loans.com.au
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loans.com.au Car Loans

Borrow up to $150,000 for a new, used or green car from loans.com.au. These loans charge establishment and early repayment fees.

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loans.com.au is an Australian online loan provider. In addition to car loans, they also offers housing loans and insurance. They offer three types of car loans. Their loan terms are 3 years to 7 years, and they charge an application fee of $400. There is also a fee for early repayments, if you pay off the loan before the last 12 months of the loan term.

loans.com.au - New - Fixed Rate Special

loans.com.au - New - Fixed Rate Special

7.09 % p.a.

fixed rate

8.21 % p.a.

comparison rate

  • Early payout available
  • Borrow up to $150,000
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loans.com.au - New - Fixed Rate Special

A competitive variable rate to purchase a car up to four years old. Option to add on-road costs into loan amount.

  • Interest rate: 7.09% p.a.
  • Comparison rate: 8.21% p.a.
  • Interest rate type: Fixed
  • Application fee: $400
  • Minimum loan amount: $5,000
  • Maximum loan amount: $150,000
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loans.com.au personal loan comparison

1 - 9 of 9
Updated regularly
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
loans.com.au - New - Variable Rate Special
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - New - Variable Rate Special
6.24%
7.36%
Variable
$400
$8
Monthly Repayment
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loans.com.au - New - Fixed Rate Special
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - New - Fixed Rate Special
7.09%
8.21%
Fixed
$400
$8
Monthly Repayment
You'll receive a fixed rate of 7.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

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loans.com.au - Green Car Loan Fixed
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Green Car Loan Fixed
6.09%
7.21%
Fixed
$400
$8
Monthly Repayment
You'll receive a fixed rate from 6.09% p.a. based on your risk profile
0.7% discount on the interest rate, applies on qualifying electric and hybrid car . Early payout available with no monthly or ongoing fees.

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loans.com.au - Fixed Rate Used Car < 3 years
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car < 3 years
8.09%
9.2%
Fixed
$400
$8
Monthly Repayment
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More Info
loans.com.au - Variable Rate Used Car < 3 years
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Variable Rate Used Car < 3 years
7.74%
8.85%
Variable
$400
$8
Monthly Repayment
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More Info
loans.com.au - Fixed Rate Used Car < 5 years
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car < 5 years
8.29%
9.4%
Fixed
$400
$8
Monthly Repayment
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loans.com.au - Variable Rate Used Car < 5 years
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Variable Rate Used Car < 5 years
7.74%
8.85%
Variable
$400
$8
Monthly Repayment
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More Info
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
9.09%
10.2%
Fixed
$400
$8
Monthly Repayment
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More Info
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed, 3 - 7 Years, $5,000 - $150,000
loans.com.au - Fixed Rate Used Car Loan (8+ years)
12.79%
13.9%
Fixed
$400
$8
Monthly Repayment
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More Info
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  • Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 years and 7 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
  • Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.

Features on offer from loans.com.au

  • Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
  • Loan term. The minimum term is 3 years and the maximum is 7 years. You can choose to settle your loan as early as possible to save money on interest.
  • Loan amount. The minimum loanable amount is $5,000 and the maximum is $150,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
  • Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
  • Accessibility. Manage everything online and have access to your money when you need.

What other products does loans.com.au offer?

  • Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
  • Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
  • Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.

How to apply for a personal loan from loans.com.au

Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started. Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.

You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you've found the right purchase.

Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au's lending specialists will assist you further with the required documentation.

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2 Responses

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    MaxJune 16, 2016

    Who would be the best company for a loan of $16000 with a guarantor as I have a bad credit rating but my guarantor is financially save and debt free

    Reply
      AvatarFinder
      ElizabethJune 16, 2016Finder

      Hi Max,

      I can’t recommend a specific lender to you but you may want to learn more about guarantor personal loans.

      I hope this helps,

      Elizabeth

      Reply
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