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Account keeping fee: $10
ATM withdrawal fee: $0
Overseas ATM withdrawal fee: $5
Overseas transaction fee of transaction value: 3%

Our verdict

This is an everyday business transaction account that offers 5 free staff-assisted transactions per month and access to exclusive deals and discounts from partner brands.

This business transaction account could suit you if you do a mix of online and in-person banking. You can make unlimited free electronic transactions, plus 5 free staff-assisted transactions per month.

This account also gives you access to a range of special offers and discounts from partner business brands which are exclusively available to Business One Plus account holders. This could also justify the $10 monthly account fee, depending on whether or not the deals are of interest to you. There is a $10 monthly account fee with this account.

You can also help you manage your business finances by setting up bank feeds to your accounting software including MYOB and XERO.

Pros

Unlimited free electronic transactions
Banks feeds to MYOB and XERO
Access exclusive offers from partner brands
Free Business Debit Card

Cons

$10 monthly account fee applies
International transaction fees apply

Details

Key details

Product Name	Westpac Business One Plus Account
Monthly account fee	$10
Card access	Visa and Mastercard
Own network ATM fee	$0
International ATM Fee	$5
International transaction fee	3%
Monthly deposit required to waive account fee	N/A
Contactless Payments	Apple Pay,Google Pay,Samsung Pay,Garmin Pay

Eligibility

Minimum Age	18
Minimum opening deposit	N/A

Key features

$10 monthly account fee

This account has a $10 monthly account fee, which unlocks some extra benefits compared to the Westpac Business One Account which has no monthly fee.

Fee free electronic transactions

You can make unlimited electronic transactions. This includes BPAY transactions and electronic transfers to other Westpac or non Westpac accounts.

5 free staff-assisted transactions per month

You can make 5 free staff-assisted transactions per month (these are transactions made in branch with the help of a Westpac staff member). In comparison, the Westpac Business One Account which has no monthly fee charges $3 per staff-assisted transaction.

Access exclusive offers

Westpac Business One Plus account holders can access special offers from a range of business partners, including Optus, MYOB, AGL, Bitdefender, Lawpath, AWS and Samsung. These offers are available to Westpac Business One and Business One Plus customers.

Free linked Business Debit Card

You can link this account with a Business Debit Card to withdraw cash from ATMs and to make purchases online and in store wherever Visa or Mastercard is accepted around the world.

From 11 August 2026, new Full Access cardholders receive a Westpac Business Visa Debit Card. Existing Business Debit Mastercard holders can use their existing cards as normal.

Access your account via the Westpac app

You can see both your personal Westpac accounts and your Business One Plus account side-by-side in the Westpac app.

Business Online Banking and Business telephone banking

You'll receive access to Westpac's Business Online Banking portal with this account, and you can make unlimited enquiries using the online banking portal. You can also use the Westpac's Business Telephone Banking system.

Instant payments with PayID

You can receive money transfers instantly and securely using PayID, which allows you to use your mobile number or ABN instead of your account number to receive money.

How to apply

Eligibility

To apply, you have to meet some basic eligibility criteria:

Business type. You can only apply online if you're a sole trader, a sole director company or an existing Westpac business customer. All other business entities (including partnerships, companies, associations, SMSFs and trusts, and not-for-profits) can apply in branch.
Minimum age. You must be at least 18 years old.
Residency requirement. You must be operating in Australia with an Australian address.

Documentation needed

Completing the application successfully requires that you provide different kinds of information:

Identification. All authorised signatories on the account have to complete a legally mandated identity verification process. You can do this using an acceptable form of ID such as your Australian driver's license or passport.
Business details. Provide your business name and type of business. To verify the existence of your business you can provide an Australian Business Number (ABN), Australian Company Number (ACN), Australian Registered Business Number (ARBN) or Australian Registered Scheme Number (ARSN).
Other information required. You'll have to provide personal and contact details of all authorised signatories as well as contact details of your business.

Compare other products from Westpac

Sources

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
1. Westpac Business One Plus Account information page
2. Westpac Business One Plus Account TMD

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Editorial Manager, Money

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Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full profile

Westpac Business One Plus account

Pros

Cons

Key features

$10 monthly account fee

Fee free electronic transactions

5 free staff-assisted transactions per month

Access exclusive offers

Free linked Business Debit Card

Access your account via the Westpac app

Business Online Banking and Business telephone banking

Instant payments with PayID

How to apply

Eligibility

Documentation needed

Compare other products from Westpac

Sources

Sources

Your reviews

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