loans.com.au

loans.com.au Car Loans

Borrow up to $100,000 for a new, used or green car from loans.com.au. These loans charge establishment and early repayment fees.

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loans.com.au is an Australian online loan provider. In addition to car loans, they also offers housing loans and insurance. They offer three types of car loans. This includes new and dealer used car loans. Interest rates for this loan starts from 3.99% p.a. They also have a green car loan, starting at 3.29% p.a., and a used car loan starting from 5.19% p.a.. Their loan terms are 3 years to 5 years, and they charge an application fee of $400. There is also a fee for early repayments, if you pay off the loan before the last 12 months of the loan term.

loans.com.au - New and Dealer Used Car Loan

loans.com.au - New and Dealer Used Car Loan

3.99 % p.a.

fixed rate

4.53 % p.a.

comparison rate

  • Early payout available
  • No monthly ongoing fee
  • Borrow up to $100,000
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100% confidential application

loans.com.au - New and Dealer Used Car Loan

A competitive fixed rate to purchase a car up to four years old. Option to add on-road costs into loan amount.

  • Interest rate: 3.99% p.a.
  • Comparison rate: 4.53% p.a.
  • Interest rate type: Fixed
  • Application fee: $400
  • Minimum loan amount: $5,000
  • Maximum loan amount: $100,000
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loans.com.au personal loan comparison

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
loans.com.au - New and Dealer Used Car Loan
3.99% (fixed)
4.53%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 3.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
loans.com.au - Green Car Loan
3.29% (fixed)
3.83%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate of 3.29% p.a. based on your risk profile
0.7% discount on the interest rate, applies on qualifying electric and hybrid car . Early payout available with no monthly or ongoing fees. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
loans.com.au - Used Car Loan (6+ years)
5.19% (fixed)
5.74%
$5,000
3 to 5 years
$400
$0
You'll get a fixed rate of 5.19% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee and balloon payment option. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
loans.com.au - Used Car Loan (8+ years)
9.19% (fixed)
9.76%
$5,000
3 to 5 years
$400
$0
You'll get a fixed rate of 9.19% p.a.
Borrow up to $100,000 for a used car for 8+ years, with no monthly fee and balloon payment option. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
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Compare up to 4 providers

  • Standard Car Loan. This loan puts the power of choice in your hands – you choose your car, the loan amount, loan term between 3 years and 5 years, and how often you would like to make your repayments. This loan is secured, features a fixed interest rate and allows early repayment.
  • Car refinance. If you already have a car loan but are looking to save some money, you can consider this refinancing loan from loans.com.au. This loan is available with a competitive fixed interest rate and is designed to help you save on your existing loan.

Features on offer from loans.com.au

  • Competitive rates. loans.com.au offers competitive interest rates with its loans, helping you to keep your repayments low.
  • Loan term. The minimum term is 3 years and the maximum is 5 years. You can choose to settle your loan as early as possible to save money on interest.
  • Loan amount. The minimum loanable amount is $5,000 and the maximum is $100,000, making a loans.com.au personal loan suitable for financing the purchase of a range of vehicles.
  • Repayment options. loans.com.au offers regular monthly repayments over an agreed period of time in order to help you pay off your loan faster.
  • Accessibility. Manage everything online and have access to your money when you need.

What other products does loans.com.au offer?

  • Home loans. loans.com.au has a range of home loans with fixed and variable rate options.
  • Chattel mortgage. Also termed as a vehicle lease, a chattel mortgage is mainly for business use. loans.com.au offers flexible repayment terms and flexible lump sum repayments.
  • Insurance. Insurance options available include lifestyle protection, home, landlord, car, and caravan and trailer insurance.

How to apply for a personal loan from loans.com.au

Applying for a personal loan with loans.com.au is easy. Simply click "Go to Site" to get started. Fill in the application form with your complete personal and loan details, including the loan purpose and the estimated loan amount, then proceed to input your employment details.

You can also check if you prequalify for a loan by filling out the pre-qualification form. loans.com.au will evaluate your financial standing based on your income and combined expenses. Pre-qualification is valid for three months and you can formally apply for a loan once you’ve found the right purchase.

Aside from being a resident, you need to submit two recent payslips dated in the past four weeks for each borrower and three bank statements where your salary is credited. Apart from that, documents required will vary depending on the type of loan, as well as if you are buying privately or through a dealer. loans.com.au’s lending specialists will assist you further with the required documentation.

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Important Information*
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Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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2 Responses

    Default Gravatar
    MaxJune 16, 2016

    Who would be the best company for a loan of $16000 with a guarantor as I have a bad credit rating but my guarantor is financially save and debt free

      Avatarfinder Customer Care
      ElizabethJune 16, 2016Staff

      Hi Max,

      I can’t recommend a specific lender to you but you may want to learn more about guarantor personal loans.

      I hope this helps,

      Elizabeth

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