For immediate release
Information verified correct on December 7th, 2016
Workplace safety risk: over 200,000 Aussies not compensated for work-related injuries
- Almost two in five Australians not compensated for injuries sustained at work
- 41,216 Australians spent over two working weeks out of action and without any financial support
- Men found to be more likely to take time off, but women more likely to be injured off-site
June 22, 2015, SYDNEY – More than 200,000 Australians who experienced injuries or illnesses on the job were not compensated last financial year, despite the majority needing time off work, research by one of Australia’s biggest comparison websites, lifeinsurancefinder.com.au1 revealed.
The lifeinsurancefinder.com.au new study of figures from the latest Australian Bureau of Statistics’ latest Work Related Injuries Australia revealed that 531,800 people experienced a work-related injury or illness for the year, of which 205,600 or almost two in five people (38.7 percent) did not receive compensation, including paid sick leave.
One in five Australians (106,500) who were injured or fell ill at work took two working weeks or longer to recover. This included an estimated 41,216 people who weren’t financially compensated.
While most Australians who fell ill or were injured at work took time off to recover, almost two in five people (38.6 percent) or 205,100 didn’t take time off work.To embed this interactive graphic:
Michelle Hutchison, Money Expert at lifeinsurancefinder.com.au, said the number of people who are not aware of their compensation rights is worrying.“It’s alarming that so many Australians aren’t taking steps to cover themselves and their households financially. Our research shows that over 40,000 Australians who were injured or fell ill at work didn’t receive compensation or sick leave because they either weren’t aware or didn’t think they were eligible.“Another 16,000 people didn’t take out compensation due to a perceived negative impact on their current or future work.”
Work-related injury or stress
- Sprain/strain: 33.1%
- Chronic joint or muscle condition: 21.1%
- Cut/open wound: 14.2%
- Crushing injury/internal organ damage: 8.6%
- Fracture: 6.8%
- Other: 6.2%
- Stress or other mental condition: 4.8%
- Burns: 4.3%
- Superficial injury: 0.9%
Ranked by highest proportion of injuries/illnesses, Source: ABS Work Related Injuries Australia, lifeinsurancefinder.com.au
The lifeinsurancefinder.com.au research also found that while 91 percent of these work-related injuries and illnesses occurred on-site (483,600), women were more than twice as likely to be injured travelling to or from work (8,600 women compared to 3,700 men). Surprisingly, women were also more prone to being injured during lunchtime or break activities than men (6,700 compared to 5,700).
“Australians need to take action to prevent their bank accounts from taking a hit, should they be put out of work due to injuries or illness. This is especially the case if you provide for a household or have rolling financial commitments such as rent or bills.
“Finding suitable income protection can be one way to weaken the blow of a work-related injury or illness, and can give you a financial crutch to lean on while you’re recovering – just don’t be one of the two in five who don’t make the effort to find compensation,” said Mrs Hutchison.
More findings from lifeinsurancefinder.com.au research
Men v. Women:
- More women sustained injuries from vehicle accidents, at 13,200 females compared to 11,100 men.
- Women were more likely to experience burns and crushing injuries, while men took more time off due to stress, fractures, cuts/open wounds and superficial injuries
- Men were more likely to fall from a height (making up 4.5% of all injuries, compared to women with 3%). Similarly, men were slightly more likely to fall on the same level (making up 13% of all injuries as opposed to women with 12.5%)
- Overall, men were more likely to take time off due to injury than women, with 65,000 men taking more than two working weeks off. This compares to 30,300 women
Why they didn't receive compensation
- 46% of cases (or 94,700) related to a minor injury or one where compensation wasn’t considered necessary
- 16,000 people did not apply for compensation due to a perceived negative impact on their current or future work
- 8,000 people thought the process was inconvenient or required too much effort or paperwork
Where injuries or illnesses occurred:
- The workplace accounted for over 91% of injuries, or 483,600 cases.
- Of those remaining, 4.4% or 23,600 cases occurred travelling on business, while 12,300 (2.3%) occurred travelling to or from work
- There were also 12,400 incidents that occurred during lunchtime or break activities
1 Total 205,600, ABS Work Related Injuries Australia, November 2014
2 Experian Hitwise since 2013
3 Period of study was July 2013-June 2014
For further information
The information in this release is accurate as of the date published, but rates, fees and other product features may have changed. Please see updated product information on finder.com.au's review pages for the current correct values.
finder.com.au is one of Australia’s biggest comparison websites and has helped over 4.8 million Australians find better credit cards, home loans, life insurance, shopping deals and more since 2006. finder.com.au compares 250 credit and debit cards from 31 providers, over 300 home loan products, and information from 13 life insurance providers as well as online shopping promo codes, mobile phone plans, travel insurance and more. One Australian every five minutes is using finder.com.au or creditcardfinder.com.au to find better (Source: Google Analytics).