Caltex fuel cards
Enjoy fuel discounts, save and earn Qantas Points for your business with Caltex fuel cards.
Do you travel on the road a lot for work? If you answered yes, a Caltex fuel card could help you get more value every time you fill up your car. Caltex offers three different fuel cards including a corporate charge card, a personal debit card and a prepaid card. While all of these cards offer savings and perks, each caters for specific needs and offers different benefits.
Find out how the individual products work and weigh up which one is right for you with this guide to Caltex fuel cards.
Comparison of Caltex Fuel Cards
Compare different types of Caltex cards
These are the major features, fees and benefits of each Caltex fuel card type:
The Caltex StarCard is a corporate fuel card available to Australian businesses. It offers a simple way to get extra value from your work road trips. For a monthly fee of $2.95 per card, you can receive discounts of 4 cents per litre on Vortex Premium fuels, 2 cents per litre on regular petrol or diesel, 10% on packaged lubricants and 5% on convenience items at selected sites.
This card could also help with managing business card costs as it comes with a single, ATO-approved monthly statement that tracks all of your company’s vehicle expenses. It also offers easy online management via myCaltex, as well as optional extras such as roadside assistance or vehicle repairs at an additional monthly cost.
StarCard customers can enjoy complimentary Qantas Business Rewards program membership which otherwise costs $89.50 (a one-off joining fee). With this program, you can earn Qantas Points on both your company and individual frequent flyer accounts, save with exclusive fare savings and earn additional points on business expenses with over 40 partners. You’ll collect 1 Qantas Point for every 1 litre of Vortex Premium fuels and every 2 litres of regular petrol or diesel purchased. You’ll also earn 1 Qantas Point per $1 spent on eligible products in-store or on services, repairs and parts.
The StarCard Debit card is available to individuals and is linked to your bank account. It offers discounts of 4 cents per litre on Vortex Premium fuels, 2 cents per litre on regular petrol or diesel and 5% on selected in-store convenience items.
You can also take advantage of the security of a personal PIN-protected card and the convenience of direct debit. Your bank account will initially be debited for a minimum amount of $200 when linked and this amount will be transferred to your StarCard Debit account for use. Whenever your StarCard Debit balance reaches the minimum balance (typically 25% of its initial balance), your linked bank account will be automatically debited again to top up your fuel card.
The StarCash card is a prepaid fuel card much like a gift card. It can be purchased in multiple denominations of $25, $50, $100, $250 and $500 and also comes in digital format. StarCash is available for purchase from participating Caltex and Ampol service stations. You can also order StarCash online as either the Classic (physical) card or as a StarCash Digital card that can be instantly downloaded to your smartphone for cardless payments.
Features and benefits of a Caltex fuel card
These are the major benefits of a Caltex fuel card:
- Earn Qantas Points. You can use the StarCard fuel card to earn rewards on your corporate fuel expenses. Qantas Points and rewards can then be awarded to staff as attractive incentives or redeemed to cover corporate costs or reduce future company travel expenses.
- Save on fuel costs. Both the StarCard corporate and debit cards offer fuel savings and in-store discounts that can amount to substantial cost reductions over time.
- Track business fuel costs easily. Stay on top of your corporate car expenses by having them all consolidated in a single ATO-approved monthly statement. This simplifies bookkeeping and reduces accounting costs.
- Enjoy enhanced card security. With the StarCard Debit, your personal PIN ensures that your account stays protected. StarCash Digital offers the further convenience and security of cardless payments.
How to apply for a Caltex fuel card
While the requirements for all three cards differ, you may apply for all of them online at the Caltex website simply by following the appropriate prompts.
What you need to apply for the StarCard fuel card
- You must be at least 18 years old
- You must be a director/partner/owner/trustee to complete the application
- Your 11-digit ABN
- Your driver’s licence details
- Details of your company's directors, partners or trustees
- Details of your bank account
What you need to apply for the StarCard Debit fuel card
- Driver’s licence details
- Details of your fuel consumption
- Details of your bank account
What you need to apply for the StarCash card fuel card
- Consumer. Consumer cards can be purchased online with a credit card. You’ll need to choose your denomination and number of cards, provide your name, billing address, and credit card details.
- Corporate. Corporate cards must be ordered via the online form, after which an invoice will be generated and your payment made via direct deposit or cheque. You will need to provide details of your company including ABN and contact details, billing and delivery addresses. You will also need to indicate the card denomination and quantity required, as well as a delivery method which can cost up to $55 if you select courier service.
Each of Caltex’s fuel cards offers specific benefits and savings to its cardholders. But before choosing a fuel card, you should research other available options to decide which one will deliver the best value and reward given your specific needs.Back to top
Ask an Expert
Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.