In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other business transaction accounts
  • Your reviews
  • Ask a question
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Westpac Business One Plus account

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Westpac Business One Plus Account
Account keeping fee
$10
ATM withdrawal fee
$0
Overseas ATM withdrawal fee
$5
Overseas transaction fee of transaction value
3%

Our verdict

This is an everyday business transaction account that offers 25 free staff-assisted transactions per month and access to exclusive deals and discounts from partner brands.

This business transaction account could suit you if you do a mix of online and in-person banking. You can make unlimited free electronic transactions, plus 25 free staff-assisted transactions per month.

There is a $10 monthly account fee with this account. However, if you make a lot of your business transactions in branch it could be worth the monthly fee as each staff-assisted transaction would otherwise cost $3. If you don’t make any transactions in branch and do all your banking online, you could consider the Westpac Business One account instead which has no monthly fee and no fee-free staff-assisted transactions included.

As well as accessing free staff-assisted transactions, this account gives you access to a range of special offers and discounts from partner business brands which are exclusively available to Business One Plus account holders. This could also justify the $10 monthly account fee, depending on whether or not the deals are of interest to you.

This account can also help you manage your business finances by setting up bank feeds to your accounting software including MYOB and XERO.

Pros

  • Unlimited free electronic transactions
  • 25 free staff-assisted transactions per month
  • Banks feeds to MYOB and XERO
  • Access exclusive offers from partner brands
  • Free Westpac Business Debit Mastercard

Cons

  • $10 monthly account fee applies
  • International transaction fees apply

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other business transaction accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Westpac Business One Plus Account
Monthly account fee $10
Card access Mastercard
Own network ATM fee $0
International ATM Fee $5
International transaction fee 3%
Monthly deposit required to waive account fee N/A

Eligibility

Minimum Age 18
Minimum opening deposit N/A

Key features

$10 monthly account fee

This account has a $10 monthly account fee, which unlocks some extra benefits compared to the Westpac Business One Account which has no monthly fee.

Fee free electronic transactions

You can make unlimited electronic transactions. This includes BPAY transactions and electronic transfers to other Westpac or non Westpac accounts.

25 free staff-assisted transactions per month

You can make 25 free staff-assisted transactions per month (these are transactions made in branch with the help of a Westpac staff member). In comparison, the Westpac Business One Account which has no monthly fee charges $3 per staff-assisted transaction.

Access exclusive offers

Westpac Business One Plus account holders can access special offers from a range of business partners, including MYOB, AGL, Bitdefender, Lawpath, AWS and Samsung. These offers are only available to Westpac Business One Plus customers.

Free linked Business Debit Mastercard

You can link this account with a Business Debit Mastercard to withdraw cash from ATMs and to make purchases online and in store wherever Mastercard is accepted around the world. The Debit Mastercard comes with PayPass so you can make secure tap & go purchases without entering your PIN for transactions less than $100.


How to apply

Eligibility

To apply, you have to meet some basic eligibility criteria:

  • Business type. You can only apply online if you're a sole trader, a 1-director company or an existing Westpac business customer. All other business entities (including partnerships, companies, associations, SMSFs and trusts, and not-for-profits) can apply in branch.
  • Minimum age. You must be at least 18 years old.
  • Residency requirement. You must be operating in Australia with an Australian address.

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Alison Finder

Editor

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