loans.com.au Personal Loans

Enjoy competitive rates and the services of a personal lending manager when you take out a personal loan from loans.com.au

loans.com.au is an Australian online loan provider. In addition to car loans, loans.com.au also offers housing loans and insurance. Together with Firstmac, a wholesale lending company with over 32 years of experience, loans.com.au has helped many Australians fulfil their financial dreams.

Loans.com.au personal loan comparison

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Name	Product	Interest Rate (p.a.)	Comparison Rate (p.a.)	Min Loan Amount	Loan Term	Application Fee	Monthly Repayment	Product Description
Loans.com.au - New Car Loan		From 5.44% (fixed)	5.99%	$5,000	3 to 5 years	$400		This car loan is for new cars and offers a low fixed rate and no ongoing fees.	More	Compare	loading Fetching your data...

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• Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 and 5 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
• Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.

Features on offer from loans.com.au

• Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
• Loan term. The minimum term is 1 year and the maximum is 5 years. You can choose to settle your loan as early as possible to save money on interest.
• Loan amount. The minimum loanable amount is $5,000 and the maximum is $100,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
• Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
• Accessibility. Manage everything online and have access to your money when you need.

What other products does loans.com.au offer?

• Business car loans. The lender provides flexible leasing options for both businesses and businesspeople. Also known as commercial or corporate hire purchase, this arrangement sees loans.com.au purchase the vehicle and rent it back to you at a pre-agreed rate for a period of one to five years.
• Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
• Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
• Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.

How to apply for a personal loan from loans.com.au

Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started.Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.

You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you’ve found the right purchase.

Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au’s lending specialists will assist you further with the required documentation.