NAB Travel Money Comparison & Reviews |

NAB Travel Money

These are the NAB products to compare if you're going overseas.


We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

NAB is one of Australia's Big Four banks and a full service financial institution. The bank has a suite of products aimed at travellers which includes a prepaid travel card, traveller's cheques, travel insurance and travel loans as well as foreign cash services. You can read about how to pick up NAB's Traveller Card for your next holiday as well as compare NAB's holiday insurance and loans on this page.

The NAB Traveller Card (Discontinued)

Data updated regularly
Name Product Available Currencies ATM Withdrawal Fee Initial Load Fee Reload fee
NAB Traveller Card (Discontinued)

Overseas: $0 per withdrawal via international ATMs

Domestic: $3.75 fee applies

Load up and lock in up to 10 currencies and benefit from no fees for reloading funds. Comes with a secondary card for added security.

Compare up to 4 providers

Travel card

The NAB Traveller Card (Discontinued) is a prepaid Mastercard product, which you can use to withdraw cash from ATMs and make purchases over the counter wherever Mastercard is accepted. You can hold up to 10 different currencies on the card at the one time including Australian dollars. Load and spend in one of these currencies and you won't pay the additional fee for currency conversion.

Available currencies
Australian dollarsCanadian dollarsHong Kong dollarsUS dollarsNew Zealand dollars
PoundsJapanese yenThai bahtEurosSingapore dollars

The card can be ordered online or picked up in-branch.

What happens if the local currency is not loaded on my card?

If the NAB Traveller Card (Discontinued) does not let you load the currency of your destination or you do not have any funds loaded in that currency, your existing currencies will be converted in order of priority. Your card will convert loaded currencies in this order (fixed by the bank): AU$, US$, GB£, EU€, CA$, NZ$, JP¥, SG$, HK$, and THß.

  • Exchange rate. NAB applies the 'currency to currency' exchange rate when you exchange funds from one currency to another. You will get slightly less when you exchange funds on a travel card compared to using a Visa or Mastercard credit or debit card. However, you're going to avoid the currency conversion fee using a travel card.
  • Reloading. By default, when you load money onto the card, funds are credited as Australian dollars, you're responsible for exchanging the funds to one of the above listed foreign currencies using NAB's online banking platform or over the phone. The exchange rate is locked in when you transfer money between different currencies.
  • Fees. Compared to other travel cards, the NAB Traveller Card (Discontinued) is low on fees. NAB doesn't charge an international ATM fee when you use this travel money card to withdraw cash from an overseas ATM, there are no initial load fees or reload fees either. Note the international ATM operator may charge a fee when you make a withdrawal, NAB charges a fee for using an ATM in Australia

What are the pros and cons of the NAB Traveller Card (Discontinued)?

  • No international ATM fees. This is a feature of just a few travel cards. You can avoid a withdrawal fee of a couple of dollars by using the card to get cash from an ATM.
  • Large range of currencies. The Traveller Card has a large range of popular currencies to choose from.
  • High maximum balances. This card can hold up to $45,000 on it at any time, and has a high daily transaction limit.
  • Missing some exotic currencies. The Traveller Card doesn't allow you to hold Vietnamese Dong or Emirati Dirhams, which some cards now allow.

NAB Traveller Card (Discontinued) review and application page

Traveller's cheques

NAB doesn't provide traveller's cheques. While traveller's cheques can be a secure way to take money overseas, they're difficult to cash these days, so you'll find that fewer providers offer them.

Where are you travelling to? Read our location guides to find the best travel money for your destination.

Currency exchange

Pickup cash before you get on the plane and sell any leftover overseas banknotes when you get back home, NAB buys and sells cash in more than 50 different currencies. All major currencies are available as well as exotics, for example: Brunei dollars, Barbados dollars, French Pacific francs, Israeli shekels and Omani rials. NAB doesn't sell Indian rupees or Western Samoan talas.

You can order foreign cash online or in-store. NAB charges a flat fee of $10 for in-store orders, online foreign cash orders are commission free. Pay for an online order using BPAY, allow up to 5 business days for the payment to clear. You can order up to the foreign currency equivalent of $5,000 Australian dollars over 24 hours or $20,000 AUD in a 21-day period.

Travel insurance

NAB provides international travel insurance, domestic insurance and multi-trip annual insurance. International travel insurance gives financial cover in the event of medical emergencies, loss and damage to personal effects and disruption to your travel plans.

Complimentary travel insurance with credit cards

You may also be eligible to receive complimentary international travel insurance through your NAB credit card. Products such as the NAB Low Fee Platinum card provide complimentary international travel insurance for up to 6 months when you purchase more than $500 of your prepaid travel expenses (such as your overseas return airfare) using your card.

warning Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘
Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
International travel insurance is limited and sometimes unavailable at this point.

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

Type or Select your destination(s)

Popular Destinations

Can't find your destination? Just type it in the box above.

We compare products from

By submitting this form, you agree to the Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

NAB travel insurance discount codes

What other travel products does NAB offer?

NAB provides personal loans you can use to fund your holiday. These lines of credit can be approved in just a few hours. NAB Travel Loans offer flexible terms and repayment options, you can borrow $5,000 to $55,000 and pay back the loan over 1 to 7 years.

NAB Travel Money frequently asked questions

Back to top

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

58 Responses

    Default Gravatar
    CalMarch 20, 2018

    The NAB Traveller Card does not have a monthly inactivity fee.

      Avatarfinder Customer Care
      JhezMarch 23, 2018Staff

      Hi Cal,

      Thank you for your comment.

      Yes, there is no monthly inactivity fee for the NAB Traveller card.


    Default Gravatar
    BarbJuly 20, 2017

    I need UAE currency on my NAB travel card . How do I do this. At airport in transit.

      Default Gravatar
      DanielleJuly 20, 2017

      Hi Barb,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      You can order foreign cash online or in-store. NAB charges a flat fee of $10 for in-store orders, online foreign cash orders are commission free. Pay for an online order using BPAY, allow up to 5 business days for the payment to clear. You can order up to the foreign currency equivalent of $5,000 Australian dollars over 24 hours or $20,000 AUD in a 21-day period.

      I hope this helps.


    Default Gravatar
    RhondaMarch 30, 2017

    Can travel cards be used to pay for online transactions that require another currency, say US Dollars?

      Avatarfinder Customer Care
      JasonMarch 30, 2017Staff

      Hi Rhonda,

      Thank you for your enquiry.

      You may use travel cards for online transactions that require foreign currency, including US Dollars. Some prepaid travel cards could also be pre-loaded with the foreign currency so that you can lock-in the exchange rate of those currencies. Please check the travel cards featured on our website to compare your options.

      Kind regards,

    Default Gravatar
    ShelleyFebruary 6, 2017

    We have NAB travel cards from several years ago. We don’t remember the pin numbers for these. If we took them into the NAB bank could they re-activate these for us? We are travelling to Thailand

      Avatarfinder Customer Care
      MayFebruary 6, 2017Staff

      Hi Shelley & Peter,

      Thanks for your question.

      The NAB Traveller card actually comes activated when you receive them and so their PINs. You would know if it’s still active by checking the expiry date of the card on the front. Usually, your card expires 5 years after activation and after which the card deactivates automatically.

      If your card is still active, you would need to contact NAB directly and ask for your PIN. Please note that you cannot change your PIN.


    Default Gravatar
    GeorginaAugust 14, 2016

    Hi, I am travelling to the UK, United Arab Emirates and Qatar.

    I guess I will use the NAB travel card for in the UK, but im worried about what i should use in UAE (maybe CBA travel card) and Qatar, especially Qatar as I will be there for 5 weeks and I know that no travel cards support Qatari riyals,

    What should i do? :(

      Avatarfinder Customer Care
      SallyAugust 15, 2016Staff

      Hi Georgina,

      Thanks for your comment.

      That’s correct, unfortunately no Australian travel money cards currently support Qatar riyals.

      As a financial comparison service, we’re unable to recommend any specific products but you may want to compare some cards that don’t charge a currency conversion fee on purchases made in unsupported currencies.

      Examples of these cards include the Commonwealth Bank Travel Money Card, STA CashFlex Card and Qantas Cash card.

      To decide which one you want to use, look at the other fees that come with the card (such as the purchase fee, loading or reloading fees, ATM withdrawal fees, closure fees) and consider how you intend to use the card.

      I hope this has helped.



    Default Gravatar
    KateJuly 27, 2016

    Can I take Australian dollars to a NAB bank and ask that it be loaded as another currency ??? o r do i have to do it online ????

      Avatarfinder Customer Care
      MayJuly 27, 2016Staff

      Hi Kate,

      Thanks for your inquiry.

      Yes, aside from the internet banking and BPay, you can also load funds onto your traveller card in a NAB branch and your money will be available immediately. Just make sure that you bring your NAB Traveller Card and valid photo ID with you.


    Default Gravatar
    TimJuly 13, 2016

    What exchange rate would NAB use for YTL (Turkish Liras) currently say as of 13/7/2016 when using NAB debit card in Turkey? How do I find out?

      Avatarfinder Customer Care
      SallyJuly 13, 2016Staff

      Hi Tim,

      Thanks for your question.

      The exchange rates on the NAB Travel Money card are updated daily and are available on the NAB website.

      I hope this has helped.



    Default Gravatar
    Megan.July 8, 2016

    If I still have money on my travel card when I return can I transfer it into a bank account? Do you charge a fee to cancel travel card once finished with after trip.

      Avatarfinder Customer Care
      SallyJuly 11, 2016Staff

      Hi Megan,

      Thanks for your question.

      Yes, you can return your remaining funds to an existing Australian bank account. If you’d like to avoid a currency conversion fee, make sure you’ve moved your remaining funds into your Australian dollars wallet before you transfer them to your account.

      If you’re an NAB customer, you can use NAB Internet Banking to transfer the card funds to your account. Otherwise, you’ll need to transfer them to your nominated account through your online NAB Travel Money account. If you’d also like to close the card, you can do so by contacting the card services team on 1800 098 231 or by logging into My Account at and completing the Cash Out Form. You’ll need to make sure you’ve transferred the funds out of your account before you do this. There is no fee to transfer funds from your account or close the card.

      I hope this has helped.



    Default Gravatar
    DANNYMarch 1, 2016

    What is the time frame until an inactive fee is charged?

      Avatarfinder Customer Care
      SallyMarch 2, 2016Staff

      Hi Danny,

      Thanks for your question.

      After speaking with a representative from NAB’s NAB Traveller card services team, I can confirm that when the inactivity fee is charged depends on the specific account.

      You’ll need to contact the NAB Traveller team on 1800 098 231 to confirm when your inactivity fee will be charged.

      I hope this has helped.



    Default Gravatar
    JimFebruary 29, 2016

    The information above states that you may only load Australian Dollars onto the card. However then it also states the other currencies that can also be loaded. Can you please explain this to me?

    Thank you

      Avatarfinder Customer Care
      SallyFebruary 29, 2016Staff

      Hi Jim,

      Thanks for your question and our apologies for the confusion.

      While you can only load Australian dollars directly onto the card, once you’ve loaded AUD on your account you can then transfer it to any of the nine supported currencies.

      I hope this has helped.



Go to site