Australia Post Travel Money

Rates and Fees verified correct on October 21st, 2016

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Australia Post travel money solutions: pay no commission or purchase fees for travel cards, traveller’s cheques and foreign cash orders.

Australia Post provide everything you need to prepare for your trip overseas. Australia Post can sell you foreign cash, a travel money card, traveller’s cheques and international money transfers. You can get international travel insurance from Australia Post, a special SIM to use overseas and they can hold your mail until you get back home. Read on for a review of these travel money products and services from Australia Post.

Comparison of Australia Post travel money cards

Rates last updated October 21st, 2016
Available Currencies ATM Withdrawal Fee Reload Fee Initial Load Fee
Australia Post Load&Go Travel Card
Australia Post Load&Go Travel Card
AUD, GBP, EUR, NZD, USD. AUD $2 equivalent $0 $0 More
Load&Go China card
Load&Go China card
Australian Dollars (AUD) Chinese Yuan (CNY) AUD $2 equivalent $0 $0 More

Australia Post Travel Cards

Australia Post sell three travel cards: the Load&Go Visa Travel Card, Load&Go China Travel Card and the Multi-currency MasterCard Cash Passport.

load&gocardThe Load&Go Visa Travel Card

The Load&Go Visa Travel Card is designed to take on trips to New Zealand, the United States of America, the United Kingdom and the eurozone. You can load the currencies of these countries and regions and spend without paying the additional fee for currency conversion, spend in a currency not loaded on the card and Australia Post will charge the currency conversion fee of 3%. A $2 ATM withdrawal fee is charged in addition to any fees from the local ATM operator when you get cash from ATMs. You can save on the card issue fee when you purchase the card in-store at an Australia Post retail outlet and load more than $100, subsequent reloads are free.

load&gochinaThe Australia Post Load&Go China Travel Card

The Australia Post Load&Go China Travel Card is made specifically for trips to China, so you can load Australian dollars and exchange the money to Chinese renminbi at a fixed rate. This is a UnionPay product, belonging to the card scheme with the widest acceptance in China. This prepaid travel card will not allow you to spend in Hong Kong dollars, there’s a 3% currency conversion fee if you use this product in Hong Kong, or anywhere else. Australia Post charge a $2 ATM withdrawal fee in addition to the local ATM operator fee when you withdraw cash.


The Multi-currency Cash Passport Prepaid MasterCard

You can also buy the Multi-currency Cash Passport Prepaid MasterCard from Australia Post. The Cash Passport supports more currencies than the Load&Go Visa. As well as US dollars, New Zealand dollars, British pounds, euros and Aussie dollars, you can hold Hong Kong dollars, Singapore dollars, Canadian dollars, Thai baht and Japanese yen. Ensure you spend in a currency you’ve loaded on the product otherwise a conversion fee of 5.95% is charged, which is almost double compared to most other debit, credit and travel cards. The Multi-currency Cash Passport does not charge a fee for international ATM withdrawals and you can avoid the card issue fee when you buy the card online. You won’t pay to reload the card through the Australia Post Travel Money website, reloading the product using BPAY will cost you 1% of the transaction value.

Australia Post Traveller’s Cheques

Traveller’s cheques can be a secure way of taking foreign currency overseas. You get to lock in a rate when you buy traveller’s cheques, they don’t expire and you’re the only person who can cash your cheques. You can cash the cheques at hotels, banks and exchange offices all over the world.

Australia Post can sell you American Express traveller’s cheques in the following currencies: US dollars, pounds, euros, Japanese yen and Canadian dollars. There’s no commission when you buy the cheques online or in-store. Online orders can take up to four business days before your cheques are ready to collect from your nominated post office.

You will have difficulty cashing traveller’s cheques in some countries, read our travel money guides for popular holiday destinations to find out about traveller’s cheque acceptance.

Currency exchange

Save on time exchanging cash or withdrawing from an ATM when you land in another country. Australia Post can sell you foreign cash before you leave Australia.

The Australia Post currency exchange service lets you change Australian dollars to any of the following currencies:

Available currencies
  • Euros (EUR)
  • Chinese renminbi (CNY)
  • British pounds (GBP)
  • Indonesian rupiah (IDR)
  • US dollars (USD)
  • Japanese yen (JPY)
  • Canadian dollars (CAD)
  • Malaysian ringgit (MYR)
  • Fijian dollars (FJD)
  • South African rand (ZAR)
  • Hong Kong dollars (HKD)
  • Swiss francs (CHF)
  • New Zealand dollars (NZD)
  • Thai baht (THB)
  • Singaporean dollars (SGD)

You can exchange cash in store, or you can place an order online. Pay with EFTPOS or cash (credit cards are not accepted) if you’re purchasing foreign cash in store (Australia Post have foreign exchange offices in Australia’s major international airports). You can use BPAY to pay for foreign currency orders placed online. There’s a cap of AUD$1,500 (or foreign currency equivalent) for in-store orders, the limit is AUD$8,500 (or foreign currency equivalent) for online orders. Online orders can take up to four days.

Australia Post travel insurance

Australia Post offer international and domestic travel insurance policies which cover you for medical, accidental and personal liability expenses when you’re abroad. You can take out domestic, basic international, comprehensive international and annual multi-trip cover. Read a detailed review of international travel insurance from Australia Post. These policies are competitively priced, but make sure to keep an eye out for promo codes you can use to get a discount on Australia Post travel insurance.

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Frequently asked questions about Australia Post Travel Money

Where can I use Australia Post Travel Cards?

The Load&Go China Travel Card is a Union Pay card. Union Pay is China’s largest card scheme and can be used all throughout China. The Load&Go Travel Card is a Visa product. This card will work all over the world as most merchants will take Visa. Similarly with the Multi-currency Cash Passport. The Cash Passport is a MasterCard product and will work all over the world wherever MasterCard is accepted.

How do I buy foreign cash?

Order foreign cash from the Australia Post Travel Money website. Use the currency converter tool to find out what rate Australia Post can offer, and if you’re happy with the quote, you can select the buy foreign cash option and the most convenient Australia Post outlet to collect your order. You can also purchase foreign cash in person from an Australia Post retail outlet.

When do I have to pay for my foreign currency order?

You have 24 hours to make a BPAY payment to Australia Post. Once you’ve entered your order details, Australia Post give you a BPAY payment details you can use to make a payment from your financial institution’s internet banking facility.

Do Australia Post and American Express charge a commission for foreign currency and traveller’s cheques orders?

Australia Post and American Express do not charge a commission when you purchase foreign cash or when you order American Express traveller’s cheques online. Australia Post do apply a margin to the exchange rate. You can see a quote for your order on the Australia Post website, compare this figure with quotes from other institutions to ensure you’re getting the best deal for your circumstances

What happens if I lose my traveller’s cheques?

Get in touch with the American Express Traveller’s Cheques Service Centre, American Express can make arrangements to get your replacement cheques usually within 24 hours.

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This page was last modified on 8 August 2016 at 16:46.

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10 Responses to Australia Post Travel Money

  1. Default Gravatar
    llew | February 7, 2016

    old American express travellers can they be cashed in at Australia post?

    • Staff
      Sally | February 8, 2016

      Hi Llew,

      Thanks for your question.

      Are you referring to the AMEX GlobalTravel card? If so, that card was discontinued in January 2015 and you could only cash out any remaining funds until 30 June 2015.



  2. Default Gravatar
    Tessa | September 5, 2015

    How do I get cash in US$.

    • Staff
      Sally | September 7, 2015

      Hi Tessa,

      Thank you for your question.

      If you’re looking to have access to US currency while travelling in US, you can use the Australia Post Load&Go Travel Money card.

      You’ll need to load the funds with Australian Dollars and then transfer them to USD.

      For other alternatives, you may wish to visit our United States Travel Money Guide for further information.

      I hope this has helped.



  3. Default Gravatar
    Peter | January 10, 2015

    Can this be used in Turkey and Venice

    • Staff
      Elizabeth | January 12, 2015

      Hi Peter,

      Thanks for your question.

      This card can be used anywhere MasterCard is accepted, which will include places that accept it in Turkey and Venice.

      I hope this has helped.



    • Default Gravatar
      Peter | January 11, 2015

      And which is the best one to use.

    • Staff
      Elizabeth | January 12, 2015

      Hi Peter,

      The best travel money card for you will depend on a few different factors, so the best way to find it would be to compare your options yourself. You can look at things like fees, currency conversion rates and the currencies that are available on the card. All travel money options available on can be found on this page.

      I hope this will help.



  4. Default Gravatar
    Kristy | June 17, 2014


    Like many followers on this site,I’m a complete novice when it comes to how the market works and how to apply that info to bet suit my financial needs and limitations. Hoping for some advice based on three travel cards I’ve been looking into as I can’t tell which will save me the most. I’m heading on a 19 day contiki of Europe in July- Aug , followed by 2.5 weeks in Scotland/Ireland followed by 8 days in the US.
    I’ve been looking at CBA, multi currency passport and aux post load and go.
    This is not a massive trip so I will be likely to close the card after I’ve returned, I expect to make an initial load and potentially one re-load. IN addition I will already have a small amount of cash in the 3 currencies I need and I plan on having a credit card with a small amount on it for back up…. Can you please suggest what route may be best for me?


    • Staff
      Shirley | June 18, 2014

      Hi Kristy,

      Thanks for your question.

      Unfortunately we can’t suggest one particular card for you. Since you’re travelling Europe, a card that lets you preload Euros beforehand can help you save on currency conversion fees. But since this is most of them, you have a wide range of options to choose form. If you think you’ll be using ATMs for withdrawals, you may want to opt for one that charges small ATM fees.

      My colleague, Marc, has recently come back from and Europe and has written up a travel guide that’s helpful.


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