90,000 bonus points! We found the 5 best frequent flyer cards right now

Fly yourself to the Moon and back with a stack of bonus Qantas or Velocity Points.
This month, Finder's highest-rated frequent flyer credit card is the Qantas American Express Ultimate credit card.
Here's why that card came out on top this month, plus 4 other really great offers on the market right now.
All our top cards are rated using the Finder Scoring system, which is 100% objective and data-driven.
1. Qantas American Express Ultimate Card
The Qantas American Express Ultimate Card has a Finder Score of 9.9.
This card gives you 90,000 bonus Qantas Points if you spend at least $3,000 on eligible purchases within the first 3 months and hold the card for 12 months.
The card has a $450 annual fee but that's offset nicely by a yearly Qantas travel credit worth the same amount.
2. Citi Prestige Card - Velocity Points Offer
The Citi Prestige Card - Velocity Points Offer card has a Finder Score of 9.6.
This card gives you a simply ridiculous 200,000 bonus Velocity Points if you spend $12,000 in the first 3 months and hold the card for over 12 months.
Yes, that means paying the annual fee twice. And yes, the annual fee is $700. But you get a lot of value from the card, including hotel discounts, unlimited airport lounge access, complimentary travel insurance and more.
Want more options?
Compare more excellent frequent flyer cards.
3. ANZ Frequent Flyer Black Card
The ANZ Frequent Flyer Black has a Finder Score of 9.43 in the frequent flyer category.
This card is a perennial top scorer, with 130,000 bonus Qantas Points on offer if you spend $5,000 in the first 3 months and keep the card for a year.
The $425 annual fee is offset by a $200 cashback too. And the card gives you great perks like Qantas Club lounge invitations, complimentary insurance and a concierge service.
4. American Express Velocity Platinum Card
The American Express Velocity Platinum Card has a frequent flyer Finder Score of 9.38.
This card is a more modest Velocity Points offer. You get 60,000 bonus Velocity Points if you meet the spend criteria, but you also get 100 bonus Status Credits, plus Virgin Australia lounge access.
The annual fee is $440, which is higher than the average for this kind of card. But you also get a free return domestic flight year (with some conditions).
5. Virgin Australia Velocity High Flyer
The Virgin Australia Velocity High Flyer Card has a Finder Score of 9.26.
This card is a solid value offer all around. You can get 100,000 Velocity Points if you meet the spend criteria, and the card's annual fee is not too high at $329.
Plus it's offset by a $129 Virgin gift card. You also get 100 bonus status credits.
Details of these cards are correct at time of publication and subject to change. All these cards were identified as the "best" cards using the Finder Score, a data-driven methodology that considers rates, fees and card features.
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