ING
ING was highly commended for Australia's most loved term deposit brand, with a score of 4.26 out of 5 from its customers.

Suncorp
Suncorp was highly commended for Australia's most loved term deposit brand, with a score of 4.26 out of 5 from its customers.
Suncorp
Suncorp was highly commended for Australia's most loved term deposit brand, with a score of 4.26 out of 5 from its customers.
Most Trusted Term Deposit: Bendigo Bank

As well as most loved, Bendigo Bank was also named Australia's most trusted brand for term deposits this year. Bendigo Bank customers gave it a score of 4.4 out of 5 for this category.
Trusted Brand

Suncorp
Suncorp was highly commended as one of Australia's trusted term deposit brands, with a score of 4.38 out of 5 from its customers.
Suncorp
Suncorp was highly commended as one of Australia's trusted term deposit brands, with a score of 4.38 out of 5 from its customers.

ING
ING was highly commended as one of Australia's trusted term deposit brands, with a score of 4.38 out of 5 from its customers.
ING
ING was highly commended as one of Australia's trusted term deposit brands, with a score of 4.38 out of 5 from its customers.
Legendary Service Term Deposit: Bendigo Bank

When it comes to legendary service, Bendigo Bank is Australia's number one term deposit brand with a score of 4.35 out of 5 from customers. With great customer service it's easy to see why Bendigo Bank was also named the most loved and most trusted term deposit brand.
Quality Service

Suncorp
Suncorp was a highly commended term deposit brand with quality service, with a score of 4.25 out of 5 from its customers.
Suncorp
Suncorp was a highly commended term deposit brand with quality service, with a score of 4.25 out of 5 from its customers.

ING
ING was a highly commended term deposit brand with quality service, with a score of 4.25 out of 5 from its customers.
ING
ING was a highly commended term deposit brand with quality service, with a score of 4.25 out of 5 from its customers.
Top Value Term Deposit: ING

ING was named Australia's top value term deposit brand this year, with a score of 4.33 out of 5 from customers. ING has consistently offered some of the best fixed rates in the market throughout the judging period.
Value

Bendigo Bank
Bendigo Bank was highly commended for Australia's top value term deposit brand, with a score of 4.26 out of 5 from its customers.
Bendigo Bank
Bendigo Bank was highly commended for Australia's top value term deposit brand, with a score of 4.26 out of 5 from its customers.

Suncorp
Suncorp was highly commended for Australia's top value term deposit brand, with a score of 4.26 out of 5 from its customers.
Suncorp
Suncorp was highly commended for Australia's top value term deposit brand, with a score of 4.26 out of 5 from its customers.
Most Recommended Term Deposit: ING

After being named the top value term deposit brand, it's no surprise ING was also the most recommended this year. More than 96% of ING's customers would recommend the bank to friends and family.
Recommended Brand

Bendigo Bank
Bendigo Bank has been highly commended for this year's most recommended brand for term deposits, with 92% of customers recommending it.
Bendigo Bank
Bendigo Bank has been highly commended for this year's most recommended brand for term deposits, with 92% of customers recommending it.

NAB
NAB has been highly commended for this year's most recommended brand for term deposits, with 92% of customers recommending it.
NAB
NAB has been highly commended for this year's most recommended brand for term deposits, with 92% of customers recommending it.
How we picked our term deposit Customer Satisfaction Awards
Each year, thousands of Australians rate brands they've used as part of Finder's Customer Satisfaction Awards. Consumers assess brands within a product category across various metrics, including trust, customer service, value and overall satisfaction. Finder surveyed thousands of customers and analysed their feedback.
Customers reviewed products they had purchased or used recently, with the recency period varying by category—from within the past year to up to five years.
Surveys continued until each category reached a minimum sample size of 500 to 5,000 responses, depending on the category. Respondents selected a brand from a pre-populated list or entered their own. Responses were recorded as they fell naturally.
We used the following metrics to assess brands and asked customers between 4-8 questions, including:
- if they would recommend this brand to a friend.
- how they would rate each brand on a scale between 1 and 5 in terms of: brand love, customer service, trust, reliability, features, value, and any factors unique to each product category (for example, 'rewards programs' for retailers).
The final scores were determined exclusively based on the relevant metric. For example, the Most Trusted award was calculated based on responses to the question on how much people trust a brand, while the Most Loved award was based on responses to the question on how much people love a brand.
If a brand or product no longer exists in the market, they were disqualified and excluded from our assessment, meaning that they were ineligible for consideration for any Award (even though responses may have been collected in relation to the relevant brand's product(s) at such time that they were previously available). However, if only the brand's name changed and the products remained the same, the brand was still eligible for consideration for an Award and was assessed by us on the basis of the new brand name. Additionally, brands that did not meet the minimum per-brand sample size were excluded. The threshold ranged from 40 to 100 responses per brand, depending on the category, with most being 100.
The Finder Customer Satisfaction Awards is an independent awards program and commercial partnerships do not influence the results in any way.
Disclaimer: We tried to collect feedback and data from survey participants on as many products and providers in the market as possible. Although we were able to assess an extensive range of products and providers from the survey responses, we can't say that every provider and/or product currently available in the market was considered as part of our review and winner selection process. Some products and/or providers may have been omitted from survey responses and therefore not considered by us for any Customer Satisfaction Award. Read our Advertiser Disclosure.
Meet our experts

Alison Banney, Editor, Money
With over 10 years of experience writing about personal finance, Alison has written extensively for a range of financial institutions and publications including Westpac, Money Magazine and Financy.
Piyush Pillai, Insights analyst
Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.
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