loans.com.au Personal Loans

Rates and Fees verified correct on April 26th, 2017

Enjoy competitive rates and the services of a personal lending manager when you take out a personal loan from loans.com.au

loans.com.au is an Australian online loan provider. In addition to car loans, loans.com.au also offers housing loans and insurance. Together with Firstmac, a wholesale lending company with over 32 years of experience, loans.com.au has helped many Australians fulfil their financial dreams.

Loans.com.au personal loan comparison

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Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment Product Description
Loans.com.au - New Car Loan
From 5.44% (fixed)
5.99%
$5,000
3 to 5 years
$400
This car loan is for new cars and offers a low fixed rate and no ongoing fees.

Compare up to 4 providers

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Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment Product Description
Citi Personal Loan Plus
From 11.99% (variable)
12.77%
$5,000
3 to 5 years
$199 (monthly fees waived in the first year)
Borrow up to $75,000 with this personal loan offer from Citi.
NAB Personal Loan Unsecured Variable Rate
From 14.69% (variable)
15.55%
$5,000
1 to 7 years
$150
An unsecured loan with a redraw facility that allows you to access money you've paid in advance. You must have held a NAB Credit Card or Transaction account for at least 6 months before applying.
CUA Discount Fixed Personal Loan (Loans over $30,000)
From 10.99% (fixed)
10.99%
$30,000
1 to 7 years
$0
Take advantage of a competitive fixed rate and no monthly fees when you borrow over $30,000
Latitude Personal Loans (Unsecured)
From 13.99% (fixed)
15.2%
$3,000
2 to 7 years
$250 (Loans under $4000 - $140)
An unsecured loan designed for multiple purposes – renovating, buying a car or travelling. Funds can be in your count in as little as 24 hours.
ANZ Fixed Rate Personal Loan
From 13.95% (fixed)
14.81%
$5,000
1 to 7 years
$150
A flexible loan option that lets you pay off your debt, buy a car, fix up your house or cover travel costs.
QT Mutual Bank Personal Loan
From 12.95% (variable)
13.54%
$3,000
5 years
$395 (establishment fee)
You can use this personal loan to buy just about anything: a new boat, home renovations, a holiday or even to consolidate existing debt.
CUA Discount Variable Personal Loan (Loans over $30,000)
From 10.89% (variable)
10.89%
$30,000
1 to 7 years
$0
Apply for a loan over $30,000 and enjoy a discounted interest rate
St.George Get Set Loan Personal Loan
From 17% (variable)
$5,000
$150
A revolving line of credit that lets you access your funds as and when you need to.
ANZ Variable Rate Personal Loan
From 14.69% (variable)
15.55%
$5,000
1 to 7 years
$150
A variable rate loan that lets you make and redraw additional repayments.
NAB Personal Loan Unsecured Fixed
From 14.99% (fixed)
15.85%
$5,000
1 to 7 years
$150
An unsecured loan available for a wide range of purposes for a long period of time up to 7 years. You must have held a NAB Credit Card or Transaction account for at least 6 months before applying.

Compare up to 4 providers

  • Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 and 5 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
  • Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.

Features on offer from loans.com.au

  • Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
  • Loan term. The minimum term is 1 year and the maximum is 5 years. You can choose to settle your loan as early as possible to save money on interest.
  • Loan amount. The minimum loanable amount is $5,000 and the maximum is $100,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
  • Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
  • Accessibility. Manage everything online and have access to your money when you need.

What other products does loans.com.au offer?

  • Business car loans. The lender provides flexible leasing options for both businesses and businesspeople. Also known as commercial or corporate hire purchase, this arrangement sees loans.com.au purchase the vehicle and rent it back to you at a pre-agreed rate for a period of one to five years.
  • Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
  • Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
  • Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.

How to apply for a personal loan from loans.com.au

Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started.Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.

You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you’ve found the right purchase.

Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au’s lending specialists will assist you further with the required documentation.

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This page was last modified on 20 April 2017 at 1:42am.

Citi Personal Loan Plus

Borrow up to $75,000 with this personal loan offer from Citi.

ANZ Variable Rate Personal Loan

A variable rate loan that lets you make and redraw additional repayments.

NAB Personal Loan Unsecured Variable Rate

An unsecured loan with a redraw facility that allows you to access money you've paid in advance. You must have held a NAB Credit Card or Transaction account for at least 6 months before applying.

Latitude Personal Loan (Secured)

Can be used for whatever purpose: renovating, buying a car, booking a holiday. Funds can be in your account in as little as 24 hours.

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2 Responses to loans.com.au Personal Loans

  1. Default Gravatar
    Max | June 16, 2016

    Who would be the best company for a loan of $16000 with a guarantor as I have a bad credit rating but my guarantor is financially save and debt free

    • Staff
      Elizabeth | June 16, 2016

      Hi Max,

      I can’t recommend a specific lender to you but you can find out about guarantor personal loans on this page.

      I hope this helps,

      Elizabeth

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