loans.com.au personal loans

Enjoy competitive rates and the services of a personal lending manager when you take out a personal loan from loans.com.au.

loans.com.au is an Australian online loan provider. In addition to car loans, loans.com.au also offers housing loans and insurance. Together with Firstmac, a wholesale lending company with over 32 years of experience, loans.com.au has helped many Australians fulfil their financial dreams.

loans.com.au Car Loan Offer

Loans.com.au - New Car Loan

From

5.44 % p.a.

fixed rate

From

5.99 % p.a.

comparison rate

  • Early payout available
  • No monthly ongoing fee
  • Borrow up to $100,000
Security Logo

100% confidential application

loans.com.au Car Loan Offer

The loans.com.au car loan features a competitive interest rate and a car buying service for vehicles up to 9 years old

  • Interest rate from: 5.44% p.a.
  • Comparison rate: 5.99% p.a.
  • Interest rate type: Fixed
  • Application fee: $400
  • Minimum loan amount: $5,000
  • Maximum loan amount: $100,000
Go to site
Promoted

loans.com.au personal loan comparison

Rates last updated August 17th, 2018
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
Loans.com.au - New Car Loan
From 5.44% (fixed)
5.99%
$5,000
3 to 5 years
$0
$400
This car loan is for new cars and offers a low fixed rate and no ongoing fees.

Compare up to 4 providers

  • Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 and 5 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
  • Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.

Features on offer from loans.com.au

  • Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
  • Loan term. The minimum term is 3 years and the maximum is 5 years. You can choose to settle your loan as early as possible to save money on interest.
  • Loan amount. The minimum loanable amount is $5,000 and the maximum is $100,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
  • Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
  • Accessibility. Manage everything online and have access to your money when you need.

What other products does loans.com.au offer?

  • Business car loans. The lender provides flexible leasing options for both businesses and businesspeople. Also known as commercial or corporate hire purchase, this arrangement sees loans.com.au purchase the vehicle and rent it back to you at a pre-agreed rate for a period of one to five years.
  • Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
  • Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
  • Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.

How to apply for a personal loan from loans.com.au

Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started.Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.

You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you’ve found the right purchase.

Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au’s lending specialists will assist you further with the required documentation.

Was this content helpful to you? No  Yes

Related Posts

Personal Loan Offers

Important Information*
HSBC Personal Loan

A competitive fixed interest rate loan with the option to make extra repayments. Rates range from 9.5% p.a. to 15.99% p.a. based on your credit history.

SocietyOne Unsecured Personal Loan

Based on your risk profile, you will receive a tailored rate between 7.5% and 20.49% with a SocietyOne personal loan.

Latitude Personal Loan (Unsecured)

An unsecured loan with a tailored rate from 13.99% p.a. to 29.99% p.a. designed for multiple purposes including renovating, buying a car or travelling.

Citi Personal Loan Plus

Borrow up to $75,000 to use for a range of purposes. You’ll receive a rate of between 8.99% p.a. and 17.99% p.a. depending on your risk profile. (Comparison Rate of 9.96% p.a. to 18.91% p.a.)

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

2 Responses

  1. Default Gravatar
    MaxJune 16, 2016

    Who would be the best company for a loan of $16000 with a guarantor as I have a bad credit rating but my guarantor is financially save and debt free

    • finder Customer Care
      ElizabethJune 16, 2016Staff

      Hi Max,

      I can’t recommend a specific lender to you but you can find out about guarantor personal loans on this page.

      I hope this helps,

      Elizabeth

Ask a question
Go to site