Caltex StarCard
Summary
This fuel card offers up to 7 cents per litre off fuel for 12 months, with a $2.50 monthly fee per card.
The Caltex StarCard combines custom expense tracking and management tools with discounts and a network of service stations across Australia. Business owners can choose between Closed Loop cards which work at Caltex and Puma Energy sites, or Open Loop cards which offer wider acceptance and additional perks – including discounts on accommodation, vehicle parts and servicing. For a limited time, you can save 7 cents per litre on petrol and diesel with a Closed Loop Caltex Starcard for 12 months, or with Open Loop cards, which also provide 6 cents per litre off for 12 months. After that, the default discount is 4 cents per litre and the $2.50 monthly fee per card adds up to $30 per year. Keep this in mind when comparing your options.
Pros
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Save 7 cents per litre on petrol and diesel for the first 12 months on Closed Loop Cards (4 cents per litre after that)
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More than 6,000 WEX Motorpass service stations across Australia with Open Loop cards
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Discounts on related costs such as servicing, vehicle parts and accommodation
Cons
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Charges a monthly fee of $2.50 ($30 per year)
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Doesn't offer rewards points
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Some discounts and perks are customised to your card agreement, which could make it hard to compare to other options on the market
Details
Product details
| Product Name | Caltex StarCard |
| Annual fee | $30 p.a. |
| Account Type | Charge |
| Number of Locations | 6,000 |
| Days to pay |
Eligibility
| Minimum Age | 18 |
Fees
| Monthly Fee | $2.50 |
| Annual fee | $30 p.a. |
| Visa / Mastercard Processing Fee | 1.3% |
| Amex Processing Fee | 2.1% |
How does the Caltex StarCard work?
The Caltex StarCard is designed for business owners who have one or more vehicles for work. It offers additional cards for employees who use the vehicles, with a simple monthly statement showing all expenditure.
As these cards can only be used for specific transactions related to the vehicles, they give businesses a clear view of fleet costs, management and budgeting requirements. Each Caltex StarCard account also offers discounts on fuel and related spending, which are tailored to the business.
Benefits of the Caltex StarCard
- Choice of cards. There are two types of Caltex StarCards, and you can choose to have one or both options.
- Closed Loop Cards: Offer acceptance at Caltex and Puma Energy service stations, with no transaction fees.
- Open Loop Cards: Offer acceptance at the same locations as WEX Motorpass cards. They also offer perks and discounts including for accommodation, taxis, vehicle parts and servicing.
- Introductory fuel savings. If you apply by 01 June 2025 and get approved for a Closed Loop Caltex StarCard, you'll save 7 cents per litre on the pump price of any petrol or diesel fuel purchased with your card for the first 12 months from account opening. You'll also save 6 cents per litre for the first 12 months with an Open Loop Caltex StarCard. After the introductory period, the fuel savings offer will revert to a base rate of 4 cents per litre on eligible fuel purchases.
- Online account management tools. The Caltex StarCard Online Service Centre gives you a way to track spending and manage the account. This includes setting transaction restrictions and security alerts, as well as getting detailed monthly statements for accounting tasks.
- Wide acceptance. All Caltex StarCards can be used at all Caltex and Puma Energy service stations in Australia. Open Loop StarCards offer wider acceptance at 6,000 locations, anywhere WEX Motorpass cards are accepted.
- Discounts. Each Caltex StarCard account gives you a choice of purchasing options, with discounts tailored to your card agreement.
- Security. You can limit what transactions cards can be used for, set PINs and track purchases through the StarCard Online Service Centre.
Rates and fees
- Monthly fee. A $2.50 monthly fee applies for each card added to the account, excluding GST. This adds an equivalent of $30 per year to the account costs.
- Visa and Mastercard processing fee. If you use a Visa or Mastercard to pay the account, a fee worth 1.3% is applied.
- American Express processing fee. Amex transactions attract a 2.1% fee.
How to apply
You can apply for the Caltex StarCard online in around 10 minutes and should get a response within 60 seconds. To get started, check that you meet the eligibility criteria and have all the required details for the application.
Eligibility
- Business details. You must have an ABN (Australian Business Number) that has been trading for at least 6 months. You also need to be the director, company secretary or another person authorised to apply for the business.
- Business spending only. You can only get a Caltex StarCard if you'll use it exclusively for business purposes.
- Age. You must be at least 18 years of age.
Documents and details
- Personal details. Includes your name, date of birth and contact details. If you're a sole trader or in a partnership, you also need to provide your driver's licence number.
- Business details. This includes your ABN and basic details about the business.
- Vehicle details. If you want to assign a StarCard to a specific vehicle, you need to provide the registration number.
- Driver details. If you want to assign the StarCard to a driver, you need to include their full name.
- Payment details. If you want to pay the account by direct debit, you need to include your bank account or credit card details. Keep in mind that there are fees for paying by credit card.
Once you have submitted your application, Caltex StarCard will assess it and contact you if more details are needed.
If your application is approved, you should get your card in 5-7 business days.
Your reviews
Amy Finder
Journalist
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Angus Kidman Finder
May 12, 2025
Caltex’s current schedule lists an $8 fee for issuing each additional card, and $10 for posting each additional card. You’ll also pay $2.50 per month per card as a service fee.
mark
July 29, 2024
Can i transfer funds into the card & use it like a debit card
Angus Kidman Finder
September 23, 2024
Hi Mark, No, you can’t turn the StarCard into a general purpose debit card – it’s designed for tracking business fuel costs, not broader general spending.
Merryl
May 12, 2025
Is there a charge for additional cards? Thank you.