loans.com.au Personal Loans

Rates and Fees verified correct on December 4th, 2016

Enjoy competitive rates and the services of a personal lending manager when you take out a personal loan from loans.com.au

loans.com.au is an Australian online loan provider. In addition to car loans, loans.com.au also offers housing loans and insurance. Together with Firstmac, a wholesale lending company with over 32 years of experience, loans.com.au has helped many Australians fulfil their financial dreams.

Loans.com.au personal loan comparison

Rates last updated December 4th, 2016
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Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
Loans.com.au - New Car Loan
This car loan is for new cars and offers a low fixed rate and no ongoing fees.
From 4.94% (fixed) 5.49% $5,000 3 to 5 years $400 More
Rates last updated December 4th, 2016
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
HSBC Personal Loan
A competitive fixed interest rate loan with the option to make extra repayments. Min. income $30,000
From 11.99% (fixed) 12.54% $5,000 1 to 5 years $150 Go to site More
Latitude Personal Loans (Unsecured)
An unsecured loan designed for multiple purposes – renovating, buying a car or travelling. Funds can be in your count in as little as 24 hours.
From 13.99% (fixed) 15.2% $3,000 2 to 7 years $250 (Loans under $4000 - $140) Go to site More
CUA Fixed Rate Personal Loan
A competitive fixed-rate loan with flexible repayments that can help you consolidate debt or make a large purchase.
From 11.99% (fixed) 11.99% $1,000 1 to 7 years $0 Go to site More
ANZ Fixed Rate Personal Loan
A flexible loan option that lets you pay off your debt, buy a car, fix up your house or cover travel costs.
From 13.95% (fixed) 14.81% $5,000 1 to 7 years $150 Go to site More
MoneyPlace P2P Loan
Interest rates from 8.90% p.a to 17.25% p.a. Comp rates from 8.90% p.a to 19.01% p.a depending on your credit score.
From 8.9% (fixed) 8.9% $5,000 3 to 5 years 0% - 3.75% of loan amount Go to site More
RateSetter Personal Loan
Ratesetter allow you to get a personalised rate based on your credit score.
From 9.42% (fixed) 9.42% $2,001 0.5 to 5 years $0 (fees may be charged) Go to site More
NOW FINANCE Personal Loans
Get rewarded with a low interest rate for your good credit history.
From 9.95% (fixed) 11.41% $4,000 1.5 to 7 years $395 (Based on $10,000) Go to site More
RACQ Unsecured Loan
An unsecured personal loan that lets you borrow funds for what you need. Repay the loan on terms up to seven years.
From 13.95% (fixed) 14.52% $5,000 1 to 7 years $378 Go to site More
CUA Variable Rate Personal Loan
Enjoy a competitive interest rate, flexible repayment options and no monthly fees.
From 12.99% (variable) 12.99% $1,000 1 to 7 years $0 Go to site More
St.George Get Set Loan Personal Loan
A revolving line of credit that lets you access your funds as and when you need to.
From 17% (variable) $5,000 $150 Go to site More
ANZ Variable Rate Personal Loan
A variable rate loan that lets you make and redraw additional repayments.
From 14.69% (variable) 15.55% $5,000 1 to 7 years $150 Go to site More
  • Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 and 5 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
  • Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.

Features on offer from loans.com.au

  • Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
  • Loan term. The minimum term is 1 year and the maximum is 5 years. You can choose to settle your loan as early as possible to save money on interest.
  • Loan amount. The minimum loanable amount is $5,000 and the maximum is $100,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
  • Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
  • Accessibility. Manage everything online and have access to your money when you need.

What other products does loans.com.au offer?

  • Business car loans. The lender provides flexible leasing options for both businesses and businesspeople. Also known as commercial or corporate hire purchase, this arrangement sees loans.com.au purchase the vehicle and rent it back to you at a pre-agreed rate for a period of one to five years.
  • Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
  • Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
  • Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.

How to apply for a personal loan from loans.com.au

Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started.Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.

You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you’ve found the right purchase.

Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au’s lending specialists will assist you further with the required documentation.

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This page was last modified on 21 June 2016 at 10:28.

HSBC Personal Loan

A competitive fixed interest rate loan with the option to make extra repayments. Min. income $30,000

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

CUA Variable Rate Personal Loan

Enjoy a competitive interest rate, flexible repayment options and no monthly fees.

SocietyOne Unsecured Personal Loan

Interest rates range from 7.9% p.a. to 24.25% p.a. Comp rate from 9.58% p.a. to 27.99% p.a. depending on your credit score

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2 Responses to loans.com.au Personal Loans

  1. Default Gravatar
    Max | June 16, 2016

    Who would be the best company for a loan of $16000 with a guarantor as I have a bad credit rating but my guarantor is financially save and debt free

    • Staff
      Elizabeth | June 16, 2016

      Hi Max,

      I can’t recommend a specific lender to you but you can find out about guarantor personal loans on this page.

      I hope this helps,

      Elizabeth

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