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Banking Awards 2024
Recognising Australia’s best banking and savings accounts through comprehensive, objective analysis.
The Finder Banking Awards 2024 celebrate Australia's best transaction, savings and term deposit accounts. Using 12 months' worth of data, Finder's experts have analysed the rates, fees and offer details for every account in our database – that's hundreds of accounts! Check out the winners for the best banking products below.
Best Savings Account
The Great Southern Bank Home Saver Account has consistently had one of the highest rates in the market over the past 12 months, and currently offers up to 5.25% p.a.
The Australian Mutual Bank Young Saver Account is available for savers under the age of 18. The account has consistently had one of the highest total bonus rates in the market over the last 12 months, and currently offers up to 5.5% p.a. The account also has no conditions in order to get the bonus interest rate.
The Great Southern Bank Youth eSaver Account has consistently offered one of the highest bonus rates for customers under 18 over the past 12 months, and currently offers up to 5.5% p.a.
The Macquarie Transaction Account has no account keeping fees, no international ATM fees and pays a refund on any local ATM fees charged. However what really makes this account unique is that it pays a high interest rate of 4.75% p.a., with no conditions to meet and complete access to your money.
The HSBC Everyday Global Account has no account keeping fees, no international transaction fees and access to free ATMs around the world. However what really makes this account a great travel option is that you can hold up to 10 different currencies in the one account. This allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
The Judo Bank 12-month term deposit has offered one of the highest rates in the market consistently. Currently you can earn 5.1% on a 12-month term with this account. You can open this term deposit with a low minimum balance of just $1000, and there's also a 0.10% p.a. loyalty bonus available if you roll over your term.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.
Our experts reviewed over 3,000 home loan products from across 200+ lenders to select our Finder Home Loans Awards winners for 2024.
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